Imagine waking up to the gentle sound of waves lapping against the shore, surrounded by nature's wonders, and basking in breathtaking sunsets every evening. Welcome to your dream lakefront retreat. Nestled amidst idyllic surroundings, this property offers an unparalleled opportunity to escape the hustle and bustle of everyday life and embrace a lifestyle of serenity, natural beauty, and outdoor adventures. A Modern Oasis: Step inside this contemporary abode and be greeted by a kitchen that seamlessly blends style and functionality. The stainless steel appliances glisten, ready to inspire culinary masterpieces while providing the convenience modern living demands. As you prepare your favorite dishes, the large windows frame stunning vistas, allowing you to stay connected with the beauty... 05/26/2023

Moving to Minnesota: 5 Things You Need to Know Heidi Herda Relocation Realtor - eXp Realty 612-807-4858 At some point in our lives, we may need to relocate to another state. Whether it's for work, family, or just a change of scenery, moving can be both exciting and stressful. If you're moving to Minnesota, here are 5 things you need to know before you start packing. Do you want the guide Climate Changes I recently just visited Texas and was surprised that the look and weather actually seemed the same.! Apparently, Texas weather is just as bipolar as Minnesota's! Texas is known for its scorching summers and tornadoes, and Minnesota is known for below-zero temperatures and snow! Prepare your most appropriate outerwear for Minnesota. Hats, gloves, coats... and don't forget your shovel and... 05/17/2023

Minneapolis, MN: Should you keep renting, or is it time to buy? That is a question may people are asking right now.You have to live somewhere, and that somewhere almost always should be your own home, plus the benefits of homeownership generally mean, no matter what is going on in the real estate markets, you should buy a home NOW vs waiting.Home prices continue to climb, with no sign of going down. Mortgage interest rates are higher than just a few years ago, but you can always refinance to lower rates when they come back down, and they will come back down once inflation gets under control.Ever wonder what you could purchase for the amount you are spending in rent each month? We have a handy free tool that will give you an idea of what a monthly mortgage payment might look like and som... 05/17/2023

Market Reports: Champlin Real Estate Update May 2023Courtesy of Heidi Herda ~ 612.807.4858 -eXp RealtyChamplin Market updateChamplin MN Single Family Homes for Sale - Coming Soon!724 S Creek Circle - Champlin11816 Idaho Ave - Champlin9310 Lakeside Trail - Champlin3 Champlin homes are listed as coming soon. We have a total of 103 homes either, just listed, active, pending or sold within the last 30 days.Of the 27 Active homes for sale in 55316 - 6 are currently under contract with contingencies. 8 are new construction.Of the remaining previously owned Champlin homes, the average Champlin sale price is $428,493, with roughly 23 days on the market and $176 per sqft. Although the price per square foot is a way to determine value, it's not typically used in a fast-moving market such as the s... 05/11/2023

Would a Rent to own Option be right for you?Heidi Herda Realtor - eXp Realty - Relocation Specialist - 612-807-4858Homeownership is a dream for many, but it can seem out of reach for some. Whether you don't have a full downpayment, your credit score isn't high enough, or you simply just don't qualify, it can be discouraging. But don't lose hope! There are options available to help you achieve your dream of owning a home.Let me introduce you to a program called Divvy! Sign me up, I'm ready to be a homeowner!!!Rent to OwnOne option to consider is rent to own. This allows you to rent a home with the option to buy it at the end of the lease, but this isn't your traditional rent to own... Divvy will purchase a home for cash on your behalf. You can move in and paint and do the things that you... 05/04/2023

Four Tips for Selling Your House  Selling a house can be a daunting task, but it can be made easier by taking some simple steps to ensure that your home is attractive to buyers. In this article, we will discuss four important tips to keep in mind when selling your home: always give buyers access, try not to limit the days and times when a buyer can see your house; first impressions matter, curb appeal is important because it's the first thing a buyer will notice; make your home look as good as possible inside, for a house to sell it must look inviting; price it right, work with an agent to price your house competitively for today's market.Always give buyers access, try not to limit the days and times when a buyer can see your house. When selling your house, it's important to be as flexi... 04/29/2023

