Contact: Peter Morkel Phone: (801) 810-8326     2-Story, Single Family - Spanish Fork, UT Listed at 190000.00       Send To   Subdivision   Category Homes Type Single Family Re-Sale Sq Footage 1968 Bedrooms 3 Bathrooms 1 Half Bathrooms 1 Lot Size 0 Short Sale No Year Built 1889 Home Address 318 S 100 E Spanish Fork, UT 84660   Home DescriptionPLease be respectful of contractors still working on the home This home has three large bedrooms and two bathrooms. It has been nicely remodeled, updated, and very well maintained! High ceilings create additional spaciousness. A double sided fire place adds to the unique style of the home and the beautiful bay window creates a stunning area for a large tree during Christmas. Original cabinetry and craftsmanship. The third acre plot is landscaped... 08/29/2016

  Contact: SuAnne Hoffman Phone: 801-360-3900     2-Story, Single Family - Spanish Fork, UT Listed at 244900       Send To   Subdivision   Category Homes Type Single Family Re-Sale Sq Footage 2062 Bedrooms 4 Bathrooms 2 Half Bathrooms 0 Lot Size 0 Short Sale No Year Built 2006 Home Address 1093 W 300 S Spanish Fork, UT 84660   Home DescriptionThis home is a must see! Wonderful neighborhood. Clean, great room design. 4 bedrooms upstairs, large master suite with walk-in closet and large bath. Beautiful hard wood flooring, fresh paint. Water Heater is only 5 years old. RV parking. You don't want to pass this one up! Home Features   Additional Links   Virtual Tour   Property Description This home for sale is located in ! This Spanish Fork community has homes for sale ready for immediate mo... 07/26/2016

  Contact: Denise Jamsa Phone: 801-372-8378     Home for sale in SPANISH TRAILS Listed at 289000.00       Send To   Subdivision SPANISH TRAILS Category Homes Type Single Family Re-Sale Sq Footage 2687 Bedrooms 5 Bathrooms 3 Half Bathrooms 0 Lot Size 0 Short Sale No Year Built 2009 Home Address 452 W 390 S Spanish Fork, UT 84660   Home DescriptionThis inviting, clean, energy-efficient, and well-maintained 5-bedroom home in the beautiful Spanish Trails subdivision is close to schools, ball parks, river trails, and shopping. The living room, kitchen, and master bedroom have vaulted ceilings. The home has beautiful doors and wide trim in the basement as well as the main level. The kitchen has knotty alder cabinets and stainless steel appliances. The master bathroom has a separate shower an... 07/25/2016

Utah County Real Estate and the Home Inspection Well, you just made an offer on a beautiful new home. You are excited about the possibilities that this new home is going to bring to you and your family. Don’t let this dream turn into a nightmare because you decided not to spend a little extra money on a Home Inspection. A study conducted by the American Society of Home Inspectors and the NAR in 2001 found that 77% of all homebuyers insisted on a Home Inspection prior to purchasing their property, and 97% of that group believes the service was a good value for the price. Next to the financial contingency in the Real Estate Purchase Contract, the Home Inspection is the most reason you need to consider before purchasing the home. This is where you have the right to back out of the contract... 07/09/2011

Utah County Homes for Sale, who pays for Closing Costs? There have been times in the past that I have had clients come to closing not understanding what kind of money they would be required to pay. There are various fees associated with buying and selling a home.  These fees are called closing costs.  Some of these fees are automatically assigned to either the buyer or the seller, other costs are either negotiable or are dictated by local area custom. Buyer Closing Costs When the buyer applies for a home loan, loan officers are required to provide the borrower with a good faith estimate of their closing costs.  These fees will vary depending on the type of loan and the terms of the purchase agreement.  Some of the closing costs, especially those dealing with the loan application, are ac... 04/27/2011

When looking at 2nd quarter numbers over the past two years, homes in Spanish Fork increased 18.4%.  Median and average prices of Spanish Fork real estate decreased between two and four percent 07/28/2010

