Explore Blue Springs, MO
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Let's talk about what you need to know about an FHA Loan Blue Springs because I know you want to learn more about them. You probably already know that FHA home loans are extremely popular because they have a ton of advantages for the home buyer! If you're ready to get pre-approved for your FHA loan - then click here to start the pre-approval process!The FHA home loan is a great program because it really helps out the buyer with incredible benefits when you are approved for the loan.  The benefits begin to come together beginning with less stringent guidelines on the application & approval process and the down payment fees are lower than a conventional loan. This program is backed up by the Federal Housing Authority, what that means is that buyers who have had credit difficulties or simp...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer you a website along with the best service and the best Blue Springs VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members.  You've protected our country so we can continue to do business and we're thankful for that and want to say thank you by offering you the best home loan product out there for veterans (and active duty United States military members)! Wat...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
If you're trying to buy a new home or looking to buy your first home you need a Blue Springs mortgage expert and we know one who's ready to help you!  Darren Copeland is the premiere home loan guy in Lee's Summit Missouri that services the entire metro area (including Kansas as well).  What makes Darren the go-to-guy when it comes to home loans and home financing?  It's because Darren and his team are commited to educating you through your home buying process and making it as stress free as possible! We'll help you understand all your options and we'll go through our list and let you know the benefits for each loan program and that will help you decide which loan program is best for you and once you've got an idea of what you're looking for you can get pre-approved with us! Here's just...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you live near Blue Springs, MO, and you're a veteran or active duty military then you need to know more about Blue Springs VA Loans.  VA Home Loans are one of the best mortgage programs out there and are actually designed to help those who have served or are currently serving our country in any branch of the United States Military. The best part of this mortgage is that when you qualify for a VA Loan you don't have to worry about the 20% down payment that conventional mortgages require or even the 3.5% that FHA loans require.  This is because the VA mortgage loan is 100% financed and doesn't require a down payment!  If this is you, then consider taking a moment to listen to one of Blue Springs Missouri's best mortgage lenders: Darren Copeland.  Darren has been doing VA home loans fo...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
The Best option for buying a home if you're a first time home buyer is the FHA Home Loan, and if you're looking for a place to live in Blue Springs, Our FHA Home Loan Blue Springs is right for you!  If you want to know more about this great program we've got great information on our website: KC Loan Tips, but that's probably not good enough for you - we've also made this short video to tell you all the benefits  In this quick video you'll learn all the facts you need to know about the FHA Home Loan Blue Springs before getting pre-approved for one with us!   Here are some of the benefits: 1. Down payment is only 3.5% of the purchase price2. The down payment can also be gifted by a family member such as Parents, Grandparents, or a Sibling.3. The credit scores are more relaxed….in some cas...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you are one of the many people who are looking to purchase a home in Blue Springs Missouri soon, we thought you might like some of our Home Buying Tips Blue Springs advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Blue Springs MO.   1. Stay Put! If you're the person who gets the itch to move and can't commit to staying in one spot for a while, then you might consider other options when buying a home.  A home is an investment and just like any other investment if you move it around a lot, you don't really get the benefits of that investment and you'll end up losing your hard earned money. 2. Don't Ignore your Credit Issues. 99% of people will need to get a mortgage to purchase a home, and if you have a below average credit scor...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of advice out there on the net when you're thinking about buying a home in Blue Springs Missouri. Tons of blog articles about how to purchase, when to purchase, negotiations, and various and sundry other ideas about real estate and mortgages.  So we thought we'd put together a quick little list that will help you with your home loan and real estate process!  We'd call them secrets, but they aren't really secrets, more simple things that most people wouldn't think of when it comes to mortgage loans and buying a home. #10 - Don't move your money! When it comes down to it, having money in your accounts and being able to trace it all is very important for lenders (especially for us, because we like to keep away the stressful stuff!)  So we reccomend not moving money in and out...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your Blue Springs VA Loan Eligibility requirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A veteran can request the certificate themselves, or a loan company can do that for them through an automated certificate eligibility system.  2. To apply for a VA loan, clients must either have received a d...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Blue Springs Home Loan Qualifications  might seem like a daunting list of things to do, but it's actually not a tough process. The truth is it is truly quite simple to do.  The very first thing that you will need to do is get pre-approved or (pre-qualified) on your home loan. Getting Pre-approved.        This is the first step in any mortgage and most realtors will not show you any homes till you've got taken this step.  A superb local lender (like us) can have a number of options so that you can get pre-approved.  The simplest way so that you can do it 24/7 is to surf on over to our web site and fill out a pre-approval on-line in a protected and safe environment. Click right here: KC Loan Tips Application. Or if you're not a fan of the internet you can at all times call us at (816)268...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
