Kansas City, MO Real Estate News

By The Nichols and Ersery Home Team, Kansas City Area Realtors
(RE/MAX Heartland, REALTORS)
Are you behind on your mortgage payment? Do you owe more than your home is worth due to declining home values?Is the possibility of foreclosure becoming a reality for you?Have you thought about selling your home but just cannot make it happen when you add the REALTOR fees and closing cost into the picture?If you answered yes to any or all of these questions, you may want to consider a SHORT SALE.If the Mortgage Balance you owe, combined with the selling fee's, exceeds the price you can reasonably expect to receive, a short sale may be able to help you.Although a short sale will adversely affect your credit, it is SUSTANTIALLY better than a foreclosure. The David Nichols with Nichols/Ersery Home Team is your local short sale expert.DON'T DELAY!The sooner you start the process, the better...
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By Ben Edsall
(Turn-Key Properties LLC, Missouri and Kansas Real Estate)
What is HAKC? What is Section-8 and do I want to rent my investment property to a section 8 tenant? I get calls nearly everyday from investors who bought a Kansas City Investment Property and thinks they will profit hugely by renting it to a section 8 tenant.There was a time when that may have held true but with the current system you will do well to get market rent and break even. The point system is gone and the amount of rent HAKC pays may be no better than what the open market would bring.Turn-Key Properties LLC manages hundreds of investment properties in the Kansas City area everything from executive homes and luxury lofts and condos to some properties on the section-8 program. After many years of trying to work with this failed organization we are currently declining many request...
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By Robert Mayo, CAI, AARE, AMM, GPPA
(Mayo Auction & Realty - Your Kansas City Auctioneer)
Kansas City, MO - Add fast-talking auctioneers to the funnel cakes and Ferris Wheels enjoyed by fair goers at this year's Kansas State Fair. Kansas City Auctioneer Robert Mayo was honored at this year's fair as the 2007 Kansas State Champion Auctioneer.  Robert competed against his fellow auctioneers on September 12th for the coveted title. Contestants were judged on their bid calling skills, including rhythm, voice quality, and clarity. Competitors were also judged on their responses during an interview round. As Kansas' Champion Auctioneer, Robert will compete next year in the International Auctioneers Championship (IAC) in Nashville. The IAC winners in the male and female division are considered by the industry to be the world's best auctioneers. The Kansas City based auctioneer co-o...
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By Chris Campbell
(Farmers )
Term life insurance provides death protection for a stated time period, or term.Term life insurance is perhaps the simplest form of life insurance. It was developed to provide temporary life insurance protection on a limited budget. Since term insurance can be purchased in large amounts for a relatively small initial premium, it is well suited for short-range goals such as life insurance coverage to pay off a loan, or providing extra life insurance protection during the child-raising years.Call Chris Campbell today!816-285-9483
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By Chris Campbell
(Farmers )
Life insurance may sound like something you only have to think about when you get older, but there are a variety of benefits to buying life insurance early on in your working career. Even if you don't have a family that is dependent on you, or if you feel that your employer's life insurance policy is adequate for your needs, there are many reasons why you should consider taking out your own life insurance policy. If your employer provides you with a life insurance policy, you shouldn't necessarily rely on it. While many companies may offer life insurance as one of the key benefits of a job, the figure often doesn't cover enough to be of adequate benefit to your family - especially in the event of your death. For instance, many firms may offer life insurance that is one or two times the ...
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By Chris Campbell
(Farmers )
Term life insurance provides death protection for a stated time period, or term.Term life insurance is perhaps the simplest form of life insurance. It was developed to provide temporary life insurance protection on a limited budget. Since term insurance can be purchased in large amounts for a relatively small initial premium, it is well suited for short-range goals such as life insurance coverage to pay off a loan, or providing extra life insurance protection during the child-raising years.Call Chris Campbell today!816-285-9483
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By Chris Campbell
(Farmers )
Variable Life Insurance is another type of permanent life insurance and is much riskier than standard whole life and universal life. Variable life is a pure investment policy, and as such is much more expensive than the other types. However, it gives the policyholder complete control over his or her investment portfolio. It varies by insurer and policy, but most often the insured decide what they want to invest the cash value portion of their account in, whether it is stocks, bonds, or money market funds. There is usually an unlimited number of times that you can change your investment portfolio, but as with everything else, that is dependent upon the insurer and the policy itself.
