Mortgages Made Simple

That's a great question! Getting pre-approved by a lender should be one of the first steps you take when looking for your next home. If you're thinking to yourself, "My credit is good enough" or "I've purchased a house before, I"ll be ok" ...THINK AGAIN!  Things in the mortgage world have change...

Here are today's local Marshall County interest rates as of Janurary 2, 2011. These rates are for Arab, AL; Guntersville, AL; Albertville, AL; Boaz, AL; and other surrounding communities. Conventional 30 Year Fixed Rate 4.750% (5.037% APR) Conventional 15 Year Fixed Rate 4.250% (4.739% APR) FHA 3...

I know this isn't a blog associated with Real Estate.  Yes, this is a shameless plug for my daughter to win a contest.  I'll just get that right out there. My daughter, Zoe, needs your votes.  If you'll go to http://bit.ly/voteforzoe you'll see Zoe's picture.  You'll just need to add a comment to...

  It's been some time since I've posted on this topic, but felt the need to really re-visit this. Many lenders are raising their minimum FICO scores to 640, almost across the board for all loan programs.  It is important for borrowers to know their real FICO score. There are several lenders will ...

Here are today's local Marshall County interest rates as of October 20, 2010. These rates are for Arab, AL; Guntersville, AL; Albertville, AL; Boaz, AL; and other surrounding communities. Conventional 30 Year Fixed Rate 4.000% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 3...

Here are today's local Cullman County interest rates as of October 20, 2010. Conventional 30 Year Fixed Rate 4.000% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.25...

Here are today's local Cullman County interest rates as of October 15, 2010. Conventional 30 Year Fixed Rate 4.000% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.12...

Here are today's local Cullman County interest rates as of October 12, 2010. Conventional 30 Year Fixed Rate 3.875% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.12...

Here are today's Alabama interest rates as of October 12, 2010. Conventional 30 Year Fixed Rate 3.875% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.125% (4.250% AP...

Here are today's local Marshall County interest rates as of October 12, 2010. Conventional 30 Year Fixed Rate 3.875% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.1...