Buyers Can Discriminate; Sellers Can Not Discriminate Here are some examples of the difference between buying and selling: Buyers decide not to buy a house because they do not like the racial makeup of the area. Okay Sellers decide not to sell to someone because they do not like their race.  No Way.   Buyers decide not to buy a house because they do not like the religious makeup of the area.  Okay Sellers decide not to sell to someone because they do not like their religion.  No Way   Buyers decide to bring their parents to view a house to help them evaluate it.  Okay Sellers decide to bring their parents to help them evaluate buyers looking at the house.  What?   Buyers decide to hire a home inspector to inspect a house as part of the contract.  Okay Sellers decide to hire a private in... 03/01/2013

Baltimore County: Buildable Lot: How Many Times Do I Have To Tell You? This great lot will not wait forever, while you try to make up your mind.  Some smart person is going to make the move without unnecessary trepidation.  Will it be you?  Only if you get hopping will it be yours. Baltimore County:  Lot Available for Your Dream Home Desirable location in rarely available Kenwood Park.   Wonderful area to build your dream home.   Lot size of 0.55 acre.   Documents are available showing Subdivision, Water & Sewer Easement, Electricity Easement, and Access Easement, which should lower development costs to Buyer.   Located in one of the inner ring suburbs of Baltimore County, providing the perfect blend of urban and suburban living.   Lot backs to trees and is near other lots of 1 to 2 acr... 02/15/2013

  BRAND NEW LOW LISTING PRICE @ $250,000 9523 Holiday Manor Road Nottingham, MD 21236         SEARCH FOR NEW HOMES ON MIKE'S INTERACTIVE HOME SEARCH MAP JUST CLICK THE MAP BELOW! CLICK HERE OR ON THE MAP ABOVE TO USE MY STATE OF THE ART MAP BASED HOME SEARCH SYSTEM! Search for ALL of the Baltimore, Maryland area homes that are currently for sale, Search for ALL of the recently sold homes in your Baltimore, Maryland neighborhood including those listed in the MLS system and those that were never listed by real estate agents (for sale by owners, new construction, etc), Search by whatever terms you want: Baltimore, Maryland zip codes, school boundaries, and even neighborhoods. Find out information on local Baltimore, Maryland schools, neighborhood demographics, and even find the closest Sta... 01/08/2013

Compass Home Group of Keller Williams American Premier Realty - 443-360-0086   OPPORTUNITY KNOCKS with this great home located in Silvergate Village North community of Baltimore County!! 4-level split RANCHER IN PERRY HALL. Spacious rooms! Hardwood floors. Don't miss this one! CLOSE TO SCHOOLS,SHOPPING PLUS! Priced to Sell.. needs some TLC. Won't last long! http://www.buy-sellmdhomes.com/listing/mlsid/161/propertyid/BC7982317/syndicated/1/cgltguid/82BA7564-11BF-4F1C-B60D-B6E85808EFAE/?ts=crg   01/06/2013

  NOTTINGHAM, MD OPEN HOUSE THIS SATURDAY 1/5/13 FROM 1:00PM - 3:00PM   9523 Holiday Manor Road Nottingham, MD 21236         SEARCH FOR NEW HOMES ON MIKE'S INTERACTIVE HOME SEARCH MAP JUST CLICK THE MAP BELOW! CLICK HERE OR ON THE MAP ABOVE TO USE MY STATE OF THE ART MAP BASED HOME SEARCH SYSTEM! Search for ALL of the Baltimore, Maryland area homes that are currently for sale, Search for ALL of the recently sold homes in your Baltimore, Maryland neighborhood including those listed in the MLS system and those that were never listed by real estate agents (for sale by owners, new construction, etc), Search by whatever terms you want: Baltimore, Maryland zip codes, school boundaries, and even neighborhoods. Find out information on local Baltimore, Maryland schools, neighborhood demographics... 01/04/2013

We Successfully Appealed The Appraisal I have only had two situations where the appraisal was less than the sales price. On a particular appraisal, the appraiser came up with a value of $167,000, while the sales price was $170,000. I was the listing agent on this deal and as the listing agent, I meet the appraiser at the property, so that I can answer any questions that the appraiser may have, so that I can point out improvements if they are not obvious, and to provide the appraiser with listings which are suitable for comparison and which will support the sales price. Some appraisers may appreciate this information and some may simply toss it in the trash, nevertheless I want to let them know that there are properties which support the price. The appraiser apparently had done some prel... 12/30/2012

Just Sold 20 Juliet Lane in Nottingham Maryland Real Estate Agent closes another home for sale, but don't worry there are more 2 + bedroom homes for sale in Nottingham Plenty of homes for sale in Nottingham, along with the rest of Baltimore County with 2+ Bedrooms.  Make sure to call the Compass Home Group     Compass Home Group - 443-360-0086 Tim Langhauser & Michele McCartin Free Home Buying Workshop Sell Your Maryland Home Home - Buy - Sell - Market Insider - Meet - Contact Us - Partners Aberdeen - Abingdon - Bel Air - Churchville - Cockeysville - Dundalk - Edgewood - Essex - Fallston - Forest Hill - Fork - Havre de Grace - Hunt Valley - Jarrettsville - Joppa - Kingsville - Lutherville-Timonium - Middle River - Parkville - Perry Hall - Phoenix - Riverside - Rosedale - Street - Towson... 12/27/2012

