Nearly One out of Every Two Mortgages- Underwater in Ohio According to the Newest Information from CoreLogic Data, if your mortgage is underwater, your not alone. Data from Mortgage Bankers Association & CoreLogics is reporting a dramatic increase in negative equity and a need for Mortgage Loan & Foreclosure Reform.  Ohioians - Ohio joins California, Florida, New Jersey, Illinois and Arizona as the top states in the nation with the most number of properties either IN or approaching negative equity position, according to the report. Of the 2.2 million outstanding mortgages in Ohio, 45.6 percent - more than one million mortgages - are already underwater or close to it."In addition to the 7,000 or so foreclosures each month in Ohio, we have more than one million mortgages in a very fragile... 12/13/2009

Live Nativity This is a drive through live nativity displaying the scenes of Chritmas.  Refreshments will be offered as well as a Christmas Story being read inside.  Date: December 11 - 13, 2009Time: 6:00 pm - 8:00 pmLocation: Show mapZION CHURCH AND SCHOOL3360 NEBRASKA AVENUETOLEDO, OH 43607Contact: PASTOR PATRICK BELLPhone: 4195368911Email: zionwels@acninc.netDont' miss the Wonderful Toledo Zoo Christmas Lights.  See recent post with a list of Many Light Displays located in the Toledo Ohio Area.  12/09/2009

Still have Questions about the Tax CreditHome Buyers Tax Credit - Do you Qualify?  Are you more of a visual person and want a simple video to explain the Home Buyer Tax Credit.  We have a few video's posted on this and also a page explaining the Tax Credit.   It's not just for First Time Home Buyers!See This easy to understand  Video about the Tax Credit or Read 12/05/2009

Christmas Lights in Toledo, Perrysburg, Sylvania, Maumee Ageless Child's Christmas107 Birch Drive, Rossford, Ohio5:30 to 11:00 pm S-Th, 5:30 to Midnight Fri. & Sat.57,000 lights synced to 8 Trans-Siberian Orchestra songsListen to the lights on 97.7 FMhttp://www.TheAgelessChildsChirstmas.com Lights On Lime City at Cedar Creek Church - Promo VideoPerrysburg, Ohio160,000 lightshttp://www.CedarCreek.tv Merry Digital ChristmasMarble Cliff Blvd, Sylvania, Ohio5:00 to 11:00 pm S-Th, 5:00 to 12:30 Fri. & Sat.10,000 Lights Synced to music by Mannheim Steamroller and the Trans-Siberian OrchestraListen to the lights on 106.9 FMhttp://www.MerryDigitalChristmas.com Bixler Light Show536 S. Harefoote St., Holland, Ohio6:00 to 10:30 pm S-Th, 6:00 to 11:00 pm Fri. & Sat.Over 65,000 lights on 34 Light-O-... 12/05/2009

69th Annual Nutcracker Ballet Date: December 12 - 13, 2009Location: Stranahan Theater4645 Heatherdowns Blvd,Toledo, OH 43614Phone: 419-0471-0049 Mari DaviesEmail: mdavies@toledoballet.net The Nutcracker will be performing at the Toledo Ballet for its 69th annual production on Sat., Dec. 12 at 2p.m. and 7 p.m. and Sun., Dec. 13 at 2p.m at the Stranahan Theater. Accompanied by the Toledo Symphony, this Toledo tradition features interntionally renowned soloists Mary Carmen Catoya and Renato Penteado from Miami City Ballet. With a cast of 150 dancers, this production epitomizes the magic of the Holiday Season.  The Toys come to life, a Sugar Plum Fairy, and the handsome Nutcracker prince. Get tickets by Calling:419-381-8851 Purchase Tickets on Line at: www.ticketmaster.com 12/05/2009

Who's in Toledo?           Olympic Hero Mike Eruzione to Visit Toledo Dec. 12 The Toledo Walleye's are honored to have Olympic Hero and former Toledo Goaldigger, Mike Eruzione drop the ceremonial first puck of the game and brand the new Luca County Arena.  The appearance comes nearly 30 years after Eruzione helped Team USA win the gold medal at the Winter Olympics in Lake Placid, NY. Mike will honor Toledo by signing autographs during the game (go to toledowalleye.com for further details on specific times of autographs). What Mike Eruzione has to say:  "I'm excited to come and see the new rink and also to come back and see old friends and players still living in the area. Toledo has always been a great hockey town and the Goaldiggers fans were great." Toledo Walleye President/General Ma... 11/25/2009

