NJ Mortgage Rates This Week : December 31, 2012 Mortgage bonds improved last week, pushing mortgage rates lower in NJ and nationwide. NJ Mortgage Rates – Free Live Rate Quote Positive economic news and strong housing data was trumped by ongoing Fiscal Cliff discussions on Capitol Hill. The "Fiscal Cliff" is meant to represent January 1, 2013 -- the date on which mandatory spending cuts are enacted by Congress and on which tax rates increases for many U.S. taxpayers. Some analysts believe that if these two events are to occur simultaneously, it would derail the current U.S. economic expansion and revert the economy back into recession. That concern has spurred a flight-to-quality which has benefited mortgage bonds and, therefore, U.S. and NJ mortgage rates. For example, last week, Fred... 12/31/2012

NJ Mortgage Rates : December 3, 2012 Low mortgage rates are pumping up home affordability. NJ Mortgage Rates – Free Live Rate Quote Average 30-year fixed-rate mortgage rates made a new all-time low in November, continuing this year Refinance Boom and giving fuel to the budding housing market recovery. At month-end, Freddie Mac's survey of 125 banks nationwide put the benchmark product's rate at 3.32% for borrowers willing to pay 0.8 discount points. This is just 0.01 percentage point above the record-low rate establishing prior to Thanksgiving. The 15-year fixed mortgage is similarly low, posting 2.64 percent nationwide, on average. This, too, is only slightly higher the all-time low set the week prior. Falling NJ mortgage rates have helped to offset rising home prices in many New Jerse... 12/03/2012

NJ FHA Loan for a Hoboken Condo So you want to buy a condo in Hoboken using a NJ FHA loan? NJ FHA Loan - Free Live Rate Quote Is it allowed? You bet! You can get a NJ FHA Loan to buy a condo in Hoboken New Jersey.  HUD Section 234(c) allows the insurance of any mortgage covering a one-family unit in a development which is coupled with an undivided interest in the common areas and facilities of the development. This may include dwelling units in detached, semi-detached, row, garden-type, low- or high-rise buildings. The condominium project must be on FHAs approved condominium list and eighty percent of the NJ FHA Loan insured mortgages in a condominium project must be the principal residence of the owners (owner-occupants). The requirements regarding the maximum loan, mortgage term and m... 11/29/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 69 Cotswold Cir Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120012820 2 Beds 1 Baths Pristine Co-op! Nothing like it in Hoboken. Coveted neighborhood- across from Elysian Park and in a no flood zone. Fully renovated, new plumbing, new electric, bamboo flooring, modern lights and ceiling fans, custom 13 inch baseboards throughout, French doors. Granite counters, Bosch and LG appliances, washer/dryer room and storage in the basement, fantastic closet space. Great morning light! Welcome to your new home in the best neighborhood in Hoboken. If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120012820... 11/27/2012

NJ FHA Loan, it's great for First Time Home Buyers and for 1-4 family homes. The majority of FHA mortgages in New Jersey and elsewhere are issued for single family residence properties.  However, a lesser known fact is that NJ FHA mortgages are available for multiple unit properties, as long as the property has no more than 4 units.  In keeping with the principal residence guidelines, one of the units must be occupied by the borrower.  This is a great financing option for first time home buyers in New Jersey. NJ FHA Loan - Free Live Rate Quote 3 and 4-unit properties, regardless of occupancy status, must be self-sufficient.  This means that the amount of the mortgage is limited so that the monthly payment does exceed the amount of expected rental income. The monthly payment is defined a... 11/26/2012

Hoboken Homeowners - Simple, Inexpensive Home Staging Tips When Hoboken homeowners get ready to list, advice will often come from all corners of their personal and social network -- what within the home to upgrade; what to repair; what to replace. Hoboken Homeowners – Free Live Rate Quote And, although some advice remains valuable, much of it can be ignored. The costs of an expensive upgrade are rarely recouped at the time of sale and studies show that smaller, simpler actions can yield a bigger return on your investment of time and money. Hoboken homeowners - here are four inexpensive, yet highly effective, ways to prepare your Hoboken home for sale. Hoboken Homeowners – Free Live Rate Quote Hoboken Homeowners - Improve the curb appeal It's not just the inside of your home which should... 11/26/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 1016 Willow Ave Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120009563 1 Beds 1 Baths Modern/Contemporary 1BR Condo on 1st Flr w/Open Layout & High Ceilings. Expressively Painted! Recently Refinished HW Flrs thruout. Custom Calif. Closets & Bedroom Walk-in Closet. Eat-In Kitchen w/Modern SS Appliances. Ceiling Fans & In-Wall AC (2). Exposed Brick. Custom Built Vanity. Laundry Room in Building. Newly Renovated Backyard Common Area. Located Uptown within walking distance to the PATH. Perfect Starter Home for anyone working in NYC Area. If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120009563 . Y... 08/14/2012

You may be one of million Americans in whose brains the word Foreclosure reverberates, sending shivers down their spines, as they contemplate the implication of a loss to themselves and their dear families.   Due to confusion and lack of clarity many homeowners choose to wait it out, do nothing, and allow the lender to foreclose on their property. This however is the worst option of all the alternative solutions you may have. A foreclosure will stain your credit record, and will not permit you to take any loans, or in many cases rent an apartment, for 7 years! In addition you would still owe a deficiency to the lender.   In spite of the efforts of the Obama administration government agencies’ efforts, and those of numerous not-for-profit advocacy organizations, the topic of alternative ... 08/07/2012

