Back To FSBO Tips - Next Page   On the average, owner NET 3% to 5% less when selling their own homes.That's 3% to 5% less than selling through a Realtor and paying the commission!Owner Accept LessDirect buyers expect and intent to pay less.Owners Pay for All AdvertisingAn added expense normally covered by a Realtor.It Usually Takes Owners Longer to Get a SaleResulting in extra taxes, interest, utilities, insurance OR travel and hotel/apartment rent OR"Cost of Waiting."Owners Usually Pay Higher Attorney Fees... Even if the Sales Don't Go ThroughWhen sold through a Realtor - an attorney checks our work. When sold by owner- attorney does the work and bills accordingly.Adavntages Of Using A Professional Real Estate Agent.A Realtor...* will help you net more money * helps protect your fam... 01/30/2009

FSBO - For Sale By Owner If  you are attempting to market and sell your home yourself, do you have what it takes to sell your home "FSBO - By Owner?" Not having to pay some or all of the commission is a huge incentive driving most of us to want to sell on our own. However, there's the other side of the coin? What's involved in selling "by owner?" And are you capable of doing it? Selling "by owner" you'll need to market/advertise your property, show it to prospective buyers, deal with the paperwork, and handle the closing. For some it's a daunting task. For others, it's a challenge they are eager to answer. Where do you fit in? While there's no test to see if you're a good FSBO (For Sale By Owner) candidate, there are a number of indicators that you can look at. Here are some you should... 01/30/2009

A True Professional for All Your Real Estate Needs   Anthony Stokes-Pereira - Provides Personal Service With A Difference!!                     You probably know how important it is to find the right real estate agent when you are focusing on a financial investment as substantial and as personal as your home. What you should know about me is that. I believe wholeheartedly in the unique, personal nature of real estate. You will see that revealed in how I follow through on what I promise, as I carefully guide you through the many steps and decisions along the way. I am fully committed to providing you with a noticeably higher level of service at all times while demonstrating knowledge, friendliness and professionalism throughout the transaction. The blending of my experience and strength... 01/24/2009

An excellent place to begin exploring the process of buying a home. Here, you will find answers to common questions about buying a home. The home buying tools here help you understand all of the steps you must take to have a successful and stress-free home buying experience. When you're ready, you can contact me "Anthony Stokes-Pereira" to help make your dream home a reality.  Buyer Frequently Asked Questions (FAQ) Why Buyers Choose Me What to do first Buy or Sell Understanding Market Value Preparing to Shop Making an Offer Inspections And Insurance Simplify the home buying process Real Estate Glossary About Prudential Rand Realty Core Values For assistance with any of your real estate needs, please call or visit me, whether it's to get started on helping you realize your goals and dre... 01/24/2009

If you are ready to buy a home and you can afford it, now is a great time to buy a home. Mortgage interest rates are very low, buyers have a lot of inventory from which to choose and long-term homeownership continues to be one of the best ways for the typical American to build wealth. Don't let all of the negative media attention about the "mortgage meltdown" keep you from pursuing your homeownership dream. Mortgage industry woes are primarily limited to subprime loans and other types of creative and comparatively risky financing products. While the mortgage industry stalled briefly to reconsider its more exotic loans, there is plenty of conventional financing available for qualified homebuyers. Interest rates remain at historically low levels - still less than 7% for the typical, 30-ye... 01/24/2009

Can a real estate agent really help me in buying and selling property? The answer is YES!   When you're ready to start the proccess of buying or selling a property, you need to ask yourself the following questions:  Do you have the time and the sources of information to do the job yourself? If you are a "do it yourself " person, would the results be as good or better as they would be if you had a dedicated professional Real Estate Agent working for you? Would it have gone smoother? Would it have given you more personal time? Would you have purchased for less or sold for more with professional assistance? Read the information available here and learn how a real estate agent can help you understand everything you need to know about a real estate transaction. Why Buyers Choose Me Your hom... 01/24/2009

