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Oak Island, NC Real Estate News

By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
This was a great day for us.  We had our sales meeting and then went out to view 9 homes that our brokers had listed over the past week.  We went into some lovely homes on the waterfront of Oak Island.  Great deal to be found right now.  I think that our market is settling out right now.  Thank Goodness..  It has been a hard 3 years in our area.. Ginger Of SeaCoast Realty
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
Insurance Changes as of August 26, 2009   Here is the latest from the changes that went into effect through the NCJUA (wind pool) on 8/26/2009   1.       Maximum coverage available now is $750k whether a full homeowners or a wind/hail policy. 2.       You have to have an excess policy, if the replacement cost on your home is over $750k, to even be eligible for the 1st $750k through the pool. 3.       40% maximum on contents, this means you will have actual cash value settlement (replacement cost less depreciation) because state regulations require that you have 70% of value of home, for contents, in order to be eligible for replacement with do depreciation. 4.       Primary coverage would be with the NCJUA. 5.       Surcharge of 10% for wind/hail policies and 20% for full homeowners pol...
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
I am actually going to show property today.  I have a buyer that wants to see 3 houses and I have made the appointments and have the keys...and away we go. This is the 2nd time that we have been out to find the right house.  Maybe today is mthe day. Keep your fingers crossed with me. Take care, Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
I need  help in finding  homes for 4 beautiful gray kittens that were born Aug 14, 2009..  Homes needed   in 4 more weeks.. This small black and white kitty showed up here about a month ago.  She looked very health...almost fat... Well  3 weeks later, she was skinny... She had 6 kittens and lost 2...so 4 darlins' need to have homes and folks that love them.   Let me  know. Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
A month or so ago,  I told you about Angel  Food ministries (http://www.Angelfoodministries.com) which is a food source for folks in need. Last month I place an  order to check out the food to see what is expected.  I picked up that order  today and started distributing it to those folks that I know can use it. It seems to be a good quality of fook items.  I picked up Chicken breast, pork chop centers, new york strips, lettuce, sweet potatoes,  beans and corn (frozen) milk ( that can be kept on a shelf) and canned beans. It looks ok.   I know that folks are grateful, during this economic time, to benefit from this program. Share it with other that you know are needing some help. Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
Mortgage NewsWhat Would You Do With $8,000? What if the government decided today that, instead of bailing out Wall Street, it was going to give every American $8,000? What would you do with the money? For most Americans, paying off credit card debt would be a great way to use the free money. According to a Nilson Report released in April 2009, the average credit card debt per household in the US was $8,329 at the end of 2008. That money from the government would almost wipe out your debt completely. Imagine being completely debt free. Healthcare is a big topic these days. According to the most current Census Bureau statistics, some 45.7 million Americans do not have health insurance. So, many Americans might choose to use their $8,000 to enroll their family in a healthcare program thro...
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
Tonight is our call night....(for those of us that want to keep our skill sharp and learn some new skills) I have chosen my list of expired owners that we have sent the renewals out to and have not yet received them back into the office.  It is a nice pleasant way to gently remind them to send the paper work back to me. I think this is good to have others around us doing the same thing.  I hate making calls but with other about, I think I will find it easier..   Take care, Ginger of Coldwell Banker Sea Coast Realty in Southport NC
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
We had our weekly Boost Class today. Today was very interesting in the fact that we are going to have a group "Call Night" every Tuesday. This is at time that we will call our Sphere of Influence or Book of Business...  It is a non-threating way to get a hold of folks that you need to talk to and have just neglected to do so. I am old...but willing to learn new tricks.. Ginger of Coldwell Banker
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
I just love Fridays.  It is the day that I look forward to all week.  With great anticipation, I think of great things that we can do to fill the weekend with fun and build memories. Tomorrow I think we will hit the road to see Jimmy's mom who is 92 and doing very well.  She lives about 3 hours away and we try to visit with her every few weeks.. Take care and have a wonderful weekend. Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
Our company has started previewing houses that the agents in our company have listed over the past week.  WE see anywhere from 5 to 10 houses after the sales meeting and usually end up having lunch at the last house. This has been an great way to get agents into the houses so that they will have the knowledge to talk intelligently about it when the phone call comes. Do you still do this in your office?   Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
Today, Tuesday, is a learning day in our office.. WE are going to have a SeaCoast Seller Web Advantage course that will taught to us on the Web.. It will show us how to do Activity Reports, Comparative Analysis with just a few clicks of a button. I have been doing all of this manually and I think this will be a real timesaver for me. I will let you know it goes.. Ginger Harper of Southport
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By Margaret Rudd Bishop, CRB, CRS, GRI
(Margaret Rudd & Associates, Inc.,REALTORS)
I have been putting out sugar water and freshening it up two or three times a week for about 6 weeks trying to lure hummingbirds to my feeder.  Today I saw the first one cheerfully drinking the sugar water and then for variety getting something out of a nice red flower I have in a nearby hanging basket.  Several years ago I had a number of hummingbirds coming to feed, but I quit because of my cat(s).  Now the one remaining cat is too old to do any damage to the hummingbird population so I can enjoy them again.  I'm sure that the hummingbird will spread the information to its friends and family and I'll get more now that one has discovered the feeder!
