Veteran’s Home Loans for Bandera TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money... 06/24/2021

Veteran’s Home Loans for Bandera TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money... 05/25/2021

Just ListedLOT 760, 761 Lucky Ridge, Bandera, TX 780037.015 acres with Median River FrontageRiverfront acreage offering 7.015 acres on the Medina River nestled in the Texas Hill Country, 2 adjacent lots are cleared and ready for future home-site with over 400 feet of road frontage on cul-de-sac and approximately 176.27 feet of Medina river frontage located in gated community of luxury homes and acreage sites. Located just outside of Bandera TX the cowboy capital of the world offers Bridlegate residents small town entertainment, Bandera Natural State Park, gun club, weekend courthouse markets, cowboy chuck wagon days, shopping, restaurants, local golf, rodeo days and more. Bridlegate community amenities include 2 historic club houses with guest quarters for special occasions, 2 swimming ... 01/24/2021

Mouse is our new kitten who thinks my computer is her warming pad.\Our neighbor a couple properties from our ranch called us one day to ask if we could use another cat. We already have three and one is in her late, late teens. Our neighbor's Fallow-Deer she raises was trying to rut the kitten out of a brush pile. She said please take this kitten before my deer kill it, and of course we said yes.  Mouse was very sick with "Feline Chlamydia" which is highly contagious to other cats. Oh joy!After several treatments of antibiotic she was cured along with our other cats.Jim named her mouse and we love this beautiful little creature.Yes we have a mouse in the house.  11/15/2020

Bandera TX is known as the “Cowboy Capital Of the World”.The origin of the name "Bandera". One says that in the 19th century, a flag was placed at the top of a path that came to be called Bandera Pass, due to Bandera being the Spanish and Polish word for flag. Bandera was founded by Polish Roman Catholic immigrants from Upper Silesia. St. Stanislaus Catholic Church was built by those immigrants, and the church is one of the oldest in Texas. Bandera is on State Highway 16 fifty miles northwest of San Antonio between Kerrville and Hondo TX. Bandera was part of the western cattle trail during the 19 century and was incorporated in 1964, to learn more about the history one can visit the Frontier Times Museum located in Bandera.Arts and crafts vendors gather on the Courthouse lawn in downtow... 11/14/2020

 Safety When showing propertyWhen showing a listing to prospective buyers its good practice to meet the clients prior at your office and collect drivers license etc. If you can't meet them at the office never go alone take a friend. If you can't take a friend be sure not to walk into the the home, unlock the door and let them go inside and tell them you have to make some business calls and will answer questions once they're finished previewing.This still is not safe practice as you will see in the video below with this experienced San Antonio real estate professional. click on Safety to see videoMany real estate professionals rush out to show a listing when someone calls thinking its our due diligence to show the property, but safety comes first.As many of you know I use to be a real es... 09/30/2018

Surfing  Face Book today I came across one of my friends postand wanted to share, you may laugh you may not?I thought it was a cute joke.... The next timeyour wife gets angry,drape a towel over her shoulders like a cape and exclaim"Now you are.... Super Angry"Maybe she'll laugh.Maybe you'll die. It's pouring down rain here in Bandera/Hondo TX todayCan you tell I'm bored....ha! 09/29/2018

Protecting your BudgetNow that sounds like good title right?Home protection plans help homeowners cost when unexpected breakdowns occur and repairs have to be made. Typically a service agreement with a Home Warranty company covers replacement and repairs of major home system components and appliances etc. As a real estate professional we often advise both sellers and buyers to consider a home warranty plan when negotiating their contracts to help keep the home protected from the expenses of unexpected repairs during the moving-out and moving-in.  Home Insurance Home Insurance typically protects your home from things like fire, theft, or natural disasters. Where as a home warranty helps protect your budget.There are many home warranty companies to choose from who can offer you basic cove... 09/28/2018

