Mortgage Rates at Record Lows While temperatures are rising to record highs, mortgage rates have been falling to record lows. Per Freddie Mac, 30 year fixed rate loans dropped to 4.58 percent for the week ending on July 1 down from 4.69 percent for the prior week. They, also, reported that the 15 year rate fell to a record low of 4.04 percent. The record high temperatures must be trying to say that this is a hot time to buy.
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