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
On Friday, we had family from Florida to come and visit us.  What a treat.   On the first day, we put the crab pots into the creek.  Then we put the minnow trap in to see if we could catch some minnows.  With these minnows we would see what we could do to catch some bigger fish. Then that night,  we had a seafood dinner, with crabs, shrimp and fish. What a great day. Ginger of Southport NC
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
And I am loving it... WE have family coming in from Florida to visit for a long weekend.  We are looking forward to seeing them.  We will go to the beaches, eat some seafood, pick some veggies, maybe do some crabbing and netting and of course eating some great foods... Hope that you have a wonderful weekend also.  Enjoy each day..each is precious. Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
WE are making the preserves right now.  They smell so yummy.  Jimmy went to the neighbors house last night and picked them. Today, we put the stems out and washed real well.  Now they are cooking slowly at a medium temperature for about 2 hours.  We put in about 14 cups of sugar and chopped up a lemon to give the preserves a bit of twang.. WE will put in steralized jars and label... Good smelling kitchen right now.   Ginger of Southport
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
          I AM HONORED TO DO THIS.  Did you know that the ACLU has filed a suit to have all military cross-shaped headstones removed and another suit to end prayer for the military completely. They're making great progress. The Navy Chaplains can no longer mention Jesus' name in prayer thanks to the wretched ACLU and our new administration.   Prayer chain for our Military... Don't break it!  Please send this on after a short prayer.. Prayer for our soldiers Don't break it! Prayer:  'Lord, hold our troops in your loving hands Protect them as they protect us Bless them and their families for the selfless acts they perform for us in our time of need. Amen.' Prayer Request: When you receive this, please stop for a moment and say a prayer for our troops around the world. Of all the gifts yo...
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
We had our grandchild, Jonah to sleep over this weekend.   After spending the evening with Grandpa in the garden and picking cucumbers and tomatoes, we began the process of preparing the cucumber and then putting up the tomatos. For the Pickles:  we soak in lime water over night..then 3 hour in ice water, then vinegar and  sugar and picking spices f or 5 hours.  Then process  in pint jars.  Easy and fun  to do.. Tomatoes, we pick the ripe ones, cut our the stems and core.  blend in the blender and cook for an hour,  and put in sterilized jars with 1 tsp salt and 1 Tbs vinegar. The pickles make our potato salads, tuna and Chicken salads. The tomatoes make our spaghetti sauces, and soups for the winter.. Enjoy and if you need more details...I will email particulars to you. Ginger
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By Margaret Rudd Bishop, CRB, CRS, GRI
(Margaret Rudd & Associates, Inc.,REALTORS)
This weekend was a great weekend to be at the beach.  Played 18 holes of golf at Carolina National on Saturday, one of my favorite courses.  Played Oak Island today, another favorite.  Carolina National liked me better, but I think I can play better next time at Oak Island. We have over 35 golf courses in Brunswick County and if you're lucky enough to live here you can usually get local rates.  Margaret Rudd & Associates sets up tee times for our vacationers and for many of my friends. This weekend was hot and humid but the seabreeze keep us cooled, just like air conditioning.  The breeze across slightly moist skin does the trick.  This afternoon we walked out on the Oak Island Pier to see what was happening.  Great venue for beach volleyball and just enjoying the beach!
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By Ginger Harper, Your Southport~Oak Island Agent~Brunswick County!
(Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team)
I have some folks from Tennessee...that need to sell their house.  When they do.. they will come here to Oak Island/Southport area and buy their retirement home here.  They lived here before they decided on Tennessee.  Think  this is the place for them. If you are interested in more details....let me know and I will give you the details.   Ginger of Southport
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By Margaret Rudd Bishop, CRB, CRS, GRI
(Margaret Rudd & Associates, Inc.,REALTORS)
I was riding my bicycle on Caswell Beach Road and was really impressed with how nice a new house looked, then I realized that it wasn't new, just painted a very appealing green.  Talk about going green, this house looked new and I knew better!  What a payoff for a home to sell or just for personal pride.  Also, that custom mural that you love will probably be a sticking point for a prospective buyer, so if you decide to sell please paint over the nude over the bathtub while you're at it.
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