Customer w/Gallery R3019907 Active207 LAKE CRYSTALBROOK , Little Egg Harbor, NJ  08087List Price: $197,900 County:OceanMunicipality:Little Egg HarborSection:Greater Little EggSubdiv: Block:325.76Zoning:R-75Lot:7Tax Year:2007Qual. Code: Taxes:$2483.7Addl. Lot #s: Assmnt Land:$106,100Lot Dim:78 ft x 100 ftImprovments:$78,700Apx. Acres:.18Tot. Assd. Value:$184,800Liv. Area SqFt:1100Year. Built: Tot. Rooms:5Bedrooms:3Baths:1Half-Baths:0Prop. Type:Single FamilyModel: Primary Loc: HOA:NoWaterfront:NoBasement:NoPool:YesHOA $/Mo:$Wtr Frnt Ft: Fireplace:NoNew Const:NoInitial Fee:$Waterview: Air Cond:NoHOA Phone:() -Flood Plain:UGarage:NoFurnished:NoHOA Name: Comm. Opp: Spaces: Furnishings:NoneElem: Middle: High: List Type:Exclusive RightAgency Rel:Dual DisclosedROOMDIMENSIONSFLOOR ROOMDIMENSIONS... 10/15/2007

FIRST TIME HOME BUYER?  NEW FHA 100% GOVERNMENT BACKED FINANCING!  CALL TODAY FOR INFO.CHARLENE GRANT, REALTOR ASSOCIATE 848-992-9307 UNDER CONTRACT $232,000 County:OceanMunicipality:Little Egg HarborSection:Greater Little EggSubdiv: Block:291.2Zoning:R-75Lot:17Tax Year:2007Qual. Code: Taxes:$2905.43Addl. Lot #s: Assmnt Land:$111,500Lot Dim:90 ft x 119 ftImprovments:$105,000Apx. Acres:.25Tot. Assd. Value:$216,500Liv. Area SqFt:1300Year. Built:1973Tot. Rooms:6Bedrooms:3Baths:1Half-Baths:1Prop. Type:Single FamilyModel: Primary Loc: HOA:NoWaterfront:NoBasement:NoPool:NoHOA $/Mo:$Wtr Frnt Ft: Fireplace:NoNew Const:NoInitial Fee:$Waterview: Air Cond:YesHOA Phone:() -Flood Plain:UGarage:YesFurnished:NoHOA Name: Comm. Opp: Spaces:1Furnishings: Elem: Middle: High: List Type:Exclusive RightAgenc... 09/17/2007

County:OceanMunicipality:Little Egg HarborSection:Greater Little EggSubdiv: Block:325.76Zoning:R-75Lot:7Tax Year:2007Qual. Code: Taxes:$0Addl. Lot #s: Assmnt Land:$106,100Lot Dim:78 ft x 100 ftImprovments:$78,700Apx. Acres:.18Tot. Assd. Value:$184,800Liv. Area SqFt:0Year. Built: Tot. Rooms:5Bedrooms:3Baths:1Half-Baths:0Prop. Type:Single FamilyModel: Primary Loc: HOA:NoWaterfront:NoBasement:NoPool:YesHOA $/Mo:$Wtr Frnt Ft: Fireplace:NoNew Const:NoInitial Fee:$Waterview: Air Cond:NoHOA Phone:() -Flood Plain:UGarage:NoFurnished:NoHOA Name: Comm. Opp: Spaces: Furnishings: Elem: Middle: High: List Type:Exclusive AgencyAgency Rel:Dual DisclosedROOMDIMENSIONSFLOOR ROOMDIMENSIONSFLOORLiving Rm:   MBedroom:  Dining Rm:   Bedroom 2:  Kitchen:   Bedroom 3:  Family Rm:   Bedroom 4:  Great Rm:   Bed... 09/16/2007

County:OceanMunicipality:Little Egg HarborSection:ParkertownSubdiv/Comp:OtherBlock:189.1Zoning:R-75Lot:28Min. Bldg. Size: Qual. Code: Tax Year:2007Addl. Lot #s: Taxes:$1,917# of Lots: Lot Dim:92 ft x 179x93x123Lot SqFt:13930Apx. Acres:.32Pri. Loc: Elem: Middle: High: HOA:NoWaterfront:Yes% Bldg. Cover: HOA $/Mo:$Wtr Frnt Ft:93List Type:Exclusive RightInitial Fee:$Waterview:YesAgency Rel:Dual DisclosedHOA Name: Flood Plain:YHOA Phone:() -Prop Type:Individual Lot Utilities:Electric - Available , Gas - Other , Cable TV , Telephone Easements:Docs. Avail:CAFRA , Engineering , Survey Lot Desc:Bulkhead , Cul-de-Sac , Level Soil Type:Road:Paved Water/Sewer:Septic , Well Water Buildings:None Improvements:Restrictions:Contingencies:Closing:Negotiable Terms:Owner May Hold Public Rem:You will love t... 09/03/2007

