Over the past 18 months, many hardworking people and businesses have suffered economic losses through no fault of their own.  Some have failed to file tax returns or even pay their taxes.  During the pandemic, the IRS temporarily ceased collection activity.  Due to increased funding and a need to pay for some government actions, the IRS is ramping up their collection efforts.  Using a myriad of techniques including artificial intelligence (AI), the IRS is identifying and pursuing high income (over $100,000 income) non-filers. The IRS is a collection agency, they have many tools at their disposal, the most effective of which are liens and levies.   So, what happens when your client’s assets are encumbered by a Notice of Federal Tax Lien, and they want to sell their house?Take a deep brea... 07/22/2021

Minneapolis, MN: We all know closing costs can be pretty expensive when getting a home mortgage loan.  You may have also seen advertisements for no closing costs, and no lender fee loans, and wondered how it all works. Read more, as I shed the bright light on how lending really works.Real or a Scam?Well, low cost, no cost, and no lender fee loans are real, and they are not officially a scam, but they are a very misleading slight of hand type of creative advertising.You see, all lenders have basically the same closing costs.  Most costs are what is known as third part fees. This means these closing costs associated with the loan are charged by someone other than the lender who is involved in the loan process.Common items include:Appraisal, credit reports, title company fees, title insura... 07/28/2021

Minneapolis, MN: It’s no secret that our world operates on the principle of instant, fast and seamless. To be expected… Client, realtor and lender expectations are built on the same foundation. As a company, we are proud to offer the tools and technology that allow us to meet and exceed the expectations of the modern consumer. We have what clients, realtors and lenders are raving about… The Cambria Mortgage Mobile App. To continue to offer the absolute best experience possible as the industry rapidly changes, we launched a brand new mobile app and online loan application in the beginning of 2021. Here are just a few of the main features of the Cambria Mortgage Mobile App that have buyers and industry leaders hooked:Flexible Loan ApplicationUsing the Cambria Mortgage Mobile App, clients ... 07/27/2021