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I was with a friend the other day, as we both went to an exhibit at the convention center. She stopped and wanted to ask a question about a friend of hers at work. It seems her friend was extremely studious about his money. He was a devout saver. She told me that he would literally buy a bucket o...
07/01/2021
When it comes to renovating your home or building a new one, the journey to your desired end result may not be any fun.The “construction journey” could be very stressful, full of your compromises, packed with delays, infused with lower quality, and more expensive than agreed to. The renovation or...
06/30/2021
The housing market has been on fire during the Covid-19 pandemic. People are looking to change locales, get more space, or just make some money owning real estate. Do not forget less than a decade ago; we were just coming out of the great recession and a major housing crisis. It is imperative tha...
06/29/2021
Refinancing a mortgage is when you get a new loan to replace your current home loan. Depending on the type of loan you get, refinancing could help lower your interest rate or monthly payment or shorten your repayment terms to pay off your loan sooner.When current mortgage and refinance rates are ...
06/26/2021
Higher home prices are having a significant impact on housing affordability, regardless of historically low mortgage rates. Housing affordability has declined compared to a year ago in all four major regions of the U.S., according to the National Association of REALTORS®’ Housing Affordability In...
06/24/2021
Potential homeowners keep an eye on interest rate moves. And so do lenders. Higher rates mean borrowing power is diminished. Some become more serious ‘rate watchers’ than others. Others less so. But just reading the headlines of recent rate moves need to be looked at with a little more scrutiny. ...
06/22/2021
Buying a home is a major event. If you're a first-time homebuyer, it's normal to have a lot of questions about the process. Can I qualify for a mortgage? How much can I afford? Do I need a mortgage before I look at homes? Where do I even begin?In this article, we'll outline the steps to getting a...
06/21/2021
When you purchase a home, even a home that isn’t new, there is a very good chance that you will be offered a home warranty as a safety net against expensive, unforeseen repairs. It may sound like a great form of financial protection—but is it really the safety net that homeowners expect? Let’s f...
06/20/2021
Discrimination and inequalities persistThe mortgage approval process refers to the steps related to securing a home mortgage. Estimates report that nearly two-thirds of a typical American household’s wealth comes from homeownership, making it crucial for prosperity.1Lending is central to homeowne...
06/17/2021
With mortgage rates at historic lows, now is a great time to save money by refinancing. And it may make sense even if you already have a low rate on your mortgage. Mortgage rates have been at historic lows ever since the beginning of the coronavirus pandemic. At the beginning of 2020, 30-year mor...
06/16/2021
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