Kendra Pack is the Expert who can Answer all Your Questions regarding this Special FHA Mortgage Equity Program  Q:  What happens to my house when I pass away?A:  If your spouse is also listed on the title to your home, he/she will be able to continue residing in the home and receiving the benefits of the reverse mortgage.  If you do not have a surviving spouse, all equity remaining in the home will pass to your heirs. Your heirs can choose to sell the house or keep the home and apply for a traditional mortgage to finance the outstanding balance.  In that situation, the lender will work with your heirs to help them decide how to proceed. Q:  Will I continue to own my home?A:  Yes.  You still own your home since you retain the title.  Financial Freedom Senior Funding Corporation can set a... 01/13/2008

Ask Real Estate Expert and Mortgage Specialist, Kendra Pack, about FHA Mortgage Programs  FHA loans feature plenty of flexibility, including: Low investment of 3% (down payment or down payment plus closing costs)The option to utilize gift funds from family members or close friend with a clearly defined and documented interest in the borrower.Less money out of pocket at closing; add your closing costs to the loanAdjustable rate loans with lower starting interest ratesLoans for those with less than perfect credit   Call Kendra Pack at 248-538-7474 to learn which program is right for you.  Visit our website at http://bloomfieldreal.com/     Kendra Pack, licensed real estate broker and mortgage loan officer, with over 15 years experience, has assisted many people in the following areas: Oak... 01/13/2008

Seniors can Purchase a 2-Unit Property, Have No Monthly Payment, and Use Rent from Other Unit to Supplement Income  Bloomfield Financial Services is offering an excellent program for seniors.  If you are 62 years or older, we can get you into a 2-unit property.  Renters are welcome to apply for this program.   The reverse mortgage is a program unlike the traditional mortgage to purchase a home.  Under a reverse mortgage, you do not make payments and you do not need income to qualify.  You retain title to your home while the property is pledged to the lender as security for the loan.  You continue to pay the taxes, insurance and any other costs that might create a lien on the property.   Call Kendra Pack at 248-538-7474 to learn more reverse mortgages for seniors.  This program can chang... 01/13/2008

Federally Regulated and Government Insured Program Designed for Seniors age 62 and over  Reverse Mortgages are an excellent way to access the equity in your home to pay off your existing mortgage and enjoy the peace of mind with a financially secure retirement.  You can also use your proceeds to make home improvements, consolidate debt, pay for medical expenses, or simply to add to your present retirement income. Under a reverse mortgage, you continue to own your home, with no monthly payments.  This program, guaranteed by the Federal Housing Administration and funded by Fanny May, is a safe solution for your needs.  With this FHA regulated program you are entitled to receive free independent counseling. Available Cash Based on Home Value Home Value$100,000$250,000$400,000Your Age:     ... 01/13/2008

Roy Malone of Bloomfield Financial Services can Help with a One-Time Close Loan Program  Now your home can reach its full potential by getting that much needed facelift, thanks to a loan program that allows you to refinance your current mortgage while providing additional funds for projects like: Adding a bedroom or bathroomUpdating the kitchenBuilding a pool, deck or garageInstalling new floors This loan closes just like any other mortgage or refinance, and offers a variety of flexible options including: Zero down*PMI elimination optionsClosing costs includedInterest payments rolled into the loan Call Roy at 248-538-7474...One-Time close can help you turn your ordinary home into your dream home.  Visit our website at http://www.realproperty-investors.com/ Roy Malone, branch manager, li... 01/13/2008

Bloomfield Financial Services Offering Peace of Mind Securing the Financing of Home Renovations Approving both New Construction and Mortgage Financing at the Same Time  Here's how One-Time Close works: The construction loan is made directly to the homebuyer, so your credit line can be used for other projectsWhen construction is complete, the loan rolls into permanent financing, virtually eliminating buyer falloutFast, easy draw procedures help you maintain cash flow during constructionOne-process closing procedure saves time for everyone No speculation, as the house is already sold Call Roy at 248-538-7474 today.  Visit our website at www.realproperty-investors.com/ Roy Malone, branch manager, licensed mortgage broker, and licensed builder, has assisted many people in the following area... 01/13/2008