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By Chris Campbell
(Farmers )
If you want to know how long it will take to double your money, take the number 72 and divide that number by the interest rate you are getting. So if you deposit $3,000 into an account with a 2% interest rate, 72 ÷ 2 is 36. So in 36 years you will have $6,000.  If you have an interest rate of 12%, you will make $6,000 in six years. The higher the interest, the quicker it is.
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By Chris Campbell
(Farmers )
 Facts on the Cost of Health CareIntroductionBy several measures, health care spending continues to rise at the fastest rate in our history.In 2005 (the latest year data are available), total national health expenditures rose 6.9 percent -- two times the rate of inflation. Total spending was $2 TRILLION in 2005, or $6,700 per person. Total health care spending represented 16 percent of the gross domestic product (GDP).U.S. health care spending is expected to increase at similar levels for the next decade reaching $4 TRILLION in 2015, or 20 percent of GDP.In 2006, employer health insurance premiums increased by 7.7 percent - two times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $11,500. The annual premium for single cov...
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By Chris Campbell
(Farmers )
 Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, depending on the insurance company, one can add an additional 1-5 million in liability protection. This protection is designed to "kick-in" when the liability on other current policies has been exhausted. Liability insurance is the portion of a homeowners or auto policy that pays for expenses such as the injured persons medical bills, rehabilitative therapy, and lost wages due to the negligence of the at fault person. The liability portion of an insurance policy also covers a legal defense representative if the negligence would happen to land the at fault person in the court room. After adding up all ...
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By Chris Campbell
(Farmers )
  Some people believe that having life insurance -- planning for their death -- will bring misfortune to their lives, and would rather not have any at all. Unfortunately, too many people don't realize the importance of life insurance until it's too late.Life insurance protects those who depend on your paycheck, such as your wife, children and quite possibly, your parents. If you die prematurely, life insurance can provide ongoing income to your dependents, until they are able to live comfortably without it. It can also provide emergency support for legal, medical and funeral costs, should family savings not be sufficient to cover them. who needs life insurance?A single individual -- or someone who's one-half of a two-income, no-dependents household -- won't likely need an abundance of l...
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By Chris Campbell
(Farmers )
 Life insurance may sound like something you only have to think about when you get older, but there are a variety of benefits to buying life insurance early on in your working career. Even if you don't have a family that is dependent on you, or if you feel that your employer's life insurance policy is adequate for your needs, there are many reasons why you should consider taking out your own life insurance policy. If your employer provides you with a life insurance policy, you shouldn't necessarily rely on it. While many companies may offer life insurance as one of the key benefits of a job, the figure often doesn't cover enough to be of adequate benefit to your family - especially in the event of your death. For instance, many firms may offer life insurance that is one or two times the...
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By Chris Campbell
(Farmers )
 Purchasing auto insurance shouldn't be a difficult decision. As your Farmers® agent, I will help you understand the ins-and-outs of auto insurance so you can choose the right type of coverage to meet your needs.As a Farmers customer, you'll not only receive the personal care and service of my agency, but also our award-winning HelpPoint® claims service. Whenever you have a claim to report, simply call (800) HelpPoint - (800) 435-7764 - 24 hours a day, seven days a week to speak to a knowledgeable Farmers representative.Plus, Farmers has competitive discounts. Our multi-line discount* is just one way to save on the cost of auto insurance by also having your homeowners and Life insurance with Farmers. Ask me about other discounts you may qualify for. Remember, there is more to insurance ...
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By Chris Campbell
(Farmers )
Farmers is dedicated to being the right choice for auto insurance, home (homeowners and renters), life insurance, business insurance, umbrellas, boat and recreational vehicle insurance, and a whole lot more. As your personal, local Farmers agent, you have my commitment that I'll help you develop the coverage that's right for your life - at a price that's great value for your insurance dollar. No insurance company offers more discounts than we do, and our industry-leading HelpPoint® claims service means you can count on us to be there when you need us. Anytime, day or night, just one call to (800) 435-7764 will help you restore your world to order - fast! Give me a call and I'll give you more information on all the many products and discounts my Farmers agency offers, whether it's auto i...
