The government is offering a special Home Renovation Loan Program with FHA 203K Rehabilitation Loans for Flower Mound Texas.   Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program.     This loan program does not allow for itemsdefined as a swimming pool or hot tub, etc. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).     Many advantages exist with this government loan program but the ... 02/16/2018

Being a Flower Mound TX First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a Flower Mound TX First Time Homebuyer greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase in value... 12/12/2017

I got to thinking yesterday the ineffectiveness of one of our phone tools, with the question,Does Anyone Use Voice Mail Anymore?You know, the modern day equivalent of the old answering machine tied to phone. Now with cell phones, you set up a voice mail "box" to hold your messages, but is anyone retrieving them? Millennials don't ever want to pick up a call except from personal friends, NEVER seem to have time to listen to a "box" and just say TEXT me. REALTORS have "voice mail box full" recordings to drive you crazy. NOW instead of LOVING incoming calls with the advent of the phone ringing, 9 of 10 calls are robocalls. Is it any wonder people prefer text or email?SMS messaging or social media of some form??The world HAS changed. I still LISTEN to voice mail, and respond if appropriate ... 12/07/2017

Thanksgiving is one of my favorite "chill out" holidays. It can be as stressful or least stressful as you want to make it with travel, holiday dinners, talk around the table, or life takes you a detour off traditions some years. But it does offer a "quiet pause" to reflect what you are thankful for each year amidst any turmoil in your life. For me, I like to be grateful for "GOOD CONNECTIONS". People in life, acquaintances, family, friends, associates, THOSE you know you can truly count on. They give you inner peace, they give you shelter from your storms. ALSO if you do not have enough of them, BE ONE, to others and in turn they may become one for you.Cherish people that are the special ones!!You know who they are. You just be yourself with them.Today and always, be thankful for them. ... 11/23/2017

Financial planners have always mystified me about their "savings and investment" plans, like life is this straight line of predictability. I know probably only TWO people out of 200 who started a job after college and retired from it many years later. So too, with many things that happen to us. Stick with it, do not complain, the change MAY be good, not acutally bad, but give it time. Our natural tendency with change with discomfort at first is to overlook the blessings hidden in disguise.Again my advice, eyes wide open, see WHAT is good with something and hold off the complaining. The detour MAY be the best thing that ever happened to you!! 11/15/2017

Often we talk about resolutions to change something in our lives at the start of the new calendar year in January but with trending cooler temperatures with the advent of Fall, I thought of a good one for everyone to work on.Work with more effort to be a critical thinker.This dawned on me from reading so many opinion pieces and also social media commentary where people just seemed to mouth statistics, ideas, thoughts, feelings, like they were a robot of the next person.SO OFTEN, the underlying premise of what they were talking about, was built on a FALSE FOUNDATION, or the conclusion about their thought, if they looked at it in any slight greater depth, was ALL WRONG. Now using the word WRONG these days can get you in all sorts of trouble, if something is subjective or built on OPINION.... 10/18/2017

by Patricia Feager, 10/2017 Growing together as a community to promote good health is one of the many distinct reasons why Buyer's choose Flower Mound, Texas. What sets the Flower Mound Farmer's Market located in Parker's Square apart from other Farmer's Markets in North Dallas is that it's not just about the people choosing plants, vegetables, and fruit. This morning I got to see this beautiful dog sniffing out the barbecue sauces. As soon as he was done, he mozzied on over to another friendly dog for communication.  Flower Mound is known for being a family community where students are included in gathering places. Here at the Flower Mound Farmer's Market on Saturday morning, on October 14, 2017 these fine musicians were recapturing the spirit of music and serving as a reminder how cul... 10/14/2017