Home Affordability Must Have Improved According to data, which was released at the end of November 2012, personal income has increased in every metropolitan area and in nearly every county in the United States last year. The average increase was 5.2% as compared to a 3.9% increase in 2010. This increase outpaced inflation, which was 2.4% in 2011 and 1.9% in 2010. This good news coupled with good data in the housing market shows that home affordability has been steadily improving and is currently excellent. Home prices had boomed way out of control midway through the last decade, but they have come down to or below a normal long term rate of appreciation. Interest rates which were near 8% during the boom are now around 3% to 4%.  Keep in mind that a one percent drop in interest is equiva... 12/08/2012

More Employment Means More Homes Sold It is very simple.  If someone does not have a job, then it is difficult to purchase a home. If people are employed, then they can purchase a home. When more people start to purchase homes, then the economy starts to thrive again. Many veterans are returning from the wars and they will need to find employment. A part of the President's veterans employment initiative is the Warrior to Workforce Program. This is a 3 year entry level program resulting in job placement in the Federal Government Acquisition Workforce. It provide 3 years of training in Frederick, MD with job placement in their Washington DC office. Starting salary of $34,075 with promotion potential to $62,000 after the third year. It provides college courses and training to become a Cont... 12/08/2012

  ANOTHER SUCCESSFUL SALE! SOLD ON 11/16/12 8901 PARLO ROAD NOTTINGHAM, MD 21236 SOLD BY MIKE KLIJANOWICZ WITH REMAX AMERICAN DREAM IN PERRY HALL, MARYLAND! FOR MORE INFORMATION VISIT: WWW.ISELLMDHOMES.COM or CONTACT MIKE DIRECT 410-236-3331 (CALL or TEXT)         SEARCH FOR NEW HOMES ON MIKE'S INTERACTIVE HOME SEARCH MAP JUST CLICK THE MAP BELOW! CLICK HERE OR ON THE MAP ABOVE TO USE MY STATE OF THE ART MAP BASED HOME SEARCH SYSTEM! Search for ALL of the Baltimore, Maryland area homes that are currently for sale, Search for ALL of the recently sold homes in your Baltimore, Maryland neighborhood including those listed in the MLS system and those that were never listed by real estate agents (for sale by owners, new construction, etc), Search by whatever terms you want: Baltimore, Marylan... 12/07/2012

  ANOTHER SUCCESSFUL SALE! SOLD ON 10/22/12 56 OPEN GATE COURT NOTTINGHAM, MD 21236 SOLD BY MIKE KLIJANOWICZ WITH REMAX AMERICAN DREAM IN PERRY HALL, MARYLAND! FOR MORE INFORMATION VISIT: WWW.ISELLMDHOMES.COM or CONTACT MIKE DIRECT 410-236-3331 (CALL or TEXT)         SEARCH FOR NEW HOMES ON MIKE'S INTERACTIVE HOME SEARCH MAP JUST CLICK THE MAP BELOW! CLICK HERE OR ON THE MAP ABOVE TO USE MY STATE OF THE ART MAP BASED HOME SEARCH SYSTEM! Search for ALL of the Baltimore, Maryland area homes that are currently for sale, Search for ALL of the recently sold homes in your Baltimore, Maryland neighborhood including those listed in the MLS system and those that were never listed by real estate agents (for sale by owners, new construction, etc), Search by whatever terms you want: Baltimore, Mary... 12/07/2012

  ANOTHER SUCCESSFUL SALE! SOLD ON 9/14/12 4310 E. JOPPA ROAD NOTTINGHAM, MD 21236 SOLD BY MIKE KLIJANOWICZ WITH REMAX AMERICAN DREAM IN PERRY HALL, MARYLAND! FOR MORE INFORMATION VISIT: WWW.ISELLMDHOMES.COM or CONTACT MIKE DIRECT 410-236-3331 (CALL or TEXT)         SEARCH FOR NEW HOMES ON MIKE'S INTERACTIVE HOME SEARCH MAP JUST CLICK THE MAP BELOW! CLICK HERE OR ON THE MAP ABOVE TO USE MY STATE OF THE ART MAP BASED HOME SEARCH SYSTEM! Search for ALL of the Baltimore, Maryland area homes that are currently for sale, Search for ALL of the recently sold homes in your Baltimore, Maryland neighborhood including those listed in the MLS system and those that were never listed by real estate agents (for sale by owners, new construction, etc), Search by whatever terms you want: Baltimore, Maryl... 12/07/2012

