Explore Saginaw, MI
By National Realty Centers
(National Realty Centers)
Comments 0
4905 North Portsmouth Road, Saginaw, MI Get Directions Click Here Description Photos Maps & Local Schools Print Brochure $ Click for current price 3 BEDROOMS | 3 (2 full, 1 half ) BATHROOMS | 3102 SQUARE FEET For 24 Hour Information: 888-866-9430 ext. 4905 Great 3 bedroom, Cape Cod, sits on 3.84 acres and offers easy access to highway and Chebovganing Creek. This family home that has a great layout. First floor master suite with jetted sub and separate shower. Cathedral ceiling in the living room with a woodburning stove, and a full basement. Two bedrooms upstairs with a bathroom. Unfinished bonus room could be possible fourth bedroom. Heated garage and a pole barn for storing other vehicles. Desirable Reese schools. Schedule your appt today. Follow This Home! Search All Homes For Sale...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Please join Compass Saginaw Christian Business Alliance for a free special guest Speaker. Marty Doorn is the owner and founder of WGRT 102.3FM Radio since 1991. He is a gifted speaker with great insight into being a Christian in the workplace. Don't miss this special guest speaker. Please join us! Below is a link to the brochure explaining in more detail. Your only cost is your lunch. My Pastor, Terry Kuhns, knows Marty personally and he tells me that Marty is just an excellent speaker. Marty is a former Pastor in Port Huron and made the transition out of full time, professional ministry, and into the business world. God has really blessed Marty and he has been wildly successful.  Marty wants to share his experience on being a Christian business man in a very secular world. Wednesday Fe...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
What is an Annuity? Maury Davis, CIC, (989)220-6157, Vice President, Future Insurance Agency, Saginaw, Michigan An annuity is a contract in which an individual agrees to pay premiums to an insurance company and receives, in exchange, a regular stream of income payments from the issuer. What is an Annuity? The main benefit of an Annuity is SAFETY  With A fixed Annuity, and Fixed Indexed Annuity the principal investment is guaranteed. This means that you can never lose your investment. (Not Variable Annuity) Every year, any interest is added to the initial invest amount and that becaomes the new guaranteed principal amount.. What is an Annuity? Types of annuitiesDepending upon investment goals and need for income, investors can choose an immediate annuity or deferred annuity. Deferred an...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Michigan Retirement Fund- Maury Davis, CIC, 989-220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency. In 2008, when the market nearly collapsed, none of my Annuity clients lost a dime of their principal. I got calls thanking me for offering them a Michigan Retirement Fund.  One client was nearly in tears. We switched her from a Mutual Fund based Michigan Retirement Fund a couple of months earlier. This was her sole source of income. The stock broker, who had her money in a mutual fund, tried to scare her into staying with his Michigan Retirement Fund saying; "there are heavy early withdrawal penalties with annuities, and these recent losses are only on paper. If you stick with the mutual fund you make the money back. You only lose money if you cash in the mutual fund." S...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Saginaw Michigan Pension Investments - Maury Davis, CIC, 989-220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency.If you looking for safe, guaranteed Saginaw Michigan Pension Investments consider an investment annuity. If you are worried about outliving your savings and investments then you owe it to yourself to consider these Saginaw Michigan Pension Investments.Annuities offer absolute safety of principal. Annuities that guarantee, in writing, that you will never lose a dime of your principal investment. These Saginaw Michigan Pension Investments are also tax deferred, so the interest compounds without having to remove taxes until you withdraw the funds. This investment also works with your typical investment forms such as; IRA, 401K, Roth IRA, etc... if you chose to p...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Saginaw Michigan Homeowners Insurance - Maury Davis, Certified Insurance Counselor, (989)220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency. On a Saginaw Michigan Homeowners Insurance, the difference between Replacement Cost Coverage and Actual Cash Value (ACV) loss settlement language found in Saginaw Michigan Homeowners Insurance is very great. If you have a loss to your home the difference could be financially catastrophic to you if you have the wrong coverage. Replacement Cost Coverage on a Saginaw Michigan Homeowners Insurance policy pays for the repair or replacement of your home due to a covered loss, without depreciation, up to the limit of the policy. (Optional Extended, and Guaranteed R.C. Endorsements increase this amount) ACV or Market value Saginaw Michig...