HOUSE JOURNAL Second Regular Session of the Fiftieth Legislatureof the State of OklahomaThirty-seventh Legislative Day, Monday, April 10, 2006PrayerUpon unanimous consent the prayer of Reverend Merck was ordered printed in full as follows:"Almighty Father God, Creator of heaven and earth and all that is therein.In your mercies and faithfulness that are forever with us, we pray that Your hand of goodness will govern in Oklahoma and America.May righteousness, truth, and justice prevail, be victorious, in every decision of the counsel and law that this honorable and wise assembly considers. May their will and vote be Your will and vote, O Lord. May they act wisely knowing that righteousness exalts and prospers a state and a nation.Father-God, if the foundations of law and order collapse, ... 02/06/2012

The Oklahoma State Capitol is a pretty place to go to work.  1 CORINTHIANS 2:9 HOWEVER, as it is written: No eye has seen, no ear has heard, no mind has conceived what God has prepared for those who love him. LOBBYIST~REALTOR® April is a Lobbyist at the State Capitol and a Licensed REALTOR® at Metro Brokers of Oklahoma, einstein group, llc., Miller Branch Office. She earned the "Graduate REALTOR® Institute" (GRI) designation. Currently, only about eight percent of Oklahoma REALTORS® have reached this professional distinction. April is a LeadershipOAR Class 5 Alumni. She is among only 14 REALTORS® in the state to be selected for this program. OK RE License 152193. 01/31/2012

If you are buying or selling a home in the Norman, Oklahoma area, you need to hire a realtor. Perhaps you plan on selling your home yourself, but do you know the ins and outs of marketing a home? Do you know how to negotiate a contract of sale? There are plenty of other ways in which a realtor can be very helpful if you're buying or selling a home in the Norman, Oklahoma area. These are the top 8 reasons to hire a realtor: Buying and selling real estate is a complicated process. There are disclosure forms to prepare and sign, inspection reports, and insurance documents, as well as multi-page settlement statements to decipher. A realtor can help you quickly navigate through all the paperwork and help you make sure you understand what you are signing. Communication and objective ideas are... 06/27/2011

Before you open your Norman-area home for showings, you'll want to take a tour through the house to inspect if for repair needs, safety hazards, and areas that need cleaning. You'll also want to ensure that you and your possessions are protected. Preparing your Norman, Oklahoma-area home for showings is critical to making a good impression on prospective buyers and, ultimately, getting offers on your Norman-area home. You are legally obligated to tell your buyer about the physical condition of your Norman-area home. This includes whether it has termites or other pests, and the condition of the walls and other structural elements. Ideally, you should address these issues before you put your Norman-area home on the market. Protecting visitors from possible injury on your property and you... 06/17/2011

  Early morning fire to warm up my home thanks to DAVEY'S FIREWOOD in Norman, OK. CALL 405-886-0974. $70 rick delivered and stacked. Now coffee and time with the Lord. PSALM 5:3 In the morning, O Lord, you hear my voice; In the morning I lay my requests before you and wait in expectation. ♥   02/09/2011

April Miller Ministry Spokesperson April is a Ministry Spokesperson and Member of the Clergy. The foundation of this Ministry is prayer, praise worship and the Word. For more information or to book April for your ministry event contact her by email at aprilmillerok@cox.net or by phone at 405-812-2336. April Miller Lobbyist April is an Independent Contract Lobbyist at the Oklahoma State Capitol representing clients who adhere to Oklahoma's conservative values. April Miller OK RE License 152193 Metro Brokers of Oklahoma Miller Branch Office Norman, Oklahoma April is a REALTOR® at Metro Brokers of Oklahoma Miller Branch Office. She earned the "Graduate REALTOR® Institute" (GRI) designation. Currently, only about eight percent of Oklahoma REALTORS® have reached this professional distinctio... 01/14/2011

April Miller Ministry Spokesperson April is a Ministry Spokesperson and Member of the Clergy. The foundation of this Ministry is prayer, praise worship and the Word. For more information or to book April for your ministry event contact her by email at aprilmillerok@cox.net or by phone at 405-812-2336. April Miller Lobbyist April is an Independent Contract Lobbyist at the Oklahoma State Capitol representing clients who adhere to Oklahoma's conservative values. Oklahoma session is four months out of the year, February-May and Monday-Thursday so being a REALTOR® is an excellent fit with Government Relations. April Miller OK RE License 152193 Metro Brokers of Oklahoma Miller Branch Office Norman, Oklahoma April is a REALTOR® at Metro Brokers of Oklahoma Miller Branch Office. She earned the... 12/16/2010