  The Re-List for Free GuaranteeIt's time to make your move. As one of the leading real estate brokers in the Hudson Valley for almost 25 years, we have seen these ups and downs in the market before, and we know that real estate goes in cycles. We believe that this market provides great opportunities for savvy buyers: rates are at all-time lows, inventory is high, and prices have come down significantly for over three years. This is a great place to live, and over the long-term homes in our area provide a tremendous investment opportunity.So we're willing to make you this guarantee:If you buy a home with a Prudential Rand Realty agent by March 31, 2009, and that home goes down in value by the time you sell it, we will re-list it for free.  It's that simple. We know this is a great time ... 01/24/2009

RandMobile.com - The Hudson Valley's Only Mobile Real Estate Site   Mobile real estate site allows users to access property information ‘on the go'     Property Search - Click HereWeb ID Search - Click HereContact Us - Click Here   Prudential Rand Realty -  RandMobile.com, a comprehensive real estate Web site enabling users to view over 100,000 detailed property listings on their cell phones, personal digital assistants (PDAs) and other mobile devices. Rand's state-of-the-art mobile site combines data from the Westchester-Putnam Multiple Listing Service and the Greater Hudson Valley Multiple Listing Service, and has a number of cutting-edge features and components, including: Site pages optimized for mobile usage-short pages, vertical scrolling and easy-to-navigate links A fully functi... 01/23/2009

Whether you did the "FSBO" thing (For Sale By Owner) or had a full-service REALTOR or anything in between, I may be able to help. Maybe you know very well what went wrong.  But maybe you don't.  It's possible at least, that there was more to it than you realize.  As your real estate agent, I think it's important to pinpoint the cause or causes as best as I can before you decide whether to put your home back on the market.  Could any of these have been the case?  Price: If your home isn't priced competitively, then it won't sell. Obtaining a professionally prepared Comparative Market Analysis (CMA)is the critical step in pricing your home. A CMA is what professional appraisers and real estate agents develop in order to determine the MARKET VALUE of your home. Because home values apprecia... 01/17/2009

When meeting with sellers about listing their homes I often hear the strategy of setting the initial asking price high and then coming down in price if it does not sell after a few weeks. This is really not a good idea in todays real estate market. If you start with too high of a sales price, then decide to drop it later your house will loose that initial flurry of activity that new listings typically get. This strategy could hurt your chances of selling your home quickly and you may even have to settle for less than market value. An asking price for a property that is beyond market range can adversely affect the marketing of a property and do not attract qualified buyers, if this house is unrealistically priced it fails to get normal advertising response so this reduces the effectivene... 01/17/2009

Marketing" a home means different things to different people. There are many real estate agents that believe all that's needed to market a home is to put it into the MLS. In a ridiculously strong seller's market that may have been true. But the market has slowed, and marketing a home is becoming a critical factor to successful selling.Any agent can put SOMETHING into the MLS. But more and more buyers are accessing the MLS via Internet, 77% of home buyers use the Internet to search for a Home. That means an agent needs to put the RIGHT information and pictures into the MLS and use that information to help market the property. Too many real estate agents miss the opportunity to market to savvy buyers viewing listings on the Internet. Remember your listings competes with other homes for sa... 01/17/2009

If you are ready to buy a home and you can afford it, now is a great time to buy a home. Mortgage interest rates are very low, buyers have a lot of inventory from which to choose and long-term homeownership continues to be one of the best ways for the typical American to build wealth. Don't let all of the negative media attention about the "mortgage meltdown" keep you from pursuing your homeownership dream. Mortgage industry woes are primarily limited to subprime loans and other types of creative and comparatively risky financing products. While the mortgage industry stalled briefly to reconsider its more exotic loans, there is plenty of conventional financing available for qualified homebuyers. Interest rates remain at historically low levels - still less than 7% for the typical, 30-ye... 01/17/2009

I will apply my knowledge and expertise to achieve the successful sale of your property. Here is what you can expect from me: ✓ Your needs, interests and objectives will be m top priority. I will want to learn what is important to you, so I can help you attain your real estate goals. ✓ I will give you reliable information and solid advice so that you can make informed decisions. Please don't hesitate to ask questions. ✓ I will work for your best interests at every stage of the homeselling process, from the development and implementation of a Marketing Plan, through the negotiation of purchase offers, to the final settlement of the transaction. ✓ Communication is important. We will want to agree to a system of regular contacts (whether in person, on the phone, by mail, fax or e-mail) so... 01/17/2009

