Residential homes sold in St. Charles MO 12/1/06 - 12/31/06:                                                         2 Bd.                  3 Bd.                  4 Bd.               5+ Bd.          All Bd. Sold     #Units 5 47 43 3 98       Dollar Value $1,303,400 $7,857,045 $13,094,244 $892,000 $23,146,689       Average List Price $273,962 $175,633 $314,214 $306,633 $245,466       Average Sold Price $260,680 $167,171 $304,517 $297,333 $236,191       Average Days on Market 178 74 92 33 86       Average Square Feet 1409 1148 1814 2536 1496       % of List Price 95.15 95.18 96.91 96.97 96.22     Residential  homes sold in St. Charles MO 12/1/07 - 12/31/07:                                                                 2 Bd.           3 Bd.               4Bd.                5+ Bd.       ... 01/01/2009

Market statistics for the city of St Charles MO during the week of 12/21/08 – 12/27/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 546 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  So here are the statistics for the week Christmas and believe it or not homes are still being bought and sold.  Not to mention that there is still a very good choice of homes and villas in all price ranges and areas to choose from!  With interest rates being at an all time low and the $7,500 tax incentive av... 12/29/2008

 Market statistics for the city of St Charles MO during the week of 12/14/08 – 12/20/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 557 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  So here are the statistics for the week before Christmas and believe it or not homes are still being bought and sold.  Not to mention that there is still a very good choice of homes and villas in all price ranges and areas to choose from!  With interest rates being at an all time low and the $7,500 tax ince... 12/22/2008

I have wrote in the past about the detail of an FHA observation. The FHA appraisal process requires a detailed observation of mechanical systems, (My personal favorite is the reverse feature on an automatic garage door opener.) attic, crawl spaces, electric fixtures, plumbing fixtures, paint surfaces, wood surfaces, safety concerns, etc.. This observation is not meant to be and is not the same as an inspection of these same systems within the home. We have a significant difference between the detailed inspection made by a Home Inspector and the observation of a FHA Appraiser. The FHA Appraiser has a purpose of determining an opinion of market value, during the house visit the appraiser must verify the operation of some systems. This is done as HUD requires this as part of the scope of w... 12/20/2008

  I wrote a blog earlier this week about FHA appraisals and what a mortgage originator should expect from the FHA appraiser. I thought I was informative and had nothing to upset anybody in this appraisal blog. I get an email this morning from a home inspector blasting me for writing about ruthless and unpredictable home inspectors. I mentioned this one time as a way many originators view the FHA Appraiser. Attempting to dismiss the myth, I wrote what can be expected on the observation part of the FHA Appraisal Report. My blog was FHA Property Guidelines Are Not Understood by Many Mortgage Originators! http://activerain.com/blogsview/837121/FHA-Property-Guidelines-Are-Not-Understood-by-Many-Mortgage-Originators This poor gentleman believes I was smacking his profession and also apparentl... 12/18/2008

 Market statistics for the city of St Charles MO during the week of 12/07/08 – 12/13/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 556 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  There is still time left for you to be in your new home before the New Year begins.   Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 47 280 198 31 Avg. List Price $248,908 $234,494 $360,877 $518,239 Avg. Days on Market 222 112 141 119           # Pending Home Sales 3 27 2... 12/17/2008

I receive FHA appraisal orders from many different people and many different mortgage companies across the country. I know many times these Mortgage Professionals tell me they telephone interview a perspective borrower about their home and after I leave the home it is obvious they have no idea what questions to ask before ordering the FHA appraisal. I am sometimes told "The house does not sound to be in the best condition," or a similar line. On many occasions the home is just slightly dated and meets all FHa conditions, the originator worried for no real reason and might have scared their borrower away with his/her concerns about the FHA Appraisal. Other occasions, I come to a home with a statement of slight concern and the roof if leaking, the windows are rotted, peeling interior pain... 12/15/2008

           Market statistics for the city of St Charles MO during the week of 11/30/08 – 12/06/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 562 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  There is still time left for you to be in your new home before the New Year begins.   Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 38 289 205 30 Avg. List Price $251,217 $236,012 $370,257 $529,093 Avg. Days on Market 195 106 142 113           # Pending Home Sal... 12/09/2008

Did you know that just about 20 miles to the west and across the Missouri River and over the Blanchette Bridge there is the city of St Charles MO.  This is a wonderful city with some deep historical roots that reach back to the forging of the United States.   Just follow the cobblestones of Main St. past local shops and restaurants to the site of the first state capital of Missouri.  From 1821 to 1826 St Charles served as the capital of Missouri.    St Charles is also known as the launching point of Lewis and Clark's expedition to the Pacific and as the home of Daniel Boone.   St. Charles has been careful to preserve its historic districts and is committed to honoring its frontier roots.  When visiting our fair city of St Charles you will feel as though you have stepped back in time.  S... 12/04/2008

   Market statistics for the city of St Charles MO during the week of 11/16/08 – 11/22/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 589 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  There is still time left for you to be in your new home before the New Year begins.   Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 40 299 219 31 Avg. List Price $244,929 $232,716 $365,454 $495,255 Avg. Days on Market 189 99 131 108           # Pending Home Sales 4 32 ... 11/25/2008

