Nicks Northern Kentucky Real Estate Blog

  Earlier, while stopping for my morning coffee, I was the beneficiary of a random act of kindness...and it felt really good.  It was simple and effective.  When I pulled up to the window to pay, the barista told me that the lady in front of me already paid for my drink! What?!? "It's free?" I a...

  After a record year of 1 million homes foreclosed on in 2010, the outlook for this year is proving that 1 million  may be dwarfed in comparison.  There are nearly 5 million mortgage holders that are at least 2 months behind on their payments.  The good news behind these numbers, according to R...

If you haven't heard of the case in Massachusetts in which two foreclosures have been overturned, one held by US Bank and the other by Wells Fargo, you should read up on it.  The conclusion on Friday made by the state Supreme Court says that the aforementioned institutions could not prove they h...

  Not unexpectedly, homeowners are choosing to be more pragmatic with their remodeling choices according to the data in the Remodeling 2010-11 Cost vs. Value Report.  (I'll be using data for the East North Central area even though I'm in KY as my proximity to Cincinnati more closely represents t...

  50 Year lows on interest rates have begun to rise and most predict that's just the way it's going to be.  According to Freddie Mac's weekly mortgage market survey, average 30-year fixed rates are up to 4.86% from 4.17%.  Bankrate.com has the average at 5.02%, crossing the 5% mark for the secon...

  How are people finding your website?  If you're not using the free Analytics tool from Google, you're missing out on one of the easiest, most powerful tools for your online business.  Google Analytics is simple to install, simple to manage and ensures a better ROI on your online marketing doll...

Building and Maintaining a Great Credit Profile Your credit report represents how well you manage your financial responsibilities. The good news is that your negative information drops off over time but the positive information remains. Building a strong and consistent history of responsibly usi...

  As if B of A needed any more bad press with regards to foreclosures, an article surfaces in the New York Times.  We all know what a pain in the A$$ they are to deal with on out short sale files, that is already well documented here on AR & elsewhere, but this latest news is nearly incomprehens...