Dear Homebuyer-Have you considered these facts Part 2?I heard this today on several social media sites:  Divorce Your Landlord  Marry The House Date The Rate  What I believe they are referring here to is if you are waiting to buy because the interest rate is 7% you may be waiting awhile !  You should stop renting, find a your beautiful dream home & find a seller or new home builder that will buy down your interest rate for a few years.  If you are currently renting at $2,500.00 and you pay that over the next 5 Years you will have spent $150,000.00 with no return on your investment. If you find a home that the seller or new builder will buy down your interest rate you can refinance the home in a few years if the interest rates go down. In the meantime you are building your equity so when... 09/14/2023

Happy Valentines Day ! We really don't celebrate Valentines at my house. My husband says it a "fabricated holiday" I am okay with that as he spoils me all year long! I was curious to see why we celebrate Valentine's anyway, so I googled it. Seems the day is observed in honor of Saint Valentine of Terni.  He was a priest who was supposedly known for secretly performing marriages for Christians & preaching Christianity before it was legal. He was even put under house arrest as he would not renounce his faith.  While imprisioned he fell in love with the jailer's daughter & soon restored her sight.  Thus, the house converted to Christianity,  believing in the power of God.  Before the news reached the emperor however, Valentine was executed on February 14th.  On the day of his execution , h... 02/14/2023

New Construction Homes For Sale in Royse City UNDER $300KCome out to Royse City & check out some affordable homes. Royse City has a nostalgic downtown area with restaurants, shops & a meat market. They have great filet mignons & other mouth watering meats! They also have festivals throughout the year & shut down the streets for the citizens to enjoy ! Royse City is also growing with many new restaurants around town, a Walmart, a Buccee's & more! Easy access to Greenville or Rockwall for the rest of your shopping needs! Royse City ISD is top notch, with the award winning Bulldogs!! The high school has a awesome stadium & is currently expanding the campus! 4 Bed 2 Bath 2 Car Garage $281,000-295,0001650-1836 Square Feet Move In Ready Package with Fridge, W/D, Blinds & Garage OpenerQuartz C... 01/24/2023

Builder Incentives for New Construction Homes for Royse City, TX!  A lot of the builders are offering a 2-1 Buydown for your interest rate, bringing the rate down to $3.75-4.99 range. This costs the builder about $10,000 to do this. In the 3rd year you refinance once the rate goes back to whatever the market rates are at that time.If you choose the rate buy down program you will have approximately $7-10K in closing costs plus your down payment. On an FHA loan the down payment is 3.5% of the sale price. You can also use the USDA Rural NO Down Payment loan in Royse City!    Here is what I have found so far for some of the Builder Incentives if you use the Builders lenders in Royse City, TX :  Ambergrove Community Builders-$341-$344,990, the Emily Floorplan, ready December, $12,000 toward... 12/21/2022

What is a 2-1 Buydown for your mortgage interest rate?Since the mortgage interest rates have gone up recently there has become a trend in the lending industry to help buyers buy down their mortgage interest rate. Per my lender friend Daniel Anderson at Integrity Mortgage sellers can offer a credit to pay $10K to a buyer, helping a buyer obtain a mortgage interest rate reduction. For example, from 7.25% to 5.25%. This results in a monthly savings of up to approximately $520.00 a month on a buyers mortgage! This makes sense to me as lowering the rate would save more money than lowering the sales price. Of course, the seller has to be able to offer this to a buyer instead of reducing his sales price. For more information or to crunch some numbers to see if this would work for you, click on... 10/21/2022

Oak Ridge Texas Inventory homes from $429-$496,000 on 1+ acres ! Features include:  Full foam encapsulation on exterior walls & underside of roof decking Air sealing of the house  Programmable thermostats  14 Seer Heat Pumps & more!  A lot of builders are building homes & you buy it, with all of their choices. If you want to have your own style, you can  make your vision come true ! You can select  your favorite cabinets, countertops, appliances, carpets & flooring on a build job! You can also choose your bath, kitchen fixtures & your flooring. These homes are in Oak Ridge Texas between I-175 and I-20, however this builder builds all over the DFW metroplex. If you want a custom home or an custom inventory home on 1+ acre, message me for more information! I am NEW HOME CERTIFED &  can he... 10/15/2022

Builder Incentives for Buyers & Investors in Royse City , Texas!The market has softened, as most of us have heard, and builders are offering major discounts on inventory homes! Price cuts from $28,000 to $49,000 $15K builder incentive if you qualify with the builders lender Incentives are for an interest rate buydown or off the price of the home Some are offering refrigerators & other items Move in ready homes These discounts are open to owner occupied or investors! Homes are in Royse City, Texas with prices ranging from $309,000 to $355,000.Message me for more information NOW! These specials may not last long!  10/15/2022

Builder Offers Great Incentives on New Homes! If you have been on the fence about buying a new home you may want to check out these incentives a builder is offering on a new construction home!  Builder will pay $10,000 of your closing costs if you use their in house lender The rate is ranging from 4.75 to 4.99 with builder buy down  Included: 2" blinds, washer & dryer, garage door opener & a refrigerator  Up to $ 5,000 to use for price reduction You may also qualify for NO DOWN PAYMENT  Low earnest money only $1,000    If you are renting now consider the advantages of owning a home like tax deduction & building equity. The new homes have all the features you are looking for such as granite, luxury vinyl plank, covered patios, fully sodded fenced yards & amenities! I recently had a coupl... 09/20/2022

