Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 03/27/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 02/26/2020

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Sugar Land TX VA loan benefits in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affairs,... 01/27/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 01/15/2020

Sweetwater, Sugar Land, TexasReal Estate in SweetwaterSituated within Fort Bend County is Sweetwater Homes, which is a developed neighborhood that boasts more than 570 single-family properties. The community is situated around the expansive Sweetwater Country Club Golf Course.The charming suburban dream that Sweetwater has are homes built along tree-lined streets that give a quiet and idyllic feel to this enclave. Sweetwater is also conveniently located about three miles from Interstate 69 which provides easy access and commute to significant economic and entertainment centers of the downtown area.Check out our original neighborhood post at https://bretwallace.com/.Community AmenitiesSugarland’s Sweetwater features well-maintained neighborhood amenities and recreational facilities. One ... 09/24/2019

New Territory, Sugar Land, TexasReal Estate in New TerritoryIn Sugar Land lies New Territory Homes, 3,200-acre magnificent sugar cane field which is now a premier master-planned real estate community. Located along Highway 90 in Fort Bend County, New Territory is near restaurants, shopping, business center, and health and educational facilities.Since its development in 1986, New Territory has continually enhanced its community by providing its residents the quality of life one would only expect from a premier neighborhood.Check out our original neighborhood post at https://bretwallace.com/.Community AmenitiesWith its spacious location, New Territory provides more than 450 acres of recreational places and activities. This beautiful subdivision boasts pocket parks, spectacular lakes, and ... 09/20/2019

Telfair, Sugar Land, TexasReal Estate in TelfairTelfair is a multi-awarded winning development located within one of Houston's best suburban communities 18 miles southwest from the city. This Newland Communities development spans 2,018 acres and showcases impressive homes with options for different floor plans for big or small families. Telfair Homes serves as a beautiful backdrop for each family’s story.The homey neighborhood is along and close to several main roads and highways in Sugar Land. Aside from this, there are available bustling business and employment centers such as University Boulevard and New Territory Boulevard that runs through the community providing convenience for Telfair homeowners.Check out our original neighborhood post at https://bretwallace.com/.Community Amenit... 09/20/2019

Riverstone, Sugar Land, TexasReal Estate in RiverstoneThe luxurious master-planned community of Riverstone Homes is at one of the most desirable addresses in the count, Sugar Land. From the years 2012 to 2018, this Fort Bend area is one of the nation’s top selling developments.Each Riverstone home is beautifully developed to accommodate water features that define the landscape and breathtaking resort-like facilities. In addition to that, the neighborhood has a country club that residents can enjoy. Riverstone also offers lakeside living that's perfect for those who love fishing and enjoying the marvelous view of the lake.Check out our original neighborhood post at https://bretwallace.com/.Community AmenitiesRiverstone residents can relish in the wealth of amenities offered by the neighb... 09/20/2019

Greatwood, Sugar Land, TexasReal Estate in GreatwoodGreatwood is a 2,050-acre master-planned community located 28 miles southwest of downtown Houston in Fort Bend County in the city of Sugar Land, Texas.Greatwood properties offer a variety of choices for growing families. From luxury homes to townhouses, Greatwood residents feature three to five-bedroom and one to three-bathroom layouts. Each home has an inclusion of garage or parking areas, lawn or garden, kitchen, and spacious floor plans that incorporate contemporary and modern architecture.This neighborhood offers an extensive selection of home styles and provides options for buyers from patio homes to even custom designs on lakefront estates. These beautiful homes feature spacious and open floor plans that allow natural light  and ... 09/20/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 07/15/2019

https://www.prnewswire.com/news-releases/don-davis-luxe-realty-group-joins-exp-realty-holdings-private-collection-as-a-broker-associate-300880232.html?tc=eml_cleartime&fbclid=IwAR1jDO5L3xuUB_V-3sK9aXL1p0riO2N4I4YwxhExAn9XSl1W8S38B8_7skU  HOUSTON, July 9, 2019 /PRNewswire/ -- Jimmy Franklin announced today that ICON Level Team Don Davis Luxe Realty Group has joined the fastest growing Cloud Based Real Estate Brokerage. Don Davis brings to eXp Private Collection more than 10years of expertise in the Texas Luxury real estate segment and specializes in Relocations, Investments and Small Office Acquisitions. "We are eager to be part of the most productive real estate networks and heighten the buying and selling experience for our clients," Don Davis said. "The real estate season is upon us a... 07/10/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 04/10/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 03/07/2019