Charlene Grant | Performance Realty Group, Inc. | 848-992-9307 2 Vincent Ct, Little Egg Harbor, NJ Affordable Spacious Townhouse 2 Bdrm Townhouse offered at $189,000 Year Built Unspecified Sq Footage 1,458 Bedrooms 2 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Lot Size Unspecified HOA/Maint $158 per month DESCRIPTION Desirable end unit with large yard.Open & airy large living room dining area combo w/hardwood floors, 3 season enclosed porch, eat in kitchen. Lots of closet space. Close to shopping and public transportation. Clubhouse, basketball courts, community pool. Ideal for 2nd home, first time home buyer or to downsize for carefree living. Close enough to beaches of LBI and only 20 mins to Atlantic City see additional photos below PROPERTY FEATURES Central A/C Hardwood floor Li... 08/24/2007

 Desirable end unit with large yard.Open & airy large living room dining area combo w/hardwood floors, 3 season enclosed porch, eat in kitchen. Lots of closet space. Close to shopping and public transportation. Clubhouse, basketball courts, community pool. Ideal for 2nd home, first time home buyer or to downsize for carefree living. Close enough to beaches of LBI and only 20 mins to Atlantic CityCharlene Granthttp://www.ShopJerseyShoreHomes.comCell 848-992-9307email:  CGrant3178@aol.com 08/19/2007

The biggest amount of programs are for the self employed borrower's. We can still do stated/stated programs with these types of borrowers where W-2 borrowers are not allowed only full doc. The whole business has had a lot of changes in the past couple of weeks. If you are having trouble with your current mortgage relationship to place a loan please don't hesitate to call us with your scenario. If we can't get it done than noone can! We are still making loans but you must use a lot of creativity.   08/18/2007

I have lived in this town since Feb 2004. For a small town it has developed into the place to be. There have been people buying second and investment homes coming from North Jersey, NY andd PA. Little Egg Harbor is one of the remaining towns that you can still buy a waterfront home under $500,000. If you or someone you know are interested in purchasing please call and I will get you in contact with a realtor that can get the job done. Welcome to Little Egg Harbor. Shawn Ziem from Tri-State Mortgage 609-296-2102 07/21/2007

1.      Loan originators are terrible about returning phone calls and emails. It often takes hours or days before you hear back, if at all. Shawn Ziem prides himself on consistent follow-up. He returns all calls within 90 minutes or sooner. It's common to call Shawn on a Sunday and get him on his cell phone for a deal. 2.      They promise closing and commitment dates they can't deliver, causing a myriad of problems and delays. Shawn Ziem works by "under-promising and over-delivering" to insure smooth closings and being able to deliver on commitment dates. You and I get paid only if and when we close a transaction. I make that my main priority. 3.      Many lenders really don't know their business or their loan programs very well. Their lack of knowledge causes many mistakes.Shawn Ziem,... 07/20/2007

Little Egg Harbor, NJ - Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan. The borrower's income and debt ratios are taken into consideration by the lender, as well as the predictability factor provided by credit scoring. It's important to have a mortgage professional in your corner that has a keen eye for solutions to improving credit scores in an effort to get the best interest rate possible. Interest rates associated with various loan programs are broken down into schedules based on credit score ratings. While each lender has its own guidelines, it's safe to assume that as the consumer's credit score goes down, interest rates will go up. A borrower with an outstanding credit rat... 07/20/2007

SIX REASONS YOU DON'T NEED LIFE INSURANCE•1.    YOU ARE NEVER GOING TO DIE. •2.    YOU ARE GOING TO INHERIT A FORTUNE. •3.    YOU ARE GOING TO WIN THE LOTTERY. •4.    YOUR CHILDREN ARE GOING TO SUPPORT YOU. •5.    YOU ARE NEVER GOING TO RETIRE. •6.    THE GOVERNMENT WILL TAKE CARE OF YOU.  Call for a quote 201-320-3454 07/20/2007

There are four types of buyersType #1: First time homebuyers-This type has never bought a home before, and they are a little unsure of themselves. They need someone to hold their hand and guide them through the process. They are an important group of buyers, and they almost always use a real estate agent.Type #2: Relocation Buyers-This type is moving in from out of town, so they are unfamiliar with the areas, schools, neighborhoods, values, etc. They need someone who knows the area well to assist them. They almost always use a real estate agent.                                     Type #3: Move-Up Buyers-This type already owns a home, and wants to buy a more expensive one. They are usually busy with work, and don't have time to drive around looking for signs or finding a magnifying glas... 07/20/2007

                                                                                  TRI-STATE MORTGAGEZiem's Core Values________________________________________________________________________I have decided that without exception I will:•Þ     Ask questions and listen to my clients in order to fully understand their needs.•Þ     Create mortgage solutions that complement my clients' overall financial strategy, and allow them to most effectively accomplish their short and long term financial goals.•Þ     Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted advisor.•Þ     Respect my clients' time and minimize the amount of effort required of them by applying my knowledge, experience and resourcefulness.•Þ     Use state of ... 07/19/2007

I have used this flyer with agents I work with on open houses. They have given me some good feedback on the usefulness of the form. Let me know what you think and if you need financing flyers for any upcoming open house. I lok forward to helping agents sell homes.Open House SurveyHOW DID YOU LEARN ABOUT THIS OPEN HOUSE? Newspaper       Signs       Other ___________________Interested in                             BUYING          SELLINGPre-Approved?                        YES                  NOWorking with an agent?         YES                  NOName: _________________________  Address: _____________________________________________Email: ______________________________ Phone: __________________     Cell: ______________________Please rate this homeFloor Plan                    ... 07/14/2007