In just five years, Spanish Fork Utah Real Estate sold more than twice the number of homes.  Unfortunately, it only took three years for numbers to be cut in half.  In 2009, numbers for sold homes in Spanish Fork were almost the exact same as they were in 2000.  Spanish Fork home prices increased pretty heavily in 2006 and 2007 and then decreased in 2008 and 2009 ending at about the same amount from 2006. 05/27/2010

We need Positive Price Action to confirm market bottom.  One month of price improve isn't sufficient to confirm the market bottom.  We need to see appreciation month over month for three months. PRICE ACTION   Other good signs in addition to positive price action is lower DOM (days of the market), lower new listings and higher percent of new listings being SOLD.    SUMMARY Currently we are not seeing the needed positive price action (along with other indicators) to confirm a market bottom.  This is NOT a good time for those with low and/or no risk tolerance to purchase.  High and medium risk tolerant investors are making buying decisions and are doing some bottom fishing.  Some are trying to time the market and market timing is risky.  Trying to time the bottom is not for the inexperien... 11/08/2009

Home Buyer, Pre-Approval Comes First, Utah County Real Estate Buying your first home, maybe your second, well this can be a wonderful experience for you or this could be a disaster.  It all depends on how prepared you are when the process starts.  Your first step is getting Pre-Approval in Utah County Real Estate. Financing a home can be a difficult process for you, especially finding the right loan.  What you need to be concerned about is not getting the financing, but getting the right financing.  You will want to find the best terms at the lowest cost.  You will want to meet with a loan officer to review your financing options; you will need to meet with a lender who can explain all of the different types of loans that you will be able to afford as well as the program that will help ... 07/22/2009

Median sold price in Spanish Fork decreased about $39,000 and average sold price decreased about $45,000.  Real Estate in Spanish Fork sold almost 17% less homes, from 95 to 79.  Inventory for Spanish Fork homes is 10.33 months and about 272 homes can be found listed for sale on the MLS. 07/08/2009

We need Positive Price Action to confirm market bottom.  One month of price improve isn't sufficient to confirm the market bottom.  We need to see appreciation month over month for three months. PRICE ACTION   Other good signs in addition to positive price action is lower DOM (days of the market), lower new listings and higher percent of new listings being SOLD.    SUMMARY Currently we are not seeing the needed positive price action (along with other indicators) to confirm a market bottom.  This is NOT a good time for those with low and/or no risk tolerance to purchase.  High and medium risk tolerant investors are making buying decisions and are doing some bottom fishing.  Some are trying to time the market and market timing is risky.  Trying to time the bottom is not for the inexperien... 05/28/2009

Going through a bankruptcy can be a very traumatic event, both emotionally and financially. Your confidence in your ability to function financially may have been shaken and you may be wondering if there is any hope for your credit after this bankruptcy. The good news is that you can establish good credit again and there will even be lenders willing to loan money to you in the future. First, you need to realize that bankruptcy does not affect your credit forever. While it can appear on your credit report for as long as ten years, if you immediately start managing your finances better and paying your bills on time, the bankruptcy will have less and less bearing on your credit score as the time passes. Remember though, that your bankruptcy effort on your credit will only lessen as you make... 05/19/2009

Going through a mortgage broker is a very popular way to obtain a home loan these days. In fact, some industry insiders estimate that as much as 70 percent of all home loans are originated by mortgage brokers. This is probably the result of the unique function that brokers play in the market. Individual banks and mortgage lenders each offer a specific set of loan programs and terms. Brokers act as the middlemen for home buyers and lenders.  Brokers work with dozens of different lenders; allowing them to offer buyers a wider range of loans and helping them bypass much of the tedious shopping for the best mortgage rate. Unfortunately, as with every industry, there are some brokers willing to take advantage of consumer ignorance. With brokers, this often happens in connection with the yiel... 04/24/2009