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Saginaw Michigan Home Insurance - Maury Davis, Certified Insurance Counselor, 989-220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency. I offer FREE Insurance Counseling and top rated  Saginaw Michigan Home Insurance Companies. The most competitive Michigan Home Insurance products available for Service, coverage, and premium.            I have 27 years in the insurance profession. I have many Michigan Home Insurance Companies.Auto Owners, Cincinnati, Citizens, Fremont, State Auto, Safeco, Foremost, American Modern, and more...  is very specific to our state. The special required coverages can be very confusing. The non-required coverage options can be essential insurance coverages. I can guide you through these choices to assist you in choosing the right coverages to mee...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
Saginaw Michigan Auto Insurance - Maury Davis, Certified Insurance Counselor, 989-220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency. I offer free Insurance Counseling and top rated  Saginaw Michigan Auto Insurance Companies. The most competitive Michigan Auto Insurance products available for Service, coverage, and premium. I have 27 years in the insurance profession. I have many Michigan Auto Insurance Companies.Auto Owners, Cincinnati, Citizens, Fremont, State Auto, Safeco, Foremost, Progressive, Hagerty, American Collectors, and more... Michigan Auto Insurance is very specific to our state. The special required coverages can be very confusing. The non-required coverage options can be essential insurance coverages. I can guide you through these choices to assist you...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 1
Saginaw Michigan Life Insurance.Maury Davis, Certified Insurance Counselor, (989)220-6157, Vice President of Future Insurance Agency, Saginaw, Michigan.   The uses of Life Insurance are many. Here are some of the top uses for Saginaw Michigan Life Insurance1. To create an instant Estate. Where time or other circumstances have kept the estate owner from accumulating sufficient assets  to care for hers/his loved ones. Saginaw Michigan Life Insurance can create an instant (income tax free) estate. Most people simply do not have a large estate and if they do, it is usually not liquid. Death benefits pass to the named beneficiaries tax free.2. To pay estate / death taxes.  Saginaw Michigan Life Insurance prevents the erosion of estate values because of settlement costs with the Government. ...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
  Michigan Life Insurance,  Maury Davis, Certified Insurance Counselor, (989)220-6157, Vice President of Future Insurance Agency, Saginaw, Michigan. Do you have less than perfect health? Are you afraid to apply for life insurance?   Don't be. I have seen many people who are actually afraid to apply for Michigan  Life Insurancebecause they are overweight or have health issues.    In most cases these people were issued a  policy with way better rates than even I expected.   If you feel you are too overweight or in too poor of health to get a Michigan Life Insurance policy at an affordable rate, then you need to set your mind at ease. In another article that I posted on this Blog, I lay out the 5 steps to obtaining the best possible health status with my Michigan Life Insurance companies....
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 1
  Saginaw Life Insurance - Maury Davis, Certified Insurance Counselor, (989)220-6157, Saginaw, Michigan, Vice president, Future insurance Agency.   Do you have a Saginaw Life Insurance policy provided to you at your place of employment? If you do that's nice, but many people use this form of employee benefit as their sole Life Insurance plan. If you die while employed by that particular employer, all is well for your surviving family provided the company gave you adequate Saginaw Life Insurance. Some times this is not the case. Many employers will offer only an amount equaling one year's salary for the employee. This is not enough for most families. If your employer is generous and offers more Saginaw Life Insurance coverage than the norm, that's great. But you still have to die while ...
By Maury Davis, CIC, CEP - Territory Manager, Combined Insurance
(Michigan Insurance Agent)
Comments 0
                                                                                         Michigan Annuities   Maury Davis, Certified insurance Counselor, 989-220-6157, Vice President of Future Insurance Agency, Saginaw, Michigan.   I just read this great article: "Retirees need fewer stocks, more annuities" in Market Watch about the danger of retirees outliving their income if the majority of their assets are invested in the equities such as stocks, and mutual funds.    An annuity is a safe investment vehicle that has the ability to systematically distribute the assets of the investment on the basis chosen by the "annuitant", who is the contract owner. Mchigan Annuities are sold by Life Insurance companies which are extreme safe havens for investment money.   The absolute guarantee of M...