Roy Malone, Loss Mitigation Expert and Short Sale Negotiator can Help you Save your Home from Foreclosure  Bad things happen to good people.  Life is unpredictable, and circumstances often arise that create financial hardship making it difficult for you to make your mortgage payments.   Responsible, hard-working people often encounter unforeseen situations which affect their ability to pay their debts in a timely manner.  There can be one or several contributing factors such as temporary job loss, medical illness or injury, marital difficulties, emergency repairs, high utility rates, tenant problems, or death inn the family. Roy Malone of Bloomfield Financial Services does not want to buy your home or prosper from your situation.  He sincerely wants to discuss your situation and offer y... 01/13/2008

Bloomfield Financial Services is a Full-Service Real estate Investment Organization with a Number of Specialties  The team of experts at Bloomfield Financial Services pride themselves on providing customers with high-quality products and personal service, by taking the time to listen.   The firm was established in 1995 to provide efficient, expert solutions to businesses and individuals.  Services are primarily real estate related, including real estate investments, mortgages, property management, foreclosure mitigation and short sales for both residential and commercial property.   Bloomfield Financial Services is a client-oriented business and they maintain strict confidentiality.  They provide their clients with the best possible value while maximizing their profit potential.  They h... 01/13/2008

Bloomfield Financial Services is a Full-Service Real estate Investment Organization with a Number of Specialties  The team of experts at Bloomfield Financial Services pride themselves on providing customers with high-quality products and personal service, by taking the time to listen.   The firm was established in 1995 to provide efficient, expert solutions to businesses and individuals.  Services are primarily real estate related, including real estate investments, mortgages, property management, foreclosure mitigation and short sales for both residential and commercial property.   Bloomfield Financial Services is a client-oriented business and they maintain strict confidentiality.  They provide their clients with the best possible value while maximizing their profit potential.  They h... 01/13/2008

Bloomfield Financial Services is a Full-Service Real estate Investment Organization with a Number of Specialties  The team of experts at Bloomfield Financial Services pride themselves on providing customers with high-quality products and personal service, by taking the time to listen.   The firm was established in 1995 to provide efficient, expert solutions to businesses and individuals.  Services are primarily real estate related, including real estate investments, mortgages, property management, foreclosure mitigation and short sales for both residential and commercial property.   Bloomfield Financial Services is a client-oriented business and they maintain strict confidentiality.  They provide their clients with the best possible value while maximizing their profit potential.  They h... 01/13/2008

Bloomfield Financial Services is a Full-Service Real estate Investment Organization with a Number of Specialties  The team of experts at Bloomfield Financial Services pride themselves on providing customers with high-quality products and personal service, by taking the time to listen.   The firm was established in 1995 to provide efficient, expert solutions to businesses and individuals.  Services are primarily real estate related, including real estate investments, mortgages, property management, foreclosure mitigation and short sales for both residential and commercial property.   Bloomfield Financial Services is a client-oriented business and they maintain strict confidentiality.  They provide their clients with the best possible value while maximizing their profit potential.  They h... 01/13/2008

Real Estate Website has over 60,000 Homes for Sale Listed in its Database  Realtors in Michigan are realizing the old way of doing business is over. The Quick Home Finder, LLC has introduced an online search for homes for sale, http://www.thequickhomefinder.com./ According to Larry Morris, an associate broker for Real Estate One, "The technology age is here. We have to be able to provide the information our clients need and this new website lets us do it." In fact, the site is so quick and easy to use that landlords, homebuyers and real estate investors don't even need to use a realtor for this step in finding property. This is good news for people looking to buy affordable housing and property in Wayne County, Oakland County, Livingston County, and Monroe County. The mounting number of... 01/08/2008

There are Many Benefits to Joining this Team  Why Join us?   Commission splits based on volumeAccess to health, vision, dental, 401K CoverageOn-line loan origination, pipeline trackingIn-house processingSpend your time developing new relationships, originating new mortgages and serving your existing customer baseExpand your product lineFAH & Reverse Mortgages for seniorsWe're licensed in Michigan, Georgia and Florida (other states TBA) This opportunity is being offered to experienced loan officers only. Call Roy Malone, branch manager, today!  248-538-7474Or, e-mail your resume to Roy at roy@glscom.com  01/06/2008

If you have Found Yourself in the Same Boat with over 200,000 People Facing Foreclosure due to Financial Hardship Caused by the ARM, then Abandon Ship Before it Sinks!  Roy Malone, loss mitigation and short sale specialist can help you out during these troubled times of job loss and home foreclosure.  If you are facing foreclosure, this is the time to contact Roy to see how he can help you save your home and restore your credit.  Roy is an experienced mortgage broker who understands what you are going through.  He and his professional team of consultants will work with you, the client, and your mortgage lender to mitigate your situation and work out a positive outcome to solve your dilemma. You are not alone.  Over 200,000 people in Michigan are facing foreclosure due to the unfortunate... 01/06/2008