Renovating Your Home: Which Upgrades Will Give You the Best Return on Investment? Photo by roam in color on Unsplash    Home renovation projects can be a great way to improve your living space, enhance your quality of life, and increase the value of your property. However, not all home upgrades are created equal when it comes to return on investment (ROI). Some renovations can give you a significant boost in your home's value, while others may not provide much of a return at all. In this article, we'll discuss which home upgrades can offer you the best ROI.    Kitchen Renovations The kitchen is often considered the heart of the home, and for good reason. It's a place where we gather to cook, eat, and spend time with family and friends. Kitchen renovations can offer a high ROI because th... 04/28/2023

Should You Trade a Low Mortgage Rate for a Higher-Value Home?An article that explores the benefits of upgrading to a more valuable home, even if it means a higher mortgage interest rate. The article highlights how solely focusing on a low mortgage rate can lead to missing out on greater appreciation in the value of the home. While it's important to find the best interest rate, the article suggests considering other factors such as location, property condition, and market conditions to make a smart investment decision that will pay off in the long run. Photo by Francesca Tosolini on UnsplashIf you're currently having thoughts of selling and moving to something that better fits your needs, you're likely happy with your current low-rate mortgage and finding it difficult to increase not onl... 04/27/2023

Real Estate Realities:  2021 vs 2023Should you buy a home now that mortgage interest rates have gone up? YES. The real estate and mortgage market is very different today than it was as recent as March 2022.Joe Metzler, a Senior Loan Officer with Cambria Mortgage in St. Paul, MN does some math and calculations showing why it is still a good time to buy a home, especially for first time home buyers who were essentially locked out of the market the crazy market in 2020 and 2021.Rates WILL Change from this example: CALL FOR CURRENT RATES.Video recorded November 2022With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, ... 04/14/2023

Looking to buy a home in today's market, and not liking the current interest rates?Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars of 2020 and 2021 with lower interest rates.With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.Ready to find a home in today's market?  Our mortgage experts are happy to provide a no obligation application review, along with an initial soft pull credit report, which has no impact on your credit score.Call (651) 552-3681, or Apply ... 04/14/2023

Are you financially prepared to buy a house?  Let's find out.Minneapolis, MN: Many people think they can't buy a house, but they actually can.Here is a quick little review of the basic items needed to qualify for a mortgage, and is great information, especially for first time home buyers.With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.Ready to find a home in today's market?  Our mortgage experts are happy to provide a no obligation application review, along with an initial soft pull credit report, which has no impact on your credit score.Call (651) 552-3681, or Ap... 04/14/2023

Yes, mortgage rates are higher today, but...Minneapolis, MN: Everyone is talking about today's higher mortgage interest rates, but that is only compared with the past two years. From a historical standpoint, mortgage rates are not bad.  Plus, home ownership is a lot more than just rates. You need to zoom out for the big picture.With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.Ready to find a home in today's market?  Our mortgage experts are happy to provide a no obligation application review, along with an initial soft pull credit report, which has no impact on you... 04/14/2023

What Income Is Needed to Buy a $400,000 Home in 2023Minneapolis, MN:  What income do you need to buy a $400k home in 2023? Let's do some basic math for mortgage loan qualifications.Buying a home in Minnesota, Wisconsin, Iowa, North Dakota or South Dakota, Florida?  Then also visit JoeMetzler.com/apply to get your own home loan started.With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.Ready to find a home in today's market?  Our mortgage experts are happy to provide a no obligation application review, along with an initial soft pull credit report, which has no impact... 04/14/2023

