National Breast Cancer Awareness Month (NBCAM) organization is comprised of several national public service organizations, professional medical associations, and government agencies working in partnership to build breast cancer awareness, share information and provide access to screening services. NBCAM, and www.nbcam.org, are a year-round resource for patients, survivors, caregivers and the general public.Since its beginning more than 20 years ago, NBCAM has been dedicated to increasing awareness of breast cancer issues, especially the importance of early detection. NBCAM has evolved along with the national dialogue on breast cancer. Many strides have been made in breast cancer awareness and treatment, but even more still needs to be accomplished. We are focused on encouraging women to... 10/12/2008

Wild Markets, The Fed, and Opportunities Uncertainty in Financial Markets Could Cause Dramatic Rise in Existing ARMs at Next Adjustment If you or anyone you know has an Adjustable Rate Mortgage, this is an important point to consider. Many ARM loans are tied to the London Interbank Offered Rate (LIBOR). In fact, there are six million loans in the United States that use LIBOR to determine the interest rate and as the name suggests, many banks use this rate to lend money to each other. But, today, banks lack confidence that the money they lend will be paid back. In light of what has happened with Lehman Brothers, IndyMac Bank and others, as well as AIG, banks are requiring much higher rates on LIBOR to offset the added risk. The Federal Reserve Left Rates Unchanged but...The Federal Reser... 10/07/2008

As of today, October 1st there are some new guidelines to keep in mind when keeping your current residence as a rental or 2nd home.  I. Purchases: Conversion of Primary Residence to Second Home or Investment Property  Conversion to Second HomeBoth the current and proposed mortgage payments must be used to qualify the borrower for the new transaction and 6 months PITI for both properties is required to be held in reserves. The reserve requirement may be reduced to 2 months PITI for both properties if there is documented equity of at least 30% in the existing property, based on a full appraisal minus any outstanding liens. Use of the previous residence as a second home must be reasonable; otherwise, it must meet the following requirements for conversion to investment property.  Conversion... 10/01/2008

Fast home Selling program Brought to you by Tyrone Brown of Keller williams Real Estate in Washington state. This Program is designed for serious Sellers in the Tacoma,Olympia,Lacey,Lakewood, Dupont,Roy,Yelm,Graham,Spanaway,Puyallup, fircrest and all surrounding areas. "Sold in Just 45 Days - Or We'll Pay Your Mortgage!"The 45 Day Guarantee and how it works: There's no secret, a lot of people are wondering about this plan. It's very straight forward, and works just like it sounds. Remember, we are not passive agents that just wait for your home to sell; we are active Home Marketers who enable your home to sell in Lakewood Washington We DO NOT just place a sign in the yard and hope for the best! We will use every appropriate marketing tool to get your home SOLD! Our marketing and negotia... 07/13/2008

I was hired to take photos of is home. It is listing by a great agent from our office. She took some photos 2 months ago and they not interest buyers I guess. So, home didn't get an attention it deserves. I am sharing with you photos of the same house taken by a listing agent and me, two months later. I also wanted to ask your opinion on the following mater. Some photos that look very bright usually capture your attention and you click on the listing just to see. Pictures look quite unnatural, but very interesting. Do you think, it is a good idea to use this technique for brining more attention to the listing? Or better to stay with photos that look quite close to the originals? Lakewood, WA. http://www.johnlscott.com/36197 This home offered at  $649,950. It  has 2,482 Square Feet, 3 be... 05/29/2008

Life After Bankruptcy Kevin Tinsley, Sr Loan Officer   Bankruptcy is an uncomfortable subject for a variety of reasons. The most obvious is the potential havoc it can wreak on your finances. Running a close second is the negative stigma which is often attached to the process. This negativity is important to mention because strong emotions can sometimes lead to unsound financial decisions with devastating results. Bankruptcy becomes a viable option for someone who is "upside down" in terms of cash flow. In other words, when a person has more money going out each month than coming in, bankruptcy should be considered if no reversal of this negative cash flow is within sight. The longer someone waits to explore the various options available, the more serious his or her situation may become.... 04/18/2008

This home has great potential with 2,307 SF, a huge lot, and some upgrades.  Solid brick home on Steilacoom Blvd-- Zoned R4, perhaps sub-dividable if access obtained. All original woodwork and tile for vintage charm. Big daylight basement (separate outside access) is fully finished with a cozy fireplace, 3/4 bath, large finished storage room, & counter/sink installed. Newer architectural roof less than 5 years old.  2 bedrooms, dining, kitchen, family/rec room, and full bath on the entry level. Home was expanded into former garage space for entertaining purposes, could be reconverted, but right now you can easily party with a BIG crowd of friends. Perfect location for daycare or home business if circular drive added!!! Huge fully fenced yard (.36 acre lot)For more information about this... 12/12/2007

 Lakewood Area Home  $499,950Lakewood, WAProperty Details   Style: Tri-levelBed: 4Bath: 3.5Sq. Ft.: 2903Lot Size: 0.31Property Code: 77607    MLS#:26164247  Virtual TourAlmost every preferred amenity: Exterior Features:True wood siding with partial brick frontLarge entertainment deckTwo retractable awnings with automatic temperature settingsRV parking with separate deck and rear entrance Custom 8 zone sprinkler systemProfessionally landscaped with Japanese maple, Asian pear, apple and fig treesOversized 3 car garage with sink and shop spaceOutdoor lighting & sound systemTwo outbuildingsGas grill hook-upsBackyard is fully fencedKoi pondCustom cement driveway with more than ample parkingCul-de-sacInterior Features:Extensive genuine hardwood floorsGas & Wood burning fireplacesCustom tile w... 02/01/2007