Discussions with in particular one demographic group can be fascinating. One such topic involves many apps, or applications on the current myriad of smartphones and tablet computers connected with high speed internet access wirelessly. They say, you real estate agents will all be gone by say the year 2020. Why? There will be an app for that. Not so fast Jason or Amanda there. While there are apps for better searching for properties, they do not realize real estate has gotten more COMPLICATED.Each year, contracts get more involved, detailed, longer and new contracts. Mortgage programs change the rules, add/delete programs, and what about the resources of appraisers, inspectors, handymen, title companies, attorneys, federal regulations that change, it is far more complex than five or ten ... 08/31/2017

08/23/2017

Time relentlessly moves on in our lives. It always feels it is moving faster the older we get. The toilet paper roll effect, it spins faster as we get closer to the end : )But even if we truly cannot SAVE time, they are not making more of it, but we can delegate or do things in parallel, or easier what layers on top of time passing is the persistence of:   CHANGENote four kinds of change and be aware with life what you are experiencing.1) Change just happens. The local restaurant closes, someone dies, your health fails, you get a new job, your roof leaks, the dishwasher breaks. Wear and tear rusting or growing in life. Change happens TO you.Then we have three categories of you affecting change, change FROM you.2) You sit on the fence and make NO choice to change. No choice is a decision... 08/02/2017

by Patricia Feager, 7/4/2017For current annual water reports contact the Town of Flower Mound ANNUAL WATER QUALITY REPORTThe goal for the Town of Flower Mound is to provide safe drinking water by meeting the needs of customers by providing the highest quality water available. The latest 2016 Annual Water Quality Report has just been released and according to the U.S. Environmental Protection Agency (EPA) the drinking water for the Town of Flower Mound meets or exceeds all Federal (EPA) Drinking Water Requirements. WHERE DOES THE WATER COME FROM?Flower Mound's treated drinking water is purchased from Dallas Water Utilities and the Upper Trinity Regional Water District. All is surface water obtained from lakes and rivers, mainly from Lake Lewisville, and may include Lake Ray Hubbard and L... 07/05/2017

Reading through some 4th of July commenting on social media I was disappointed to think some people were disheartened with America, their country. I have always thought differences with civil debate were good for our country, but people veering into hate of others, it serves no one. It reminded me in life that we all should figure out how to make a difference.Make a difference in life, love, relationships, the environment, your workplace, your home, to voices that can't defend themselves, with health, with helping others, with being your best, with just being courteous. And my sharpened pencil idea that stuck with me with reading people who seemed to not even take the time to unconditionally LISTEN to others without essentially shouting them down, was we all NEED TO CARE MORE. Caring re... 07/04/2017

by Patricia Feager, 6/21/2017 Bakers Branch EstatesFlower Mound, TX  There's a spicy type of neighborhood in the Bakers Branch Estates of Flower Mound, TX. All the best ingredients to make a neighborhood fun to live in have street names like Cinnamon, Clove, Cilantro, Ginger, Basil, etc. Prices start around $400,000.00. To make a neighborhood a happy one you need a lot of sugar and spice and everything nice, a lot of love, and added to it thoughtfulness and things you're dreaming of. If you blend these all together, you will find a neighborhood with neighbors who treat you with kindness and make you full of the good things in life that are satisfying and nurturing. Bakers Branch Estates is very pleasant and always exciting. The HOA makes sure everyone has a good time. Visit www.bakersbr... 06/20/2017

by Patricia Feager, 6/19/2017  BRIDLEWOOD IN FLOWER MOUND, TXSOUTHERN DENTON COUNTY Bridlewood in Flower Mound is an Equestrian Community that continues to grow and to mature in many new facets of natural artscape and enjoyment. The quality of life and diversity co-exists with nature. The mature trees are simply remarkable because they have been maintained since the community began. Here residents can enjoy the beautiful golf course community, horses, wide open spaces, swimming, parks, and recreation. Average homes go for between $400,000 - about a Million.  Something I'm proud to see when I visit Bridlewood are the number of homes that continuously display the American Flag. The golf course and homes are meticulously maintained. What makes this golf course community unique is it isn't ... 06/19/2017