  How long does it take to sell a property? Some properties sell in a few days, others may take several months. Recognizing some key factors that influence marketing a home, you can get significant control over market time. The proper balance of these factors will expedite your sale: Location: Location is the single greatest factor affecting value. A neighborhood's desirability is basic to a property's fair market value. Buyers compare your property against others in that neighborhood. Buyers interpret value based on available properties on the market. Competition: The real estate market may reflect a "buyers" or "sellers" market. Market conditions cannot be manipulated; an individually tailored marketing plan of action must be developed for each property. Timing: The property condition... 01/17/2009

  ADJUSTABLE RATE MORTGAGE (ARM)Is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index, and margin that is added to the index, to determine the rate upon the date of adjustment. Usually a one year term, with a cap on each adjustment, and a lifetime overall cap. AMORTIZATIONThe periodic principal pay down of a loan. ANNUAL PERCENTAGE RATE - A.P.R.Is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account point and other credit cost. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan. ASSUMPTIONTaking over a loan and becoming personally liable for the repaymen... 01/17/2009

Frequently when a listing expires, a seller may consider selling his property himself. To sell your property without the assistance of a qualified real estate sales professional, you should be able to answer an unqualified "YES" to each of the following questions. As you go through these items, remember that I am a qualified real estate sales professional skilled in every area. PRICE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ....................NO   YES Do I have sufficient data to price my property realistically? Am I familiar with what comparable Properties have sold for recently and what adjustments to those amounts I would need to make for my property? LEGAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... 01/16/2009

As a homeowner, you begin to accumulate all sorts of records and papers the moment you made the offer on your home. Loan documents, inspection reports, title insurance policy, home improvement receipts, appliance warranties are just a few of documents that you may at one time or another need. Would you be readily able to locate these items? Are they filed away or in different junk drawers around the house? Knowing where these items are can save you a lot of time and even money in the long run. Consider investing in a record-keeping system. It doesn't have to be expensive. You can purchase an accordion file and label each flap with a different category. Then use the following tips as a guide to get started. Contracts and Legal PapersKeep all the papers signed and/or given to you at the c... 01/16/2009

Write an effective Open House ad with clear directions. Call your local newspaper's classified department at least two weeks in advance to order your Open House ad. Present it in the best possible light, but be factual and to the point. Buyers will want to know how many rooms, bedrooms and baths your home has, what kind of neighborhood it's in, and what special or unique features it has. You can put your ad in the newspaper or on a FSBO web site, or, preferably, both. Take pictures of your home and make up an information sheet with details like room sizes, square footage, lot size, etc. Put a sign in the front yard. Make sure your house is "market ready," inside and out. Safety First! Keep stairways clear. Avoid possible injuries and litigation. Make Closets Look Bigger! Neat, well-ord... 01/10/2009

  FSBO - For Sale By Owner     If  you are attempting to market and sell your home yourself, do you have what it takes to sell your home "By Owner?" Not having to pay some or all of the commission is a huge incentive driving most of us to want to sell on our own. However, there's the other side of the coin? What's involved in selling "by owner?" And are you capable of doing it? Selling "by owner" you'll need to market/advertise your property, show it to prospective buyers, deal with the paperwork, and handle the closing. For some it's a daunting task. For others, it's a challenge they are eager to answer. Where do you fit in? While there's no test to see if you're a good FSBO (For Sale By Owner) candidate, there are a number of indicators that you can look at. Here are some you should ... 01/10/2009

AGENCY RELATIONSHIPS When real estate professionals work with sellers and buyers, "agency" relationships are established. As you start working with a real estate professional, please ask for a clear explanation of the current agency laws in [your state or province], so that you understand these important issues. There are three kinds of agency relationships: • Buyer's agent: A "buyer's agent" represents the buyer during the home buying process. The buyer's real estate professional (agent) has a fiduciary responsibility to represent the buyer's best interests including reasonable care, loyalty and confidentiality. • Seller's agent: A "seller's agent" represents the interest of the seller and has a fiduciary responsibility of reasonable care, loyalty, confidentiality and disclosure to the... 01/10/2009