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By Chris Campbell
(Farmers )
THE CAMPBELL AGENCYFarmers Insurance Group816-285-9483                                                   Kansas City Metro Home Rates!!                                                                                           Deductible$500$1000Dwelling Value   $100,000$590$512$125,000$697$608$150,000$795$694$175,000$886$774$200,000$845$737$225,000$917$804$250,000$986$865$275,000$1,051$924$300,000$1,115$980    The above rates are an estimate only. For an accurate quote by the next business day contactChris Campbell@ 816-285-9483 or 913-488-4299    * Rates do not include any discounts that may apply!!              Discounts that are available:* Auto/Home =   20%* Life/Home =    5%* Alarm     =   10%* Many more available!!
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By Chris Campbell
(Farmers )
 Most people buy insurance because they have to have it.  I ask all of my prospective clients "Why did you pick this coverage and these liability limits?"  The number one answer is my agent did it for me over the phone, or the lizard helped me do it online.  I am getting used to hearing it but it still amazes me.  The most important part of your insurance program is your liability limits, if you bang up a car it can be fixed, a leaky roof while a headache is not a financial death sentence.  But on the other hand if you are driving a car and run a stop light and seriously injure or even kill someone, that is when your insurance can save your financial security and future earnings.   Example:  You injure a hardworking family man that has a stay at home wife and 3 school age children.  He ...
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By Chris Lengquist, Kansas City Real Estate Investing
(Ad Astra Realty)
You MUST HAVE A Real Estate License To Manage Property In KC, Unless... The following is reprinted from  BBQCapital.  To read all three posts please visit today.  Okay. Let's put an end to the question of whether or not you need a real estate license in the State of Missouri in order to hold yourself out as a property manager.As I said in an earlier post today I called the Missouri Real Estate Commission at 573.751.2628 and left a message concerning this whole issue. A few minutes ago Joe Dinkler with MOREC called me back and said that I can quote him. But since I don't have a tape recorder or a photographic memory, I'll summarize.(By the way, the photo above is probably a little harsh.)In order to offer for rent, rent or hold any kind of rents in the State of Missouri you must be a lic...
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By Chris Lengquist, Kansas City Real Estate Investing
(Ad Astra Realty)
Yesterday evening over at my BBQ Capitalblog I wrote a piece called Property Management In Kansas City.  And while I'm not going to recap the entire post here I am going to say that I'm having a heck of a challenge finding a good property manager that is LICENSED to do business in the state of Missouri.It seems a great many of the people doing business in Missouri as property managers are doing so unaware that they are supposed to hold current real estate license.  How does the state of Missouri allow these people to continue in business?  They advertise.  They manage.  They put signs out.  They probably work with the Kansas City or Independence Housing Authorities.  So how does this work?My other frustration is that I do know of a couple property management companies that operate legal...
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By Chris Lengquist, Kansas City Real Estate Investing
(Ad Astra Realty)
People ask me all the time about Kansas City."So is it in Kansas?  I've heard it's in Missouri."Where are the Chiefs and Royals?In fact, I just received a comment from Bill Roberts as follows;Chris, I was hoping that you were going to talk about real estate in KC or even that little town in Kansas you call home. No such luck. All you want to do is add to the congestion in the sky. Is that airport you are pushing in Kansas? I heard that Kansas City, Missouri didn't even have an airport. They use one in the next state over. Is that true?Bill Roberts While the words are not always exactly the same...the confusion is.  Kansas City is at the front door of fly-over country and we know it.  So I'm going to try and clear this up a little bit for you and have a little fun at the same time.  As w...
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By Robert Mayo, CAI, AARE, AMM, GPPA
(Mayo Auction & Realty - Your Kansas City Auctioneer)
QUALITY GUN AUCTION &SAFE COMPANY LIQUIDATION AUCTION.PONTOON BOAT - ENCLOSED TRAILER 2003 HYUNDAI ELANTRA - 1995 DODGE DAKOTA Saturday September 8th - 10:00amIn conjunction with the court ordered liquidation of KC Safe Company formerly located in Lenexa Kansas, we will also be conducting a large firearm and sporting auction at our facility located at: 8253 Wornall Rd. Kansas City, MO 64114. Rifles, Shotguns, Revolvers, Pistols, Gun Safes/Cabinets/Cases, Fire/Burglary Rated Safes, Fire Rated File Cabinets, Personal Security Safes, Wall Safes, Vault Door, Depository Safes, Media Storage SafesFirearm Manufacturers:Winchester, Remington, Smith & Wesson, Colt, Browning, Beretta, Glock, Sig Sauer, Ruger, Cobra, Kel-Tec, Savage, Marlin, Mossberg, MoreSafe Manufacturers:FireKing, Browning, Pho...
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