New Listing: 1450 Washington Street #219 Offered at $439k Be the first to live in the 862 sqft one bedroom.  (okay the bedroom doesn't have a window but it does have a huge walk-in closet.) It's on the courtyard.  Private.  Toll Brotheres living at 1450 At The Hudson Tea.  Check out the availability by Toll. You'll come running to this bargain.  05/08/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 257 12th St Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#1215585 3 Beds 1 Baths Condo/Townhome/Row Home/Co-Op' Basement, Centrl Vac, Patio, Strms/Scrns, Laundry In Unit, Finished Basement, Full Basement, Dishwasher, Ov/Rg/Gas, Refrigerator, Self Cleaning Oven, Washer/Dryer If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#1215585 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Hoboken, NJ 07030 and would ... 05/01/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 510 Park Ave Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120004909 2 Beds 2 Baths Now is your chance to own a condo built by boutique developer, Red Bridge Homes, in 2008. Totally rebuilt in 2008 as new construction except for facade that was restored 2 bedrooms 2 bathrooms with Toto finishes and frameless glass doors Large open living room with built-in bookcases Large dining area Open kitchen area with breakfast bar Hot water on demand Large deeded yard with blue stone patio area Washer/dryer in unit Giant basement storage unit Sprinklers in building. If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter ... 04/27/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 612 Madison St Farm Rd Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120004765 3 Beds 3 Baths Condo/Townhome/Row Home/Co-Op' Clothes dryer, Clothes washer, Dishwasher, Fireplace(s), Microwave, Range and oven, Refrigerator, Wood floors If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120004765 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Hoboken, NJ 07030 and would like save up to 6% commission, we can ... 04/22/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 501 9th St Farm Rd Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120004756 3 Beds 3 Baths Beautiful and well maintained colonial that is in move in condition. All rooms are well sized and include 3 living areas, one of which is a 20' x 30' great room/billiard room. This home is located close to the Chester town center for easy convenience to shopping. A 5th bedroom is located on the main floor with accessible full bath. Home has a complete security system along with many other amenities.This home sits on 2 3/4 acres and has excellent curb appeal. If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#1... 04/21/2012

Eleven10 Park Avenue epitomizes all that makes Hoboken great! An awesome location, fabulous pre-war architecture, amazing views of our sister town to the east called Manhattan, extensive updates, bright, hip and perfect for the vibrant lifestyle. This home is one of the few that is located at the top of the most fantastic row of limestone buildings in uptown Hoboken and commands lots of sunny eastern NYC views of both the Empire State Building and all of downtown including the Freedom tower. You’re definitely at the top, and you relish that fact.  Who wants to have someone living above them?  You certainly don’t!  You don’t mind the 5th floor walkup, and why would you?  “But I have to walk up all those stairs….”  How do I say this properly….Shut up!  You also have to walk to your car, ... 04/17/2012

Have Your Peeps call my peeps.      03/19/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 504 1st St Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120002068 4 Beds 2 Baths Entertain in your newly renovated custom kitchen w/ giant custom Andersen sliders overlooking a fenced parklike yard w/ lrg covered patio, IG heated pool & sep waterfall & 40' deck. 1st flr has 2 lrg BRs/2 full baths, LR w/ fpl & custom HW flrs. Hall, DR, KIT, Util w/C/T tiles throughout. Workout/mud rm leads to garage. 2nd flr has 3 lrg BRs, 1 full bath/dble sinks & a lrg walk in attic possible addl 800sft of living space. Newer roof, new fence, vinyl windows & new window treats. If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, ... 02/25/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 415 Adams St Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120002033 2 Beds 2 Baths Condo/Townhome/Row Home/Co-Op' Clothes dryer, Clothes washer, Dishwasher, Microwave, Range and oven, Refrigerator, Wood floors If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120002033 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Hoboken, NJ 07030 and would like save up to 6% commission, we can list your home on the lo... 02/21/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 723 Willow Ave Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120000948 2 Beds 1 Baths Condo/Townhome/Row Home/Co-Op'Clothes dryer, Clothes washer, Dishwasher, Microwave, Range and oven, Refrigerator, Wood floors If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120000948 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Hoboken, NJ 07030 and would like save up to 6% commission, we can list your home on the l... 01/25/2012

Hoboken condos: The new construction of 151 conods at 1450 Washington Street by Toll Brothers is cranking.  Here are the latest updates. Condos sold at 1450 Washington....  over 50%. First Closing schedule by Toll Brothers....Feb 15th.   01/24/2012

Home for Sale By Owner in Hoboken, NJ 07030 - Flat Fee MLS Listing $395 111 Garden St Hoboken, NJ 07030 - Realtors welcome, buyer agent commission paid at MLS#120000661 3 Beds 2 Baths Condo/Townhome/Row Home/Co-Op' Clothes dryer, Clothes washer, Dishwasher, Microwave, Range and oven, Refrigerator, Wood floors If you are interested in this Home for Sale By Owner in Hoboken, NJ 07030- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120000661 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Hoboken, NJ 07030 and would like save up to 6% commission, we can list your home on the l... 01/19/2012