Lot for sale Flying L Ranch, Bandera TX 78003MLS # 1334312"Yes", you can own this prime lot located in the prestigious "Flying L Ranch" "Dude Ranch" community of Bandera TX.Pack your golf clubs and come out to play a round of golf at Flying L Ranch Golf Club and be sure to stop by this Shady Oak Dr lot backing to the seventh green.Flying L Ranch was founded in 1947 which time became a 542 acre dude ranch, later in 2016, the Pilot's Lounge was awarded a Texas Historical Commission Landmark.The Flying L Ranch Villas are believed to be influenced by the famous American Architect Frank Lloyd Wright. This unique Texas hill-country golf course and clubhouse community is fully staffed with adjacent grill; offering over three acre water park called the "Lone Star Lagoon" featuring wave pool, la... 08/25/2018

Bandera TX, REALTOR®My specialties in Bandera, and Hondo Texas real estate market consist of ranch, farm and residential property sales.. I maintain extensive databases of local San Antonio Board of Realtor related information resources and sales statistics going back years. This detailed San Antonio, Bandera, Kerrville and Hondo real estate market knowledge helps me to provide extensive and detailed services to my buyer and seller clients.Bob's Buyers - Through every step of the process from understanding real estate ownership, through locating the right property, and ending up successfully closing and getting the keys, I'm here for my buyers.Bob's Sellers - Selling ranches, farms and residential properties carries certain property specific considerations. I'm your expert, and I'm with... 07/10/2018

Happy Fourth of July from Bob Ratliff, TX Broker Associate Coldwell Banker D'Ann Harper RealtorsSpecializing in Bandera, Hondo, and Kerrville Texas real estate markets.Ranch, Farm and Single Family Residential property sales.. I maintain extensive databases of local San Antonio Board of Realtor related information resources and sales statistics going back years. This detailed San Antonio, Bandera, Kerrville and Hondo real estate market knowledge helps me to provide detailed services to my buyer and seller clients.Bob's Buyers - Through every step of the process from understanding real estate ownership, through locating the right property, and ending up successfully closing and getting the keys, I'm here for my buyers.Bob's Sellers - Selling ranches, farms and residential properties carr... 07/04/2018

  10MondayJune 2013 Martha / OMG!!! Monday brings the next round of scheduled work-outs. Here is what the schedule “suggested” we do today: 7 a.m. – Cardio kick boxing 8 a.m. – Breakfast 9:30 – Monopoly (and no kids, we weren’t sitting around a board game) 11:00 – Core Melt Noon – Lunch 1 p.m. – Cross Training 3 p.m. – Extreme Cardio (because regular cardio won’t suffice) 4:30 – Pilates (fyi – we blew this one off cause Marnie hates Pilates) What we actually did was almost all of it. We showed up at the 7 a.m. class but discovered that Michael needed that entire time to do assessments (weights and measures). Our understanding is that this is the largest group they have had to date and it takes a long time to do all that – especially with explaining why one did so well or not so well. An... 07/09/2013

Day Six 09SundayJun 2013 Martha / And on the sixth day we rested – well sort of. Sundays are great because there is no 7 a.m. class and our first scheduled session is breakfast at 8. Following breakfast we checked emails and waited for our 10 a.m. horse trail ride. There was a large group of us and the ride was slow. Marnie asked and received the tallest horse whose name is Goliath and I rode Dino. We rode through some of the trails we had hiked before and truthfully, after not having ridden a horse in decades the pace was probably ok. I did find out later in the day that your butt hurts as if you’ve done a spin class. After riding four of us went to town for lunch and to check out the little shops. It is known as the Cowboy Capital and is quite touristy in a limited kind of way. It als... 07/08/2013

  Day Five   08Saturday Jun 2013   Martha / 8:22 a.m. Peaceful morning – everyone is happy and getting along. I wonder how long this will last.   9:15 – We had the option of a class or a hike – amazingly we chose the hike. Ken led us around the ranch and whenever the terrain wasn’t too steep or rocky he “allowed” us to do increasing increments of lunges. The scariest part was the mention of chiggers. If you don’t know about chiggers consider yourself lucky. I was the victim of them last August through October and still bear some of the scars from scratching. You can’t see them, they live in weeds and tall grass and when they find a host – me for example, they bury into the skin to feed. It is traumatic. Needless to say, after the 3+ mile hike/lunge fest Marnie and I could not wait to hi... 07/07/2013