April Miller Ministry Spokesperson April is a Ministry Spokesperson and Member of the Clergy. The foundation of this Ministry is prayer, praise worship and the Word. For more information or to book April for your ministry event contact her by email at aprilmillerok@cox.net or by phone at 405-812-2336. April Miller Lobbyist April is an Independent Contract Lobbyist at the Oklahoma State Capitol representing clients who adhere to Oklahoma's conservative values. Oklahoma session is four months out of the year, February-May and Monday-Thursday so being a REALTOR® is an excellent fit with Government Relations. April Miller OK RE License 152193 Metro Brokers of Oklahoma Miller Branch Office Norman, Oklahoma April is a REALTOR® at Metro Brokers of Oklahoma Miller Branch Office. She earned the... 12/09/2010

    Walmart Testimony We stir ourselves up in ways of remembrance. When we share with others what God is doing in our lives, it encourages them and refreshes us! REVELATION 12:11 ...we overcome by the blood of the Lamb and by the word of our testimony. One afternoon I was at Walmart getting groceries, the crowd was wild and I was in a hurry. As I waited in line, I was aware of a woman behind me with two children. The woman had groceries, diapers, ect. I was feeling led to pay for her groceries. Remember, I was in a hurry. I paid for my groceries and began to push my cart out. I felt if I did not turn around and buy that woman's groceries I would faint. I went back and said to her, I don't want to embarrass you but let me buy your groceries. The woman's eyes widened and her mouth dropped... 11/26/2010

About April Miller April is a Ministry Spokesperson and Member of the Clergy. She is an Independent Contract Lobbyist at the Oklahoma State Capitol and a REALTOR® with Metro Brokers of Oklahoma Miller Branch Office. Oklahoma session is four months out of the year, February-May and Monday-Thursday so being a REALTOR® is an excellent fit with Government Relations. Experience April is a Licensed REALTOR®. April earned "Graduate REALTOR® Institute" (GRI) designation. Currently, only about eight percent of Oklahoma REALTORS® have reached this professional distinction. April is a LeadershipOAR Class 5 Alumni. She is among only 14 REALTORS® in the state to be selected for this program. Experience in selling residential and commercial real estate. Experience in selling luxury homes. April's Co... 11/07/2010

REASONS TO LIST WITH APRIL MILLER   Reliability You Can Trust • April is a REALTOR® with Metro Brokers of Oklahoma~Miller Branch Office. • April earned "Graduate REALTOR® Institute" (GRI) designation. Currently, only about eight percent of Oklahoma REALTORS® have reached this professional distinction. • April is a LeadershipOAR Class 5 Alumni. She is among only 14 REALTORS® in the state to be selected for this program. April Miller Is An Experienced Realtor® • Member of the National Association of REALTORS® and the Oklahoma Association of REALTORS® • Continuous education requirements exceeded each year • Knowledgeable of local and national market conditions • Experience in selling residential and commercial real estate • Experience in selling luxury homes • Extensive network of profess... 11/06/2010

  MORNING WITH GOD PSALM 5:3 In the morning, O Lord, you hear my voice; "In the morning" I lay my requests before you and wait in expectation.  LAMENTATIONS 3:22,23 Because of the Lord's great love we are not consumed, for his compassions never fail. They are "new every morning"; great is your faithfulness.  LUKE 21:37 Each day Jesus was teaching at the temple, and each evening he went out to spend the night in the hill called the Mount of Olives and all the people came "early in the morning" to hear him at the temple. BLESSINGS & GOOD MORNING FROM NORMAN, OKLAHOMA   10/30/2010

Prayer Meeting Tonight! http://www.facebook.com/notes/april-mill   er/prayer-meeting-tonight/448346703379    There are those who are in no frame of mind or spiritual condition to pray for themselves. Intercession defined: Getting the ear of the King on behalf of others; standing in the gap for others. PROVERBS 31:8 tells us that we can speak for those who cannot speak for themselves...for those who are pointed towards destruction.       10/27/2010