I have moved more times than I can count. I have moved streets, cities, states, and countries and it’s always the same. When I know that I’m moving, I suddenly hate my current home. The wait time for me can be excruciating. I become obsessed and I can’t stop thinking about where I’m going to put my furniture and how I will organize my bathroom and closet. I scan Pinterest for decoration ideas. But it’s still too early to pack. You may be like me, or you may be that last minute person that has to take a million trips back after moving to pick up stuff. Either way, these tips are for you. 1. Use up all of your liquidsTry not to buy any new shampoos, soaps, or cleaning supplies. Make it your personal goal to use these up. Try to get by using hotel soaps and shampoos (you don’t want to move... 02/21/2019

Quick update, Fannie Mae just came out and made a temporary change to mortgage guidelines for those borrowers that are affected by the Govt Shut down.  This change would be for those not working due to the govt shut down.  Here are the specifics:         This change is for all conventional loans except for High Loan to Value refinances.  So it will affect, purchase loans.         The borrower will now need 2mths of Reserves(aka 2 mortgage payments) or the amount required per Fannie Mae’s mortgage automated approval system.   Long story short many loans do not require any reserves, so this change would mean any govt employee that is affected would need to have more money saved vs prior to the temporary change  This change is temporary until the government is back to work.  Thou if you ar... 01/18/2019

Sugar Land TX VA Loans - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Sugar Land TX VA Loans?  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. ... 11/21/2018

   This beautiful Telfair home is newly listed. It is a 5 bedroom 3 ½ bath home is in a very desirable community. It’s list price of $599,900 is on the lower priced listings in Telfair. This home has both formals, 6 burner gas top. 2 story ceilings. This is a must see home. If you would like to see this home, before it sells. At this price it will not take long to sell. For listing appointments or further information please call The Franklin Team at 281-347-2200. Or email jimmy.franklin@thefranklinteaminc.com           HOME HAS NEVER FLOODED. Photo taken by The Franklin Team and is used with permission all rights reserved. Home listed is one of my buyers helping promote his home.  04/19/2018

There are so many reasons not to keep that big huge house anymore, the kids are gone, you do not have time to keep up with the maintance of the house, you realize you do not need all that room, the list goes on and on. Many people want to downsize but they do not want to downgrade! They cannot go to a regular 50 foot or 55 foot community because they would be the most expensive house in the neighborhood and no one wants to be that house. So come on check out the Sitterle difference. Come see our lifestyle homes I think you will like what you see. Go to www.sitterlehomes.com. If you are looking for a Sitterle Home in Aliana give me a call at 281-804-9265. 03/29/2018

Conventional 30 year Mortgage: 4%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.44%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.17%Conventional 15 year: 3.5%Credit score:740LTV:95%Loan Amount:$300kAPR:3.93% Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible. 08/16/2017

First of all, let me tell you that I am about to climb up on my soapbox here.   Last week I went to meet a potential seller.  The property next door was listed as a For Sale by Owner, or FSBO, in real estate language.  The lady I was meeting with said the owner next door had the home on Zillow and was getting minimal showings.  She was, however, very excited that she was going to be listing the home next week with an agent who was going to do it for free.  You see, this agent is a full time dentist, recently licensed, and just "needed the practice" of listing and selling a home. Now, I'm not going to go down the obvious path of "would you hire a part-time dentist who just wanted to practice on your cavity".  Obviously, a dentist has been through years of medical training and hopefully e... 06/25/2017