  2 Sisters on the range   This is the saga of my sister and me on a mission to lose weight and jump start an exercise program we could live with.  My sister managed to keep a wonderful, daily chronicle of our two weeks at the Fat Farm and I will now share it day by day with you.  My comments are in green and sometimes I see things through a different lens than my sister but I hope it will be entertaining and inspiring to any of you who would like to try the challenge of changing your eating habits, exercise regimen and outlook on food.  I will never use the word "diet" again and after being home for more than two weeks I have continued to lose pounds and inches and never be hungry.    On The Road Again……     Martha and Marnie on the way to Rancho Cortez   Martha/ This Blog is about a 2... 07/01/2013

1025 Hills Of Bandera Road, Bandera, TX Horse Property with Barn - Bandera, TX Bedrooms: 1 Bathrooms: 1 full Living Area Approx: 300 List Price: $Get Current Price Schedule a Showing Search for Luxury Homes in the Hill Country Search All Homes For Sale Free List of Foreclosed Homes For Sale Avoid Foreclosure Homes Close to Where You Work What is Your Home Worth? See Property Details You have a lead Visit Property Website Horse Property with a Barn - Bandera, TX 1025 Hills Of Bandera Rd Spectacular Hill Country Property! This is Horse Haven! 7.23 fully fenced w/ gated pastures surrounded by gorgeous hills! Custom Barn inclds full living quarters and 5 big stalls w/ paddocks. Wash and grooming area, tack room, lrg feed room, huge front porch to enjoy views. Full arena and separate round ... 04/08/2013

Come take a look at the listings that have come on the market in the area of Flying L Ranch, Bandera, TX. Make sure and get a look as some of these homes might be gone before the week is up. If you have any questions on any of these homes or if you want to schedule a showing, please let Darline or myself know and we would be more than happy to set it up for you. We would love to schedule an appointment with you to discuss your requirements for your next home either here in the Bandera area or any other parts in Bandera County and surrounding areas. We are here to help! Click the picture below and happy house hunting!!     Fill out my Wufoo form! 02/11/2013

Come take a look at the listings ready for you and your horses that have come on the market in the area of Bandera, TX.      Make sure and get a look as some of these homes might be gone before the week is up. If you have any questions on any of these homes or if you want to schedule a showing, please let Darline or myself know and we would be more than happy to set it up for you. We would love to schedule an appointment with you to discuss your requirements for your next home either here in the Bandera area or any other parts in Bandera County and surrounding areas. We are here to help! Click the picture below and happy house hunting!!       Fill out my Wufoo form! 02/11/2013

  In a rugged county filled with hills, rivers, and a sprawling lake, the small town of Bandera holds a really big place in the hearts of Texans. Located in the beloved Texas Hill Country less than an hour from San Antonio, Bandera reminds us of a different, more authentic, era, when a handshake was all the contract you needed, self-reliance was the norm, and chivalry was a given. There is a spirit of independence and individualism here that speaks of the cowboy tradition of hard work and hard play. Bandera embodies the cowboy in its strong rodeo tradition. Even today you'll often see horses tied to downtown hitching posts. Bandera County dude ranches offer a taste of the cowboy lifestyle with horseback riding, trail rides, and chuck wagon meals. Secluded cabins tucked away in the hills... 12/01/2012

Some Things Remain Unchanged Just The Way They Like It In Pipe Creek Pipe Creek is a few miles from San Antonio in Bandera County. I had some showings there a couple of weeks ago. Sitting on the front porch visiting and watching the sun go down were pretty common past times back in the day. This was on one of the porches of one of the houses I showed:    Here is a close-up: The land around the home was probably pretty much the same as it was earlier this century. Sure there were some new buildings, and fencing, but the land is not covered by cement and I think it's pretty safe to say that not a lot goes on there out of the ordinary. But that's the way they like it. Otherwise, they wouldn't be living in Pipe Creek. And there are lots worse places to live. Need some help finding your Sout... 08/06/2012