Mortgage 101, a first time home buyer seminarMinneapolis, MN:  If you are thinking about buying a home, this video is for you.Mortgage 101 - A 30 minute Home Buyer Seminar explaining the home buying process by Cambria Mortgage, the Joe Metzler team. Great for first time home buyers. Everything you need to know about the mortgage process from A to Z. Popular home loan programs, conventional loans, FHA loans, USDA loans, VA loans, and even alternative loans. What mortgage lender is best to you, interest rates, the underwriting process and more.With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, ... 04/14/2023

How to buy a Minnesota home with as little as $1000Minneapolis, MN:  Lack of down payment money is one of the biggest obstacle to buying a home.Watch this video to learn how to buy a home in Minnesota with as little as $1000 *. Information on a Minnesota first time home buyer program using down payment assistance, and how use can use these programs to purchase your home. * Interest rate on this program, as of March 2023 was 6.50%, APR 6.74%.  Subject to change. Please call for current information. With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.  Ready to find a h... 04/14/2023

The Three Types Of Mortgage Loan OfficersMinneapolis, MN: Congratulations on wanting to buy a home.  Unless you have cash, you are going to need financing.  If you need financing, you are going to speak to a Mortgage Loan Officer. Not all Loan Officers are created equal. Assuming the person who answers the phone, just because they say they are a Loan Officer is a qualified person, is a big mistake. Understanding the differences between Loan Officers is important to the success of your loan. The Application ClerkUnfortunately, this is where the bulk of Loan Officers fall. Lower level, lower education, low experience people who pretty much simply take an application.  What is your name, what is your address, would you like fries with that. They are not much for help, or education, but the... 04/12/2023

New Homes for Sale in Miske Meadows - Elk RiverMake an appointment to tour612-807-4858Miske Meadows is a charming neighborhood located in Elk River, Minnesota. This community is known for its friendly atmosphere, beautiful homes, and convenient location. If you are looking for a place to call home, Miske Meadows may just be the perfect fit for you. Search homes for sale in Miske MeadowsMiske Meadows is a family-friendly neighborhood that offers a sense of community. The streets are lined with beautiful homes that are well-maintained and provide a welcoming environment. It is a peaceful neighborhood with plenty of green space and walking paths.Elk River Homes by PriceSingle Family Homes for Sale Elk River under $300,000Single Family Homes for Sale Elk River under $400,000Single Family Ho... 04/04/2023

A "heat index" for the SW Metro Real Estate Market for Q1 - 3/31/23:Chanhassen has 51 Homes pending at a median speed of 9 days on the market.Chaska has 35 Homes pending a at median speed of 8 days on the market.Eden Prairie has 66 Homes pending at a median speed of 8 days on the market.Edina has 67 Homes pending at a median speed of 9 days on the market.Minnetonka has 63 Homes pending, with a median speed of 10 days on the market.Victoria has 17 Homes pending with a median speed of 18 days on the market.The most interesting part is how few homes are actually currently on the market.  As a whole, there are about 2-3 pending homes at the moment compared to how many are still yet to sell. Which simply means, there is VERY little supply.  04/02/2023

Leave a legacy through Real EstateReal Estate mission statement from the SOLD by Friday team!At its core, our mission statement is centered on helping you and your family achieve financial security and a lasting legacy through real estate investment. Here are some ways we can expand on that mission statement: Building Wealth: Real estate is a proven way to build wealth over time. Property values tend to increase over the long term, and real estate investments can provide a steady stream of income through rent payments or capital gains through appreciation. By investing in real estate, we can help you grow your wealth and achieve your financial goals. Legacy Building: One of the most significant benefits of real estate investment is its ability to create a lasting legacy. Unlike other in... 03/29/2023

What's My Eden Prairie House Worth?   Thinking about moving but wondering what your current home is worth? Click the link to find your home’s Sale Price Estimate, free! Want to know how much your home is worth?   Find out now!   Get Your Home Value HERE!   Search Properties Here!   03/21/2023