HOW TO IMPROVE YOUR CREDIT AND BUY A HOME IN ST MARYS COUNTY MD
By Margaret C. Taylor, St Marys/Calvert/Charles MD Real Estate Agent
(Century 21 New Millennium MD)
HOW TO IMPROVE YOUR CREDIT AND BUY A HOME What You Can Do to Improve Your Credit Credit scores, along with your overall income and debt, are big factors in determining whether you'll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit report. Mistakes happen, and you could be paying for someone else's poor financial management. 2. Pay down credit card bills. If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.3. Don't charge your credit cards to the maximum limit.4. Wait 12 months after credit difficulties to apply for a mortgage. You're penalized less for problems after a year.5. Don't order items for ...
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