Conventional 30 year Mortgage: 4%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.44%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.17%Conventional 15 year: 3.5%Credit score:740LTV:95%Loan Amount:$300kAPR:3.93% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 08/16/2017

First of all, let me tell you that I am about to climb up on my soapbox here.   Last week I went to meet a potential seller.  The property next door was listed as a For Sale by Owner, or FSBO, in real estate language.  The lady I was meeting with said the owner next door had the home on Zillow and was getting minimal showings.  She was, however, very excited that she was going to be listing the home next week with an agent who was going to do it for free.  You see, this agent is a full time dentist, recently licensed, and just "needed the practice" of listing and selling a home. Now, I'm not going to go down the obvious path of "would you hire a part-time dentist who just wanted to practice on your cavity".  Obviously, a dentist has been through years of medical training and hopefully e... 06/25/2017

Conventional 30 year Mortgage: 4%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.44%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.07%Conventional 15 year: 3.375%Credit score:740LTV:95%Loan Amount:$300kAPR:3.873% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 06/14/2017

Conventional 30 year Mortgage: 4.125%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.452%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.07%Conventional 15 year: 3.5%Credit score:740LTV:95%Loan Amount:$300kAPR:3.973% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 05/24/2017

I get this question a lot. Can I get a mortgage to buy a home if I owe the IRS back taxes?  The answer is yes and no.  It just depends on your situations.  Here is a break down of your options when owing the IRS:  A Tax Lien- if you have an outstanding tax lien and it appears on your credit report. It must be paid. Back Taxes- If you owe the IRS back taxes for the last year or 2 and are in a payment plan that is okay. We will just need to document that you are making payments on the owed taxes.  When you owe the IRS back taxes, buying a home is possible you just need to know your options.  04/12/2017

Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 04/05/2017

Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 03/29/2017

Conventional 30 year Mortgage: 4.5%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.78%FHA 30 year: 4.5%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.50%Conventional 15 year: 3.75%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 03/15/2017

I see this situation almost daily where someone wants to buy their home before selling their current home. It could be because your new home is not ready to sell, your dream home came on the market, etc.  So if you thinking of buying a home before selling your current home here are a couple mortgage options to keep in mind:  Do a 2nd mortgage- Since you may be short money for your down payment since it is in the equity of your current home. You can do a 2nd mortgage for the difference. So instead of putting down a 20% down payment, do a first mortgage for the 80% of the sales price and a 15% 2nd mortgage. Then when you sell your home pay off the 2nd mortgage Borrow against your 401k- Not everyone knows that you can borrow against your 401k when purchasing a home. Borrow this money for y... 03/09/2017

Conventional 30 year Mortgage: 4.375%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.68%FHA 30 year: 4.25%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.75%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 03/01/2017

 This is my first attempt to enter a contest, but I felt compelled to add my 2 cents to Bill Spear's challenge for February.  Why do I love what I do?  People.  That's all.  Just people.  I spent what seemed like 20 years at an accounting job that only actually lasted 6 months.  Early in my working life, I thought I wanted to make the little numbers add up, but now realize that if hell does exist, there will be spreadsheets.I love people.  I love their stories.  This career has led me to be able to meet folks from every walk of life.  From the boat captain from Bangaladesh who captained the ship which took lions to the Baghdad zoo (one got loose on the boat), to the ex-pro football player who was terrified of dogs, my clients have come from diverse backgrounds, religions, creeds and col... 02/24/2017

Sugar Land TX VA Loans is the best loan program in Texas!  VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Sugar Land TX VA Loans. This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran. Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Veterans administrat... 02/24/2017

Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.25%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.76% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 02/22/2017

Here are your Mortgage Rates for the Houston Area Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.68%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.20%Conventional 15 year: 3.5%Credit score:740LTV:95%Loan Amount:$300kAPR:3.66% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 01/12/2017

Here are your Mortgage Rates for the Houston Area Conventional 30 year Mortgage: 4.375%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.78%FHA 30 year: 4.25%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.46%Conventional 15 year: 3.75%Credit score:740LTV:95%Loan Amount:$300kAPR:3.96% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.  12/21/2016

Here are your Mortgage Rates for the Houston Area Conventional 30 year Mortgage: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR: 3.94%FHA 30 year: 3.5%Credit Score:740LTV:96.5%loan amount:$300kAPR:4.66%Conventional 15 year: 3%Credit score:740LTV:95%Loan Amount:$300kAPR:3.26% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 10/26/2016

3222 Lakefield Blvd., Sugar Land, TX - $425,000 This gorgeous Perry Home, nestled in the Lakes of Austin Park, is a site to see! This beautiful home offers many features which includes 3,577 sq. ft., 5 spacious bedrooms, 3 1/2 bathrooms (renovated master bath),  2 car garage, 2 fireplaces, scenic views of the lake and park and more. The updated kitchen offers tons of storage space with beautiful granite counter tops, tile back splash, under mount sink, glass top range, built-in oven and microwave, new dishwasher, recessed lighting and pendant lighting. Wine rack with wine glass storage below, perfect for entertaining guest!      Spacious master suite features crown molding, a ceiling fan, great windows, 2 inch blinds and a huge closet. As you walk through you will notice the newly reno... 09/22/2016

Conventional 30 year Mortgage: 3.75%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.02%FHA 30 year: 3.75%Credit Score:740LTV:96.5%loan amount:$200kAPR:4.86%Conventional 15 year: 3.125%Credit score:740LTV:80%Loan Amount:$200kAPR:3.32% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 06/22/2016

Sugar Land TX VA Loans is the best loan program in Texas!   Designed for both active duty military and honorable discharged Veterans, VA mortgage loans are one of the best mortgage loan programs available today.   Here are some of the great features of this fantastic program:  - Up to 100% financing, with no down required.  - No monthly mortgage insurance.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage rates are low compared to other types of  home loans.   So how do you qualify for Sugar Land TX VA Loans?  First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA Mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. If ... 06/17/2016

Sugar Land Retail Property Listings For SaleMay 2016Commercial property reports provided by Mike Wong of KW Commercial 713-935-5800For May 2016 the options for commercial retail properties in Sugar Land are limited. There are currently 7 properties on the market, with 6 qualifying as investments. 3 retail centers, 3 net leased properties, and 1 small house that can be used as office or retail.  KW Commercial                                                                                                   Mike Wong 713-935-5800  Mike Wong is a commercial Realtor and resident in Sugar Land, Texas. As a local specialist representing Fortune 500 Companies to small business owners Mike has experience and market knowledge assisting his clients will all of their commercial needs. Mike has exte... 05/12/2016