The area surrounding Merkel,Texas is great for mortgages to help with your home purchase needs as a result of USDA home Loans. A down payment option of 0% exists to home buyers searching for home purchases in Merkel ,Texas. A lot of home buyers realize the significance of keeping their cash reserves for other purposes than home down payment.Fortunately, a special USDA loan government program is available that can help with this. An important part (for several reasons) for home buyers success is post closing reserves. It is always a good idea for the owner of a home to have 6 months or more of reserves on hand in case of emergencies, so that items can be replaced like oven, disposal, stove, air conditioning/heating and hot water heaters Next, many home owners want to purchase new furnitu... 08/22/2017