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Comments 2
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By Kenneth Kujawa, CCIM, MICP
(Century 21 Signature Realty)
Comments 2
  To my valued friends,   I am pleased to be sending you our special Real Estate CyberTips E-Newsletter, which, in very concise form, will provide you with monthly Cyber tips and tricks along with our pointers to Internet places of special interest to real estate owners, investors and related professionals.   Please click here to access your copy of the May Issue of "Real Estate CyberTips"   http://www.REcyber.com/cybertips/kenkujawa   This month's issue includes the following Tips:      * THE NEATEST FREE SERVICE EVER!    * SEARCH PEOPLE ON THE DEEP WEB!    * FREE STUFF ? RIGHT IN YOUR NEIGHBORHOOD!    * HOW MUCH DAYLIGHT TODAY IN SASKATOON?    I hope you enjoy "Real Estate CyberTips". Please let me know at any time if I may be of help with any of your real estate needs.   Kindest Rega...
By Kenneth Kujawa, CCIM, MICP
(Century 21 Signature Realty)
Comments 0
WOW!  Once again I  am amazed at how fortunate we are to have such great leadership in the Great Lakes Bay Region. The Saginaw County Chamber of Comerce held its monthly Percolators Breakfast Series today and the topic was the Solar Initiative. The Great Lakes Bay Region is comprised of Bay, Midland and Saginaw Counties.  They have partnered not only the economic development arms of each County, but the business minds and communities to make this Region a leader for  tomorrow. We all know that Michigan has taken its beating with this economic down turn, but it is exciting to see all the potential that this Region has to offer. It is quite amazing that this region IS the Silicon Valley, and with the efforts of Saginaw Future, Midland Tomorrow and Bay Future we will continue to grow in th...
By Ray Spitler
(Keller Williams Realty)
Comments 1
Ray Spitler | Keller Williams Realty | (989)737-8042 3161 Northwest, Saginaw, MI Nice duplex in prime Saginaw township location close to everything 4BR/2BA Single Family House offered at $100,000 Year Built 1969 Sq Footage 1,476 Bedrooms 4 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size 24,742 sqft HOA/Maint $0 per month DESCRIPTION SHORT SALE- Nice duplex in prime Saginaw township location close to everything. Extra 3-1/2 car garage, deep lot with fenced back yard, shed and privacy fence. Many updates, owner occupied. Separate utilities paid by Tenants. Subject to third party approval. see additional photos below PROPERTY FEATURES Refrigerator Stove/Oven Washer Dryer COMMUNITY FEATURES Wheelchair access OTHER SPECIAL FEATURES Extra Garage/workshop ADDITIONAL PHOTOS P...
By Ray Spitler
(Keller Williams Realty)
Comments 2
Name:Heather BrownleeEmail Address:artbyheather04@yahoo.comSubject:Saginaw housesIP:64.146.232.67Message:Hello Ray, I see that you are in Saginaw and I was curious if you have any resources to look at the rental/sales market for homes in east Saginaw. We currently own two houses there and are based out of state but are contemplating moving to make improvements to the houses and either renting them out or selling them. Heather,I have many resources for the sale and rental market in east or any other part of Saginaw Michigan. I post rental vacancies at http://SaginawRentals.com for Clients and friends who visit my website. I have also been a member of the Saginaw Landlords association since 1993.Feel free to check my website at http://MBShomes.com for any listing in Saginaw, Midland or Ba...
By Ray Spitler
(Keller Williams Realty)
Comments 1
As we look forward to 2007, I am encouraged by a strong 4th quarter finish of 2006 and all signs point to a continued increase in market activity into the new year.I will be happy to provide market comparisons on a monthly basis to the previous year for anyone requestion it. The 200k+ market has been almost non-existant until recently. We have seen a significant increase in showings and inquiries in the $250k-$350k price range. Let's hope that the market continues its turnaround!If you have been thinking of selling your home, now is a good time to get recommendations for improvements, clean up tips, and suggestions on what to do now to get ready for what could be a hot spring market. Visit http://www.mbshomes.com/ for tips on Selling your home in Saginaw, Midland or Bay City Michigan.On...

Saginaw, MI Real Estate Professionals