REASONS TO LIST WITH APRIL MILLER   Reliability You Can Trust • April is a REALTOR® with Metro Brokers of Oklahoma~Miller Branch Office. • April earned "Graduate REALTOR® Institute" (GRI) designation. Currently, only about eight percent of Oklahoma REALTORS® have reached this professional distinction. • April is a LeadershipOAR Class 5 Alumni. She is among only 14 REALTORS® in the state to be selected for this program. April Miller Is An Experienced Realtor® • Member of the National Association of REALTORS® and the Oklahoma Association of REALTORS® • Continuous education requirements exceeded each year • Knowledgeable of local and national market conditions • Experience in selling residential and commercial real estate • Experience in selling luxury homes • Extensive network of profess... 10/25/2010

Can a Rural Development Loan help you buy your Norman home? What is this?  Well, the state decides where the best development for the state would be and therefore makes incentives for people to live there.  How does it help you?  Well, if you are interested in an area that qualifies for rural development you can get assistance with your down payment.  Therefore, if you are a new buyer and want a home we can basically get you in a home with no money down.  Seems pretty good to me.  I don't know why any buyer that has this education wouldn't buy now.  There is also a bond issuance available to assist with down payment.  All you have to do is have the seller pay your closing costs and you can get out from under your rent for a sound real estate investment.  NO BRAINER?  For more informatio... 10/06/2010

How should your finance your Norman home?  Although this is a large topic, I think it boils down to just one question.  Should you be buying a house?  Whether you are looking at owner occupied or an investment property, you need to ask yourself this question.  The reason?  With financing the way it is can you get approved if yo have good credit.   The banks will not approve you if you are not fiscally responsible and do not have the ability to make the payment and/or have money down.  There are some options for you: 1.  Bond or Rural Development Loans- These will help you with that notorious down payment, but certain restrictions apply as far as income and are.  These also only apply if the bond is available and if you are owner/occupying the home. 2.  Investment Property - This is a gr... 10/06/2010

If you missed the $8000 tax credit that was offered from the government you still have the opportunity to get some free money. The city of Norman has it's own first time home buyer money! Qualifying first time home buyers will receive $5000 from the city of Norman when they close on their first home purchase. There are some restrictions of course. To qualify for this program the household income must be below 80% of the median. Purchase price of the house can't exceed $133,000. Must be able to provide a minimum of 1% of the purchase price. Must be able to qualify for a mortgage through a NCRC member bank. In case of non-occupant co-borrower, maximum housing expense to household income of primary borrower can not exceed 41%. To be qualified as a first time buyer you cannot presently own ... 07/14/2010

Realtors Call: (800) 900-2807 or visit www.eLeadMarketing.com to find out how to receive 12 - 20 Home Buyer Contacts per month! Relocating to Norman, Oklahoma will allow you to live in a city that has the cozy, close-knit appeal of a Norman Rockwell painting. Norman's warm and inviting environment is a key component to the city's incredible quality of life. But this is no sleepy small town—Norman is an important hub for commerce, education, and research as well as a world class center for the arts and culture. Ideally situated just twenty miles south of Oklahoma City, Norman is the third largest city in Oklahoma with over 100,000 residents. Relocating professionals from around the globe choose to live in Norman, Oklahoma thanks to its role as one of the world's most significant centers ... 02/24/2009

2009 is finding the mortgage industry without good loans for investors. Fannie Mae has reigned in the number of properties financed to 4 total, and no company wants to back 10% down conventional investor loans. We have an answer. The East Village is a new condo project just over a mile from the University of Oklahoma. That state school is well endowed and growing, and college towns have a regular turnover of renters, so it is not related to how the job market is doing. With the loss of jobs in the U.S. this is an important point for investors because vacancy really reduces the return on investment. Right now we are offering one and two bedroom condos and lofts, and we also have three bedroom town homes with 2 car attached garages. The prices start at $78,600 and go to $180,000. Two four... 01/17/2009

Even here in Norman, Oklahoma with a pretty stable real estate market, we are seeing properties linger on the market.  And after a house sits for several months, informed sellers will make a price reduction.  And in the unfortunate event of a pending foreclosure or short sale, sellers will sell at just about any price they can get.  Now for the silver lining:  homebuyers can get a really good price on a really good home, especially if they can look past the little stuff.  Some of the houses are vacant, some have had not-so-good renters in them, and some have not been taken care of very well.  In tough economic times, people have to pay for food, gas to get to work, and rent or mortgage payments.  They end up having little or no money to take care of necessary repairs and upkeep.  Many b... 09/24/2008