So you're wanting to purchase Your first home in Blue Springs and you're getting a ton of advise from everyone around you and hearing horror stories or mortgages and home loans and realtors.  Let me reassure you that not all realtors and mortgage lenders are horrible people trying to suck your last dollar out of you.  Some of us are actually quite nice people who love seeing people get into their dream home ASAP.  We thought we'd give you some good advice when planning to buy Your first home in Blue Springs   Get Pre-approved with us hereThink long-term and think re-sale: Don't just think about the couple of years you'll want to live in that house, think about the future.  Will you be able to sell that house, will there be a lot of people wanting to purchase your home?  Do you plan on h...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Blue Springs MO Home Loan Pre-Approval If you currently live in the Kansas City/Blue Springs area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Blue Springs Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you shou...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Blue Springs Missouri Home Loan Pre-Approval If you currently live in the Kansas City/Blue Springs area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
Blue Springs Missouri VA Loan Eligibility Right now, VA loans are becoming more and more popular than ever. Especially since many of our troops are coming home from the last 10 years of war. A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.  If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your Blue Springs Missouri VA Loan Eligibility requirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A vet...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
VA Loan Eligibility Blue Springs, MO  Right now, VA loans are becoming more and more popular than ever. Especially since many of our troops are coming home from the last 10 years of war. A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.  If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your VA Loan Eligibility Blue Springs, MOrequirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A veteran can r...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Blue Springs first-time home buyers in 2014 are faced with a question that hasn’t changed for generations: is it more practical to buy right now, or to continue to rent? Over the past few years, buying has been the easy choice. Nationally, in 2013 it cost 35% less to own a home than to rent according to that year’s study by real estate website Trulia. That despite rising home prices and mortgage rates. But that was last year, and the experts have been pretty unanimous in predicting that interest rates will continue to rise—ending up somewhere near 5.5% by 2014’s end (per the National Association of REALTORS®). In the face of higher interest rates and home price tags, will 2014 be the year when renting becomes more affordable than buying? While first-time home buyers in Blue Springs are...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that Buying your first Home in Blue S...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Credit and Loan Approvals in Blue Springs, MO Credit can be either a peaceful or very scary thing for most homeowners. But especially when the home loan process is involved, credit can be crucial to your rate and approval process. If you'd like to start the process of getting a loan, get pre-approved here. What most people don't realize is that some of the little things you do can affect your Credit and Loan Approvals in Blue Springs, MO in big ways.  Here's a list of things that I reccomend continuing to do and somethings that if you are doing them, you need to stop.  Let's call it the "Do's & Don'ts when it comes to your credit while you're going through a loan process.  Do: - use your credit normally. If you use a credit card to pay for gas, clothing or other items, continue using t...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
The benefits of a preapproval (not prequalification) for Blue Springs Mortgage Loans   A lot of consumers are not educated enough on how they should go about buying a home.   No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of  Blue Springs Mortgage Loans and the surrounding areas. You must take the steps necessary to educate yourself on your buying power, take some time to think about your lifestyle choices, and the initial investment. We will discuss each of these in this article.    Education    There are many steps to buying a home in Prosper, TX, this is one and it begins with getting pre-approved for your home loan. Take note that we didn't say anything about getting p...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that first time home buyers in Blue S...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you're looking for a Blue Springs VA Home Loan Lender, then look no further than Darren Copeland's office of LeaderOne Financial.  We're you're local lender (Our Headquarters is in Overland Park, KS) and our office is in Lee's Summit, MO!  We know that working with someone local means all the difference in the world when it comes to buying your own home!A local Blue Springs VA Home Loan Lender can help when it comes to several aspects of your loan program, here's just a few of them:   An in-person meeting. You will have a chance to sit down and chat with your lender about the various loan programs that might be right for you; from Home loans for first time home buyers, like the FHA loan, VA Loans for military servicemen and women, USDA loans for those looking to purchase in rural ar...

Blue Springs, MO Real Estate Professionals