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Farmingville, NY Real Estate News

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Farmingville, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputation, we have helped countless Suffolk County residents secure the financing they need to purchase their homes. Whether you’re a first-time homebuyer or you’ve owned a home before and you’re looking to purchase or refinance another property, when you choose The Mortgage Outlet, you can have confidence knowing that you’re working with one of the best mortgage lenders in the Suffolk County, NY area. So, you have a house in Farmingville that meets all your needs and it’s in your price range. You hav...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Reverse Mortgages Farmingville, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at today's seniors in Farmingville, NY.  Even with increased regulation in the field the opportunity for deception has decreased over the years, there is still a large risk of fraud, even if the senior is not actively looking for one of these types of loans.  These Reverse Mortgage scams in Farmingville, NY generally take a few basic forms. The most common types of fraud involves someone misleading the senior who is going to take out the loan in an attempt to steal from him or her directly.   Sometime...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Reverse Mortgage Lenders Farmingville New York All about Reverse Mortgages in Farmingville N Y So you are thinking of applying for a reverse mortgage for your home located in Farmingville NY but you are not sure if this is the best option for your current financial situation.  According to the Television Commercials a reverse mortgage is a great tool to help those 62 and older who are short on cash or need to supplement their retirement income by using the equity in their home. The money can be used for anything you wish. The best part is that you can retain ownership and continue living in your home and the loan does not have to be paid back until you leave the home.  But like anything in life that sounds too good to be true, there has to be some sort of catch right? What is a reverse ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
VA Home Loan Program in Farmingville, New York The VA Home Loan program in Farmingville, New York is one of the most powerful mortgage tools available today for veterans and other qualified borrowers. It is actually the best home loans you can get. VA Home Loans typically come with low interest rates and looser credit requirements than other mortgages.  VA Loans do not require a down payment at all, which makes them very attractive to many first time borrowers.VA Loans came about in the G.I. Bill of 1944, and the VA Home Loan program has helped more than 18 million veterans become homeowners. In the last year alone, over 489,000 VA Loans were guaranteed with a total of more than $63 billion. Are you ready to become a homeowner with the help of the VA? Here is a look at the VA Home Loan ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Government Loans Farmingville, NY - The Mortgage Outlet Did you know you can Apply Online for an FHA Home Loan?  FHA home loans have been helping borrowers become homeowners in Farmingville, NY since 1934.  The Mortgage Outlet offers a better interest rate then most commercial lenders in Farmingville, NY. Our FHA Elite Home Buyer's Program is typically 1/4% to 1/2 % below market see if you qualify here    How does the process work: We determine the best FHA loan that fits your needs.Complete an easy 60 second form HERE!.A Loan Specialist for The Mortgage Outlet will respond within 1 business day.Review with no obligations your loan pre-approval and interest rate.     Here are some of the advantages of an FHA Home Loan in Farmingville, NY:Lower Credit requirements Easier Income verif...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet  has noticed that many first time home buyers come to us confused by the various first time home buyer programs availble in Farmingville New York that are available to them for financing their first home.  This is due to the multiple changes that the Federal Government has made to the mortgage industry making it harder and more confusing then every.  Hopefully our short video will show some of the new programs that might be available to help you get your dream home in Farmingville New York.   We look forward to answering any questions you might have, you can reach me directly on my cell at 631 767 8948 or at the office at 631 589 3600.  
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By Beth and Richard Witt, The best Retired Brokers !!!!
Spectacular Farmingville Home With First Floor Master   Open House 1/18/2015 - 1-3PM   View homes for sale is Farmingville in a similiar price range   Click here to view this spectacular home in detail      Spectacular Home OverviewMapsPhotosOpen HouseMarket Stats $349,990 Single Family Home Main Features 4 Bedrooms2 BathroomsLot: 10,019 sqft Location 112 Rosemont Ave.Farmingville, NY 11738USA If you have any questions about this property or would like to arrange for a private showing you will want to contact  Pamela Lambrou of RE/MAX Wittney Estates at 516-557-6660 or call the office 516-795-6900.  Let her vast experience and love for the real estate business serve you when it's time for you to buy or sell your home.    What should we offer what will they take   9 Things Buyers Should...
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By Beth and Richard Witt, The best Retired Brokers !!!!
Spectacular Farmingville Home    View homes for sale is Farmingville in a similiar price range   Click here to view this spectacular home in detail      Spectacular Home OverviewMapsPhotosMarket Stats $349,990 Single Family Home Main Features 4 Bedrooms2 BathroomsLot: 10,019 sqft Location 112 Rosemont Ave.Farmingville, NY 11738USA If you have any questions about this property or would like to arrange for a private showing you will want to contact  Pamela Lambrou of RE/MAX Wittney Estates at 516-557-6660 or call the office 516-795-6900.  Let her vast experience and love for the real estate business serve you when it's time for you to buy or sell your home.    What should we offer what will they take   9 Things Buyers Should Know About When Buying A House                                 ...
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By Mary Alice Ruppert
(Coach Realtors)
41 Arlene Street OverviewMapsPhotos VideoMarket Stats $384,900 Single Family Home Main Features 4 Bedrooms2 Bathrooms1 Partial BathroomLot: 0.28 acre(s) Location 41 Arlene StreetFarmingville, NY 11738USA Mary Alice Ruppert Realty Connect USA(631) 549-8326maryalice@teamruppert.comhttp://www.TeamRuppert.com     Listed by: Coach Realtors- Team Ruppert Our recent listings 271 Main Street41 Arlene Street6 Breton Avenue11 Wren Court1 Anchorage Way, Unit #1103 Subscribe to our listing feed Nearby  properties for sale
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By Beth and Richard Witt, The best Retired Brokers !!!!
Farmingville 5 Bedroom House For Sale   Click Here For Details Not A Short Sale   Click Here to view homes currently available in Farmingville Under $250,000.00   Monthly payment with taxes & insurance Contact Richard Witt The Owner Of This Property With Questions   This investor/handman special is mortgage-able. It is not an REO or a Short Sale. It is a spacious cape with a large family room upstairs and the master on the first floor with a 12 X 14 master bath with a Jacuzzi tub. Property taxes are low at $7,881.65 and $7,003.65 with Star. Click Here For Driving Directions to 112 Rosemont Ave., Farmingville, NY     To Learn About Buyer Representation Click Here       Click Here To Learn The Difference in a  Pre-Qualification and a Pre-Approval                 Should you have a propert...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet has discovered that there a lot of misinformation and mortgage myths about Reverse Mortgages in FARMINGVILLE New York.  A reverse mortgage is a home equity loan which allows homeowners 62 years or older to convert some of their home-equity into tax-free income without having to make any repayments on any part of the loan as long as they will continue to live in the home.  The tax-free proceeds from a reverse mortgage can be used for any purposes.  Reverse Mortgages were created to enhance the lifestyle of the borrower for the rest of their life.       Myth # 1:  The Bank will own my home. Fact:  Your title will not change until you sell your home and you will maintain ownership of your property. The lender will place a lien against your property just like a regular m...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Current mortgage lending rates are at record lows in Farmingville, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Farmingville, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Mortgage loan programs in Farmingville New York   FHA Mortgage Loan Programs in Farmingville New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventiona...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
THE MORTGAGE OUTLET would like you to Compare mortgage rates in FARMINGDALE, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in Farmingdale, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean t...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Famringville New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers. I will try to explain in this article the most common First Time Home Buyers  in Farmingville New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they requi...
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