Residential homes sold in St. Charles, MO 11/1/06 - 11/15/06:  Sold                                              2 Bedroom   3 Bedroom       4 Bedroom    5+ Bedroom  All Bedroom     #Units 2 30 12 1 45       Dollar Value $150,000 $5,445,150 $3,697,939 $315,000 $9,608,089       Average List Price $81,700 $185,510 $315,757 $335,000 $218,951       Average Sold Price $75,000 $181,505 $308,162 $315,000 $213,513       Average Days on Market 90 58 105 118 73       Average Square Feet 340 1181 1974 2567 1386       % of List Price 91.80 97.84 97.59 94.03 97.52     Residential homes sold in St. Charles, MO 11/1/07 - 11/15/07:  Sold                                             2 Bedroom   3 Bedroom       4 Bedroom   5+ Bedroom   All Bedroom     #Units 2 19 22 1 44       Dollar Value $277,000 $3,242... 11/19/2008

             Market statistics for the city of St Charles MO during the week of 11/09/08 – 11/15/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 594 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  There is still a great opportunity for you to be in your new home before the new year begins.   Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 39 303 222 30 Avg. List Price $249,104 $231,408 $359,699 $490,160 Avg. Days on Market 189 95 126 107           # Pendi... 11/18/2008

Through an agreement the premier real estate data firm in the United States, Altos Research, River City will be adding a few zip codes of housing data to our website each day. The first data to be added to our site are the St. Charles, MO zip codes of 63301, 63303, and 63304. For a look at the dataSt. Charles Home Data and Statistics If you'd like to sign up to receive one of our weekly reports for one or more zip codes, please fill out the form below.   11/17/2008

Residential homes sold in St. Charles, MO 10/1/06 - 10/31/06:  Sold                                                             2 Bedroom     3 Bedroom         4 Bedroom    5+ Bd     All Bedroom     #Units 5 54 31 0 90       Dollar Value $558,800 $9,800,622 $8,747,015 $0 $19,106,437       Average List Price $110,360 $184,231 $291,186 $0 $216,967       Average Sold Price $111,760 $181,493 $282,162 $0 $212,294       Average Days on Market 13 53 70 0 57       Average Square Feet 958 1077 1611 0 1254       % of List Price 101.27 98.51 96.90 0.00 97.85     Residential homes sold in St. Charles, MO 10/1/07 - 10/31/07:  Sold                                                       2 Bedroom   3 Bedroom       4 Bedroom    5+ Bedroom    All Bedroom     #Units 6 47 31 5 89       Dollar Value $739,40... 11/07/2008

            Market statistics for the city of St Charles MO during the week of 10/26/08 – 11/01/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 627 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  This is a great opportunity for you to be in your new home before the holidays. Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 52 312 233 30 Avg. List Price $242,842 $233,729 $353,521 $463,657 Avg. Days on Market 221 99 128 112           # Pending Home Sales 4 3... 11/05/2008

                       Market statistics for the city of St Charles MO during the week of October 10/19/08 – 10/25/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 649 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  This is a great opportunity for you to be in your new home before the holidays. Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 52 319 246 32 Avg. List Price $247,727 $236,263 $351,237 $447,678 Avg. Days on Market 221 101 126 108           # Pe... 10/28/2008

              Market statistics for the city of St Charles MO during the week of October 10/12/08 – 10/18/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 681 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  This is a great opportunity for you to be in your new home before the holidays. Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 54 337 259 31 Avg. List Price $243,308 $233,016 $352,483 $461,974 Avg. Days on Market 210 104 126 123           # Pending Hom... 10/22/2008

Barack Obama was in St. Louis yesterday at the St. Louis Arch.  Tomorrow, John McCain will be in St. Charles, Missouri in New Town. It looks like Missouri is a "swing" state.  Also, I've heard that whoever wins the vote in Missouri is usually who wins the election. We'll see if that happens this year...  :) The Service you Expect from a Realtor you can Trust! , e-PRO www.SelectMyHome.net  314-640-7061 (cell)  Prudential Alliance Realtors  636-887-3554 (office) Debi. Ernst@PrudentialAlliance.com 10/19/2008

                 Market statistics for the city of St Charles MO during the first 11 days of October 10/01/08 – 10/11/08 The city of St Charles MO has a great selection of homes at really good prices and interest rates are at a great level too.  There are currently 672 single family homes on the market of various sizes and prices.  Check out St. Charles when looking for a new home for selection, style and price.  If you have been waiting for the right time now is the right time for real estate in Saint Charles MO.  This is a great opportunity for you to be in your new home before the holidays. Residential:           2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Active # Homes 56 328 254 34 Avg. List Price $232,544 $232,630 $354,075 $476,094 Avg. Days on Market 191 107 128 119           #... 10/13/2008

Residential homes sold in the Austin Ridge subdivision 1/1/06 - 9/30/06:  Sold                                                                   2 Bd      3 Bd     4 Bedroom          5+ Bedroom         All Bedroom     #Units 0 0 2 3 5       Dollar Value $0 $0 $1,295,000 $2,169,436 $3,464,436       Average List Price $0 $0 $662,400 $734,967 $705,940       Average Sold Price $0 $0 $647,500 $723,145 $692,887       Average Days on Market 0 0 93 148 126       Average Square Feet 0 0 2384 8228 5890       % of List Price 0.00 0.00 97.75 98.39 98.15     Residential homes sold in the Austin Ridge subdivision 1/1/07 - 9/30/07:  Sold                                                              2 Bd   3 Bedroom           4 Bedroom      5+ Bedroom     All Bedroom     #Units 0 3 4 3 10       Dollar V... 10/11/2008