What can you Give to others that is FREE! There are so many things in life that won't cost you a thing to give. During these tough economic times many struggle with the preasure of giving, especially during the holidays. Do we really need those expensive gifts or would our loved ones appreciate something that comes from our hearts? What are some great things you give to your friends and loved ones that don't cost a thing but bring great joy to those people you love. A Smile is Free! A Hug is Free! Listening is Free! 11/21/2009

                    Big Mistakes House Hunters MakeFalling In Love with a House that's above your Price Range It's best to know your price range by getting a pre-approval. And try starting out on the lower end of your price range,  there may be no need to search in your higher range.  Thinking you have Found a One of a Kind  Even if you have a long wish list, chances are that there  will be more than one home available that fits your list.  Another home that is similar may be less expensive and  be the dream home for less. Keep in mind that the builder  of the home you love built more than one, with many  similarities.  House Hunter Patients required.Out Bid again and become Desperate You've been search for a while now, and get out bid or  even start giving up on your wish list.  Don't ... 11/21/2009

Holiday Parade and Kris Kringle Village Launch Holidays in Downtown Toledo TOLEDO - Toledo 's annual Holiday Parade will march the streets of downtown again this season, thanks to a partnership involving The Blade, Buckeye CableSystem, Taylor Automotive Group, and other prospective sponsors. And that will be just the start of a glittering expanded two-day event for the entire family. For the 22nd consecutive year, the city will herald the start of the winter holidays with the largest balloon parade in the Midwest . Enthusiastic marching bands, capering clowns, strutting equestrian units, Festive dance troupes and more will step offat Summit and Jefferson Streets at 11:00 a.m. on Saturday, November 28, traveling north on Summit Street to Jackson Street and finishing on Huron Street at 12... 11/12/2009

Celebrate Holiday Tours -Beauty of Christmas With Holiday Lantern Tours at Sauder Village Archbold, OH - Reservations are being taken for "Holiday Lantern Tours," an opportunity to experience a turn-of-the-century Christmas at Sauder Village! Again this year, family and friends will be gathering to hear stories of the past and make memories together as they experience holiday celebrations of yesteryear. Advance reservations are needed for this popular holiday event to be held on November 28, December 5, 11 and 12. "During our annual Holiday Lantern Tours guests are invited to take time out from a busy season to share in the Christmas traditions of long ago," shared Kim Krieger, Media Relations Specialist at Sauder Village. "With a personalized tour, engaging stories from the past and th... 11/12/2009

The 8,000 Home Buyer Tax Credit has been extended.  With this news also comes added revisions that will make it possible for others to qualify. Now- It's not just for First Time Home Buyers - You may qualifyNow - They have raised the wage cut off point.Basics to the Homebuyer Tax Credit - Extended and Revised.Do You want to know if you qualify for the Home Buyer Tax Credit now that it has been extended and revised.  It does allow more Home buyers a way to qualify. See Video of the 8,000 Tax Credit and the 6,500 Tax Credit. 11/09/2009

Lights Before Christmas@ the Toledo ZooNovember 20th - December 31st, 2009 Sure you're cold, but the lights will warm you right up (but think how much the polar bears and the penguins love it!!)During the holiday season, the Zoo is transformed into a winter wonderland. The "Lights Before Christmas" holiday event features over ONE MILLION twinkling and chasing lights, over 200 images of your favorite animals, ice-carving demonstrations on Thursday evenings, strolling carolers, holiday treats and much more! You can also find unique gifts and souvenirs in the North Star Trading Post gift shop. Don't miss out on this family tradition! www.toledozoo.org 11/09/2009

Get the Basics on The Home Buyers Tax Credit Extended Upgrades The Home Buyers Tax Credit for 2009 was for first time home buyers that purchased a residential home till Dec. 1 2009.  But the Extended version has made it possible for others to qualify till April 30, 2010. The Extended version Of the Home Buyers Tax Credit - you now may qualify if you didn't before.  The income level has risen and no longer is it limited to first time home buyers.   Which Properties Are Eligible? The Extended Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.How Much Is Available? The maximum allowable credit for first-time home buyers is $8,000.The maximum allowable credit for current homeowners is $6,500.Pay Rate to Qualify?  Effect... 11/07/2009