by Patricia Feager, 6/17/2017 TOWNHOUSES ON BROADWAY AT RIVER WALKFLOWER MOUND, TEXAS Something new to the Town of Flower Mound, Texas are the Townhouses on Broadway at River Walk. They are located in a PID which is zoned under the regulations of the River Walk Public Improvement District. For additional information visit the website at: http://www.flower-mound.com/1143/River-Walk-at-Central-Park For prices, new construction, visit the website link provided here. The orginal townhouses were built with various prices. Square footage was 1,961 - 2,137. They offered 3 bedrooms, 2.1 baths, living room, dining, etc., including 2 car garage. New construction is still on-going as of June 2018.        Townhouse is the name used for a row (or attached) home. In comparison to new construction, th... 06/17/2017

by Patricia Feager, 6/2/2017  Living in Flower Mound, Texas has many advantages. In addition to affordable housing, excellent schools, shopping, medical facilities including hospitals, parks and recreation, caring people who work with the Town of Flower Mound  is something that may not be available in other communities or that residents in Flower may be aware of exists.   The road to repairs can be strenuous and more difficult for some than others. Financial distress, sickness, loss of income, family catastrophes, personal loss, and death in the family can happen to anyone. There is a Program available for Flower Mound residents with people from the Town who can help. In the month of June, 2017, the Town of Flower Mound is currently accepting applications for minor home repairs for low ... 06/02/2017

A Mother is not a person to lean on, but a person who makes leaning unnecessary.Dorothy C. Fisher 05/14/2017

Golf course and lake view in Bridlewood! Open House Sunday, May 7th from 2-4pm   Overview Maps Photos Open House Market Stats $594,900 Single Family Home Main Features 4 Bedrooms3 Full Bathrooms1 Half Bathroom1 UnitInterior: 3,914 sqftYear Built: 1999MLS #: 13563033 Location 5009 Balmoral LaneFlower Mound, TX 75028USA Michelle Musick Jones Team Coldwell Banker, Apex(214) 280-9384[email protected]// http://www.michellesellsdallas.com         Listed by: Coldwell Banker Apex Our recent listings New Construction in Windsong Ranch, 1.5 Story Plan!2-Story Home on OVERSIZED Homesite in Prosper's Windsong RanchStunning Home in Star Creek on Greenbelt LotGolf course and lake view in Bridlewood!Updated Two-Story on Double Culdesac Street in Twin Creeks Subscribe to our listing feed Nearby proper... 05/05/2017

by ©Patricia Feager 5/4/2017  Timber Creek Subdivision is a place in Flower Mound, TX where kids can quack like ducks and ducks can grow old. Both can live in harmony. This beautiful subdivision has walking trails to school for Elementary and Middle School and it's closely patrolled. It's a wonderful place for kids to grow up and be inspired by ducks, trees, fish, plants, and animals. As of 4/28/17 there were 8 "Coming Soon," homes with square footage from 1,259 square feet to 3,533, ranging from $195,000 to $420,000.   Adults and children can play tennis using 1 of four Tennis Courts. Every morning someone from the City checks on the lights and the trails to ensure safety. As of 5/4/2017, there are 5 "Coming Soon" homes for sale ranging from 1,259 to 4,200 square feet, and $220,000 to ... 05/04/2017

When we have dreams in life, to buy a new home, to move to a new location, any kind of dream, I encourage you to DREAM BIG. It is invigorating. Small dreams, safe dreams, do not allow you to grow as much. Use your imagination to go far, go for the gusto, even if it is scary. In the corporate world they said "stretch goals". Think of landing on the moon as a goal in 1961, now that sure seemed like a stretch to do for a future date in 1969.It may seem scary even, but it is what being alive is all about. Promise yourself and other the best, and work towards it. Jump and the net shall appear. Connect the dots as you go, you never have all the traffic lights green ahead. You may surprise yourself with footprints on the moon. 04/30/2017