A decrease of 30.88% in number of Spanish Fork homes sold was one of the larger decreases in the County. Inventory is at 17.49 months and there are 274 homes listed currently.  Average sold price decreased 12.05% to $197,278 and median sold price decreased 9.52% to $190,000.  The buyers market continues with homes in Spanish Fork.   04/23/2009

If you are in the market for a new home, now is both the worst of times and the best of times for home buyers. It is ideal because there is an oversupply of homes on the market, the national median home price is declining and there are plenty of motivated homeowners and builders. It is at the same time a difficult buying market as there is a shrinking pool of available financing for mortgage borrowers, especially those with less than perfect credit. If you are able to qualify for home loan funding, there are still a few things you should do in order to make the most of the current buyer-s market. Use Your Bargaining PowerBecause it is a buyer's market, you have immense bargaining power to negotiate for a great deal. If you are working with a builder, you have the power to ask for both a... 04/05/2009

Home buying can be both an exciting and stressful time for people. You can help eliminate some the stress by knowing what funds will be required of you. There are several expenses to save for when you are considering buying a home. These include the down payment, the closing costs and the reserve funds. Down Payment The largest cost associated with a home purchase is usually the down payment. In former days, borrowers were required to pay 20% down to get into a home. The down payment gives lenders more security that borrowers will be able to afford the mortgage. With rapidly rising home prices though, lenders have created several flexible loans for those with less than 20% for a down payment. You can even find programs today that require no down payment. Of course, you can never get som... 03/29/2009

Smart shopper's look around and compare prices from different retailers to find the best deal. The same is true for smart homebuyers in need of a mortgage. In the home loan industry, there are no sticker tags to compare, but there are interest rate estimates called mortgage quotes. These are ballpark figures showing you the best rate lenders can give you, based on criteria about your financial situation. Getting several mortgage quotes from different lenders can help you get the best deal on your home loan. And getting these quotes is now even easier than ever. Borrowers used to have to spend lots of time and energy actually visiting many lenders and getting mortgage quotes from each of them separately. Today with the help of technology, you can sit at home in your pajamas and get sever... 03/25/2009

Going through a bankruptcy can be a very traumatic event, both emotionally and financially. Your confidence in your ability to function financially may have been shaken and you may be wondering if there is any hope for your credit after this bankruptcy. The good news is that you can establish good credit again and there will even be lenders willing to loan money to you in the future. First, you need to realize that bankruptcy does not affect your credit forever. While it can appear on your credit report for as long as ten years, if you immediately start managing your finances better and paying your bills on time, the bankruptcy will have less and less bearing on your credit score as the time passes. Remember though, that your bankruptcy effort on your credit will only lessen as you make... 03/24/2009

Closing on a property is a very challenging time for a would-be homeowner.  Being informed, either through your mortgage broker, Realtor, or through self knowledge is the best thing you can be when going through this procedure.  A good Realtor can help you tremendously.  They should know the local market well enough to help you save money in whatever way they can.  Since closing costs are handled differently in different areas, having a professional with experience in that area is your best bet.  They can give you a better idea of what costs are customarily paid by the buyer, and which ones are paid by the seller. The Mortgage Broker you deal with can make a big difference as well.  Have them show you several programs suited to your needs.  There are lots of ways to structure closing co... 03/14/2009

By: Robert A. Hulme - Realtor - Loan Officer -Utah County, Including Provo, Orem, Pleasant Grove, American Fork, Lehi, Highland, Alpine and Cedar Hills, Eagle Mountain, Payson, Saratoga Springs, Spanish Fork, , Springville, Mortgage Xpress, Agent The last process that takes place just prior to recording is the closing.  At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy.  They insure that you have clear title to the property.  If there are any problems later you can always go back to the Title Company and have them clear it up.  During the closing the Title Company also provides a Lender's Policy.  The Lender's policy insures your mortgage lender that there are no liens or judgments against the property and that the property and the mortg... 02/24/2009