Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046   12/29/2010

Christmas 2011 is over and the relatives are still in town. What is there to do in Howard County to get out and about? There is no better family activity than the annual "Symphony of Lights" display in Columbia, Maryland. Over 70 huge animated and stationary light displays spread out over Symphony Woods. This event is open nightly from 6pm till 10pm (except December 31st)and will be open till January 2nd. The entrance fee is $20, but click here for a $5 off coupon. All the proceeds benefit the "Campus Development Plan" at Howard County General Hospital. Once you pay the admission fee you will need to turn off your car lights and tune the radio to the designated radio station. The entire experience takes about 20 to 30 minutes. The best value is when you pile as many people in the car as... 12/26/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046   12/22/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046       12/15/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046 12/08/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 .  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045   12/01/2010

My friend and publisher, Peg Silloway just won "The Muse Medallion".  You can read more about it on her post It's Happened Again     In Peg's words:"A week ago I sat in the ballroom at the Crowne Plaza and listened as the big names in the group and in media won awards for writing in magazines and columns, for audio, for broadcasting, for photographs and illustrations, and for a variety of books. Then it was the Gift Book category - my category. As the judge's comments were read I held my breath and my husband's hand as she concluded,                                                              "The Muse Medallion goes to Peg Silloway!"                                              There is such pride in being recognized by your peers and those you admire. Don't you think her beautiful s... 11/28/2010

Black Friday Holiday Shopping- What was I thinking? My Team mate, Jen Demanincor and I said we were going to head out on BLACK FRIDAY and experience what all the fuss was about. Walmart was advertising a deal on the I-Pod Touchthat seemed to be worth getting up at an insane time of morning for. $225 with a $50 gift card to Walmart. Walmart in Columbia, MD opened at 5am, but I was a little slow to move this morning. I arrived in the parking lot around 5:45.  NOT AN OPEN PARKING SPACE IN SIGHT.  I parked almost 2 parking lots away and walked to the store.   There were no shopping carts and men with vests that said "EVENT STAFF" were directing human traffic with walky talkies. Inside the store was a mess. Merchandise all over the floors, bare racks and hundreds and hundreds of people. EVER... 11/26/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046 11/24/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044   Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046   11/17/2010

Ellicott City Columbia Maryland - No Money Down Zero Down Home Mortgage Loans Money Magazine ranked Ellicott City and Columbia as the second best place to live in it annual survey of "100 Best Places To Live In America."  What makes owning a home even better in Ellicott City or Columbia is the ability to purchase a house No Money Down, No Monthly Mortgage Insurance, and when you work with the right Mortgage Lender and Realtor No Out-Of-Pocket Closing Costs.  There are many areas within Columbia and Ellicott City that qualify for no money down financing through the USDA Rural Development Program.  That's "No Money Down Financing" as in No Down Payment, 100% Mortgage Financing, and Zero Down Mortgage Loan. Yet there's more!  In addition to the 100% Mortgage Financing this loan program has... 11/17/2010

Open House in Columbia. November 14th 2010.   9016 Early April Way in Kings Contrivance. 1pm till 3pm   LinkedTube 9016 Early April Way COLUMBIA, MD Spacious Columbia Townhome with all the Trimmings 4BR/3+1BA Townhouse $325,000 Year Built 1983 Sq Footage 1,635 Bedrooms 4 Bathrooms 3 full, 1 partial Floors 3 Parking 2 Lot Size 1,379 sqft HOA/Maint $38 per month DescriptionWhat more could you want in Columbia? A SPACIOUS 4 Bedroom, 3.5 Bath townhome that has been lovingly taken care of. Sparkling eat in Kitchen, HUGE Master Bedroom, updated Bathrooms and great Howard County Schools Property Features Central A/CCentral heatFireplaceWalk-in closetHardwood floorTile floorFamily roomLiving roomDining roomDishwasherRefrigeratorStove/OvenMicrowaveGranite countertopStainless steel appliancesBase... 11/13/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046   11/10/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046 11/04/2010

  COLUMBIA MD: THE DODEK DENTAL GROUP PAYS CASH FOR CANDY ON ELECTION DAY! Two Columbia, MD area dentists are redefining the phrase “put your money where your mouth is.”  Tomorrow, November 2, 2010, trick-or-treaters (i.e. kids) can bring their excess candy to the Dodek Dental Group's office in Columbia, MD and receive $1 per pound.  Dr. Sam Dodek and Dr. Niki Dodek Gorman are leading this anti-decay movement by giving away dollars and goodie bags in exchange for cavity-provoking candy. There is a limit ~ 5 pounds of candy per kid for the first 500 pounds and goodie bags while they last. The candy will then be shipped overseas and shared with our troops. We all love Halloween but their are limits!!! Have your kids pick a few of their favorite pieces, and sell the excess. Candy will be c... 11/01/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046 10/27/2010

Last year FHA announced that they will be beginning a condo recertification process for condos that were approved prior to October 1, 2008, requiring that they are re-approved on or before December 7, 2010.  Well its hard to believe, but December 7th is almost here, and there are very few condos that have been re-approved.  Welcome "Condo Judgment Day!"  From FHA: "New FHA case numbers will not be assigned for those projects where the project approval has expired and the project has not been recertified or reapproved prior to the project expiration date."  This was all initially announced in the FHA mortgagee letter issued November 6th 2009-46 B.  Bottom line, No case numbers = NO FHA loans!                       My understanding is that the approval process can take 30-45 days.  45 day... 10/27/2010

If a Tree is Cut in Columbia, Does it Make a Sound?  Only if a Quorum of Members Voted for Approval.  If you are thinking of relocating to Columbia, MD, you may be aware that the homes in this planned community are subject to the CC&R's as written by the Columbia Association.  While this Association has many benefits, too many to list here in this blog, you should also be aware that an important part of these covenants state that if you want to make any alteration to your home's exterior, that alteration is subject to Columbia's Exterior Alteration Application Process, the final outcome of which is dependent on a quorum of members voting on the merit of the application. Keep in mind that this policy applies to fencing, landscaping (planting and removing), decks installation or removal,... 10/20/2010

Here is the latest information for homes that have been listed, gone under contract, or settled in the last seven days in Columbia, MD- 21044, 21045 and 21046.  You may also want to see: All Homes for Sale in Howard County  All Foreclosures for Sale in Howard County Mid-Week Market Real Estate Update for Columbia, MD 21044 Mid-Week Market Real Estate Update for Columbia, MD 21045 Mid-Week Market Real Estate Update for Columbia, MD 21046 10/20/2010

So, you've worked hard to put this entire thing together.  YOU FINALLY ARE GOING TO SETTLE ON THE PURCHASE OF YOUR NEW HOME and do a renovation with your FHA 203k.   1.   You spent hours on site with various consultants, contractors and inspectors to determine the scope of work. 2.   You and your agent crafted a perfectly written CONTRACT OF SALE and had it ratified. 3.   You supplied your lender with everything under the sun, Including, but not limited to, your blood type, hair and DNA samples. 4.   You are ready to settle and start your project... Right?  :)   Maybe... or at least half right.   Here is a HUGE issue.  Not all lenders have the same procedures for the disbursement of the escrow funds.  What does that mean?  Well, the money that is put into an escrow account for the renov... 10/20/2010