Have You Considered The Cost Of Furnishing Your Home? A friend of mine was comfortably living in a nice home of about 3,000 square feet of total living area, which included 4 bedrooms, 3 full baths, a half bath, and 3 fully finished levels. This home was plenty adequate for him, his wife, and their two children. This house was fully furnished. But then, somewhat inexplicably, when the children were at an age where they were about to move out, they decided to purchase and move to a larger home. Yes, they moved to a home with nearly 8,000 square feet of living area. After they had moved in to their new home, I was visiting my friend and he commented, as we listened to our footsteps echoing through the cavernous structure, that he did not know what to do with all of the space.  He did not ... 12/03/2012

Do You Want A Christmas Present? Remember way back in the last decade when there was an incredible housing boom? People were buying houses left and right and the prices were climbing at ridiculous rates.  In some areas yearly appreciation was in the range of 20%. Additionally, interest rates were 5%, 6%, 7%, and even 8% along with every kind of creative financing that one could imagine. Guess what? Real estate prices have depreciated to levels below where they were when the housing boom started. Interest rates are at 3% with no points.  They are at 3.25% for jumbo loans.  There is no creativity required; these are 30 year fixed rate loans. Keep in mind that every 1% drop in interest rates is about the same as a 10% drop in price.  That's right, not only have prices come down to normal a... 11/24/2012

Buyer Protocol Recently, I heard a question asked from a Buyer about Buyer Agency Protocol.  The particular Buyer had been working with a Real Estate Agent for about a month, but without a Buyer Agency Agreement.  Eventually, the Buyer found a house on his own and worked directly with the Seller to write the contract.  The Agent, with whom this Buyer had been working for a month, was not involved. Afterwards, the Buyer posed the question: "What is Realtor protocol in this type of situation, because I want to be fair?" In that month, prior to the Buyer going out on his own, the Agent had done copious amounts of work for him.  Naturally, the Buyer did not want to take advantage of this Agent. So, Mister Buyer are you willing to pay that Agent 3% of the purchase price for that deal that yo... 11/06/2012

The Cold Months Are Coming; Should I Wait Until Spring To Sell My House? We are moving into the cold months of the year and into the holiday season. For many people who would like to sell their homes, they feel like they have missed the prime selling season and so they intend to wait until next year. There is a common belief that the best time to sell a house is in the spring when the snow has thawed, the holidays are over, the flowers are blooming, the children will soon be ending school, and vacations are still a few months away in the summer. Indeed, the numbers do show that the winter months have fewer sales than the rest of the year.  The drop may be as much as 25%. Could Sellers be missing out on a very good time to sell their homes? Here are some reasons why the winter months may... 11/05/2012

Credit Is Important For Buying, And For Renting The are several reasons why someone may choose to rent a place to live instead of buying a place to live. Two major reasons are based upon finances and credit. From a financial standpoint, it could be that one does not make enough money, makes too little money relative to their debt, or possibly is waiting for home prices to come down or for interest rates to come down. From a credit standpoint, some of the reasons are similar to the financial reasons, but frequently it is because the credit is bad. Credit scoring uses a sophisticated algorithm, but generally speaking there are certain things which may tend to lower the score. Some of the things which may lead to a lower score include making payments late, having too high of a balance rela... 11/04/2012

Is It About The Community Or Is It About The Team? Many of us grow up in areas which have major league football, baseball, and possibly some other sports franchises. They are the home team and we live and die as they win and lose. It becomes a passion that we can share with all of the citizens, our neighbors, of that region. Most teams have their ups and their downs, but we consider the team to be a part of the community, so we support them through these good times and these bad times. However, in our very mobile society, we sometimes are faced with the need to relocate, usually to keep good employment. Moving may be a necessity to maintain our livelihood, but it can be a sad experience having to leave family, friends, and familiarities behind. It may be so tough to leave some things be... 11/03/2012

A Great Deal For Veterans; Maryland Mortgage Program The Maryland Mortgage Program has an element which is designed to help current and former military homebuyers by offering a lower-than-market interest rate and additional downpayment and closing cost assistance. This program will continue until June 30, 2013 or until the $50 million of allocated program funds have been committed. The program applies to all of Maryland, although targeted areas will see an interest rate of 2.875%. Downpayment and closing cost assistance could be $10,000 and can be combined with some other programs. For more details, you can go to the fact sheet at:   The Veterans and Military Family Mortgage Program     10/10/2012

So You Don't Do Dual Agency I will just speak for the State of Maryland. Real Estate Agents are not, are never, dual agents. If a situation of dual agency exists, it is the Real Estate Broker who is the dual agent. In order to have dual agency, there must be three individuals, which are the Broker and two Real Estate Agents, who are affiliated with such Broker. One Real Estate Agent would represent the Buyer and would be called an Intra-Company Agent. The other Real Estate Agent would represent the Seller and would, also, be referred to as an Intra-Company Agent. Although, the Broker is the only one who acts as a dual agent, the Broker has very little to do with the advice which is given to either of the Clients, Buyer or Seller, since this is handled by the Intra-Company Agents. If a B... 10/06/2012