Cost of Living The amount of money a family must spend each month on maintaining a certain quality of living is known as the Cost of Living. Employment, housing, utilities, transportation, healthcare, and many other variables all have a role in determining a city's total cost of living. All of these elements combine to form a community's overall cost of the living score, which is useful for families looking to relocate.Cost of Living IndexThe Cost of Living Index is a theoretical price indicator for the relevant cost of living factors in any particular geographical region. The following table from bestplaces.net compares the current cost of living score for Houston, Texas, with the rest of the nation. The national average, which is equal to 100 points, provides a benchmark for comparing... 10/21/2021

Houston, TX Real Estate Closing CostsClosing costs are the additional fees associated with buying or selling a home that is not included in the purchase price. In most cases, these charges will be paid at the very end of the home buying or selling process. First-time home buyers should seek advice from a reputable realtor on the various closing fees associated with their purchase before making an offer on a property.Closing costs in real estate transactions can be divided into two groups. In most cases, these are costs paid by the home buyer, while the seller covers them in other instances. When it comes to closing costs, your realtor may ask the other party to cover some or all of them if your negotiations go well. It's possible to cover the seller's closing fees if your goal is to clo... 10/21/2021

Conventional 30 year Mortgage: 3%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.313%FHA 30 year: 2.875% Credit Score:740LTV:96.5%loan amount:$300kAPR: 3.75%Conventional 15 year: 2.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 2.468%Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.   10/20/2021