Technology is amazing--today I discovered that RE/Max has a site where your can view on a map of the entire United States to see where people are searching remax.com for listings & information on agents, communities, neighborhoods, schools, etc.  Take a look if you're interested at: http://workingforyou.remax.com/.  Anyone have other sites that are really cool?  Sometimes I think someone should put up a list of new sites or places of interest each day so that we can search to our heart's content and not have to Google every time we want information! Anyone up for that type of search? 11/06/2009

Justin Moore WSG: Rodney Parker & Liberty Beach Date: November 20, 2009Time: 8:00 pmTix $15/$18Location:Erie Street Theater237 S Erie StToledo,OH43604 BUY TICKETSThe fast-rising song has become the number 1 hit on  both the Billboard and USA Today/ Country Aircheck.  The singer-songwriter landed coveted spots on tours with Trace Adkins, Hank Williams Jr. and Lynyrd Skynyrd and opened for Brooks & Dunn, Kenny Chesney and ZZ Top. "Moore's take on the (small-town) theme is clearly resonating with country music fans," states The Washington Post. During this time of corporate greed and economic uncertainty, his music is a timely reminder of what's truly important in life. 11/05/2009

A terrific video for sellers about how to keep your home clutter-free for showings when you have children. Helpful hints and ideas to make your life easier during a sometimes stressful period. It can be very aggravating to not have a showings for weeks, and then the very day the children don't pick up after themselves ... WHAM! a SHOWING! 11/03/2009

This is the last section of this blog thanks to Barb Corcoran... III.  How to Get the Financing the Buyer Needs 1.  Order the house appraisal first.  The appraisal may come in lower than the price you plan to bid! 2.  Ask the seller to pay part of your closing costs.  It reduces the cash you need up front. 3.  Ask not-for-profit organizations about financing.  They're good advocates for consumers who otherwise get overlooked or taken advantage of by major banks and mortgage companies.  Check out NACA (the Neighborhood Assistance Cooperation of America), NHS (Neighborhood Housing Services) and Acorn. 4.  Review your own credit report early.  Correct any errors in the report and fix everything possible before you shop for a home. 5.  Ask for owner financing.  Many older homeowners are not... 11/03/2009

National TV Show Casting!  Date: November 2 - 30, 2009Contact: Pink Sneakers ProductionsPhone: 407-464-2084Email: casting@pinksneakers.net I thought it could be fun to have a Ohio native possibly be on the show! From the producers of hit shows for Bravo, VH1, TLC, MTV, CMT, etc comes a new show about Celebrity Relatives!  Is your third cousin an A-list actor? Is your brother-in-law an infamous reality show villain? Is your father an NFL legend?  However you're genetically linked to a famous name, we want to know! Pink Sneakers Productions is looking for relatives of celebrities! Maybe you grew up in the same house or maybe you've never even met your famous family member.  Whether you're stuck living in their well-known shadow, reaping their red carpet benefits or somewhere in between, w... 11/02/2009

Meijer Pharmacy Health Clinics  Date: April 1, 2009 - April 1, 2010Location: Meijer PharmacyContact: Appointment necessary- call your local Meijer PharmacyPhone: See BelowHealth Screening ClinicsRESULTS WITHIN 15 MINUTES!!!Monthly at each store listed below. Full Lipid Profile $30Includes: Total Cholesterol, LDL, HDL, Triglycerides (12- Hour fast required for this test)Liver Function Testing $25 Diabetes Screening $4 Hemoglobin A1C Testing $30 Maumee, OH - 419-891-8733 Oregon, OH - 419-697-2033Sylvania, OH - 419-843-8333 Alexis Rd, OH-419-727-2033Rossford, OH-419-873-4133Bowling GreenOH419-373-8633 Appointments are Required ..... 11/02/2009

 The Danberry Company 12 Month MLS Area Ranking October 1, 2008 - September 30, 2009Area                  Unit Ranking           Volume Ranking Monclova                1                                       1Maumee                 1                                       1Whitehouse            1                                       1Waterville               1                                       1Oregon                   1                                      1East River               1                                       1 Other Areas #1 and #2 in Ranking and Volume are: Heatherdowns/River Road, Olde South End,Scott Park, Towne Centre, Olde North End, Olde West End, Ottawa Park/Westgate, Wildwood/Reynolds Corners, Point Place, Tremainsville, Franklin Park/Trilby, Spring Meadows, Ai... 11/01/2009