Roy Malone, Experienced Mortgage Broker and Branch Manager at Bloomfield Financial Services, Inc will Negotiate with Your Lender to Achieve a Win-Win Result for Distressed Home Owner and Lender  We don't want to buy your hoe or prosper from your situation.  We sincerely want to help you keep your home for you and your family.  Put our expertise work for you and become another of our many happy clients. You have man options in dealing with foreclosure and the unfortunate circumstance you have found yourself in.  Let our professional staff help you!  If we can't help you, we may have recommendations that can solve your financial problems.  We often have solutions for meeting your financial obligation to your mortgage lender or bank.  We will help allow you the time you need to become fina... 01/06/2008

If you are at Least 62 Years old and you do not Owe the Federal Government any Past Due Money, This Program can Change Your Life and Offer you Peace of Mind  Kendra Pack, reverse mortgage specialist and real estate broker has over 15 years experience in helping people to achieve financial stability while buying a new home or keeping the home they live in now.  With a reverse mortgage, you have no monthly payment.  In fact, the mortgage company pays you a monthly payment!  You have worked full time for 30 years or more; it's time to enjoy your retirement.   A reverse mortgage loan is a special type of loan that permits borrowers to convert some of the equity in their homes to cash.  Instead of making payments to a lender, the lender pays you!  A reverse mortgage helps to enable senior ho... 01/06/2008

Building Dreams for the Future...One Home at a Time-We Specialize in the Best for Less!  Do you dream of owning your own home or creating wealth through investment income property?  Are you currently working on getting out of foreclosure or repairing your bruised credit?  Do you wish to refinance your property at a lower interest rate or just cash out for any reason? If you answer yes, maybe, or thinking about it, to any of the above questions, check out http://www.bloomfieldreal.com/   We buy distressed property!  We have special financing programs for everyone!  Buy your first home, refinance your home, purchase investment property, get out of foreclosure and restore your credit. Call Kendra Pack today!  248-785-0133 Kendra Pack, licensed real estate broker and mortgage loan officer, ... 01/06/2008

FHASecure is a Great Program for Assisting Borrowers who are Currently in a Conventional Adjustable Rate Loan.  Are you delinquent in your mortgage payments?  Is your delinquency a direct result of the adjustable rate reset?  FHASecure is a new program, available until December 31, 2008, designed to offer relief to this situation by refinancing your home.  Kendra Pack, a mortgage specialist, can explain how this program works and help homeowners achieve security and financial stability by "breaking the ARM" of their current mortgage.   The following is some of the criteria required to be eligible for this program: Single-Family (1-4 units)Owner occupied, principal residenceMust meet FHA underwriting criteria for new loanFHA maximum=m loan limits applyMay cover other expenses Eligibility... 01/06/2008

The real estate market in Farmington Hills, MI for August 2007 has remained pretty active. The average days on the market is relative to the condition and correct pricing of the seller's home when they first place their home on the market. Homes for Sale in Farmington Hills, MI (August 2007) · There were 816 homes available for purchase in Farmington Hills  Homes sold in Farmington Hills, MI (August 2007) · 35 homeowners accepted offers on their homes                                                           · 57 homes sold · The average sold price of a home in Farmington Hills, MI was $278,748· It took an average of 123.47 days for a home to sell in Farmington HillsIf you are interested in selling your home in Farmington Hills or in southeast Oakland County, Deborah Johnson offers a fr... 09/01/2007

There are many fun things for kids to do in Farmington Hills, MI.  Whether you live here or are just visiting, here is a list I've put together:Sky's The Limit Productions ~ a youth theater offering classes, camps and productions for children of all ages. "It has been highly praised by parents who testify that the experience has fostered invaluable quality of self-esteem, teamwork and skills in their children."Riley Skate Park ~ a new skating park designed for skateboarders to practice and compete.                                    Farmington Hills Ice Arena ~ take skating lessons, play hockey or just enjoy a Saturday afternoon with the family on the rink Libraries ~ Two branches offering programs for children and teens                Marvelous Marvin's Mechanical Museum ~ Filled with ... 08/19/2007