I go to the ends of the EARTH to market your home!The finest homes deserve the finest marketing. My advertising program is designed to go above & beyond! I employ the latest technology delivering perfect presentation & massive exposure from buyers EVERYWHERE!  LUXURY & INTERNATIONAL ADVERTISING STYLISH, SOPHISTICATED PRESENTATION LOCAL, SOCIAL & MOBILEClick on the link above to view how I can showcase your home or business.   09/07/2022

New Construction Homes Available in Royse City With inventory at an all time low, I make it my mission to find homes for YOU! Everyone says there is not any new homes, but I beg to differ! I have found new construction homes for my clients because I stay in touch with the new home sales reps in Royse City (and other areas). When I find out what you are looking for I call my sales reps and they let me know if they have anything.For instance, I have a client who looked all over Dallas for a home & kept getting out bid with many other offers. I called my sales rep in Royse City and he said Yes, Tracy, I had one come back on the market. If you show it to them today and they like it , it is yours!!!! Right now I know of a subdivision that is selling NOW with a build time of 7 months or less ... 03/24/2022

Advice with a good Real Estate agent to win in Multiple OffersThis is a hard time for many buyers with most homes having multiple offers buyers are having to offer the sun, the moon & the stars for the seller to even consider their offer! They have to submit a their best offer with favorable terms for the seller . This does not necessarily mean the highest price! So what are favorable terms? Here are some I think could help your offer:  Make your offer price reasonable-Anyone can throw out a huge number, but can they back it up? Consider an appraisal waiver, full or partial, showing your offer is solid.  Pay for title policy- this is a negotiable item but the seller usually does pay it, to prove they have clear title & it protects you against future claims from anyone claiming to have a... 08/03/2021

Veteran’s Home Loans for Royse City Texas!!If you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you ... 04/23/2021

Specializing in Property Management since 2006Platinum Properties & Management has been in business since 2006. We have experience manging properties since 2006 so we know how to manage your property giving you the time and freedom you deserve!When  you call you will talk to one of the owners !We have many processes in place to protect you and your investment plus we : Handle all of the tenant application process with a background check which includes credit, criminal, employment and rental history Treat tenants with upmost respect and handle all repair requests in a timely manner. Tenants will stay longer if they feel they are treated fairly Have online processes such as rental applications for the tenant, online rental payments and direct deposit for your rental income Are a full serv... 08/26/2020

Specializing in Property Management since 2006Platinum Properties & Management has been in business since 2006. We have experience manging properties since 2006 so we know how to manage your property giving you the time and freedom you deserve!We have many processes in place to protect you and your investment plus we : Handle all of the tenant application process with a background check which includes credit, criminal, employment and rental history Treat tenants with upmost respect and handle all repair requests in a timely manner. Tenants will stay longer if they feel they are treated fairly Have online processes such as rental applications for the tenant, online rental payments and direct deposit for your rental income Are a full service brokerage so we can sell your home when the tim... 02/13/2020

Get a 2.875% Low Mortgage Rate on a Brand New Construction HomeAltura Homes is making the most with a low interest rate. This is the lowest I have seen in 15 years of selling homes 2.875 %. WOW.  I LOVE THIS!  If  you have been holding off buying a a new home, now may be the time to consider it. For Example: If your home costs $250,000 your monthly payment would be $1,655.00 with PITI.  I know some of you are paying that much in rent right now!  You do have to use their preferred lender and some qualifications may apply but don't you think it is worth checking out? If you want more information or to view some of the Altura Home communities click HERE Call me as well, I know alot about these homes and have sold quite of few of them ! I can help you negotiate with the sales counselor thro... 02/13/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 07/15/2019

 Specializing in Property Management since 2006Platinum Properties & Management has been in business since 2006. We have experience manging properties since 2006 so we know how to manage your property giving you the time and freedom you deserve!We have many processes in place to protect you and your investment plus we : Handle all of the tenant application process with a background check which includes credit, criminal, employment and rental history Treat tenants with upmost respect and handle all repair requests in a timely manner. Tenants will stay longer if they feel they are treated fairly Have online processes such as rental applications for the tenant, online rental payments and direct deposit for your rental income Are a full service brokerage so we can sell your home when the ti... 06/05/2019

The benefits of a preapproval (not prequalification) for Royse City TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Royse City TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Royse City, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You sho... 05/29/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 03/13/2019

Royse City, TX Town Information and Market ReportReal Estate in Royse City, TXRoyse City is a city with a low population density located in between the major metropolitan areas of Dallas and Greenville. The city is primarily a housing community for these two major business districts. Development of the area is primarily focused on providing housing for families wanting to live outside Dallas and Greenville but still be a short drive away. Greenville is a 25-minute drive from Royse City while Dallas is 30 minutes away. Real Estate in Royse City includes beautiful single-family homes with multiple bedrooms and baths in suburban communities. There are also large farm lots with beautiful residences as well as custom-built luxury homes within the city. Families who are looking for a home in ... 01/14/2019