#2723 Appraisal, financing, property management, and real estate developement are all specializations directly linked to state and governmental finance policies. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False Financing, property management, appraisal and developement are considered separate professions within the real estate industry. 06/01/2014

  #2722 When the population of a town suddenly increases demand for housing will start to decrease and so will real estate prices. Is this true or false ? Take your time. The answer is posted below the wildlife photo. A. False The opposite is true. The demand for housing will begin to increase and home prices will start to follow the trend. Prices will increase. 06/01/2014

         #2721 If an option to purchase real estate has been recorded but has never been worked out, the option may always be reverted to a form of protection or collateral for a new loan. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False If the option is recorded and has never been carried out it creates a cloud on the title and may only be cleared by obtaining a release from the optionee. 06/01/2014

Facebook is a dangerous, out-of-control social networking environment full of voyeurs, cretins and lurkers looking for indecent relations and a way to anonymously vent hatred. It includes many less-than-savvy commerce-concerned users trying to get rankings in Bing, Google or other search engines through the application of fast meta tag recognition, which, by the way, is a short cut and lazy dogs way out of some well-defined hard work and effort.  I'd absolutely, positively recommend that anyone with common sense avoid these social networks like the plague.  The Facebook icon on any page is a warning that there's another schmoe lurking in cyberville. I want the "F" icon, Floogle, Schmoogle, Google, or any other blog or social networking icon that I don't subscribe to off of my pages. Wh... 05/30/2014

Before you even think about committing a real estate crime click the red button. real estate fraud: Settlement Company Head Pleads Guilty to $2 Mil + Short Sale Fraud - 05/28/14 07:38 AM Head of Annandale Settlement Company Pleads Guilty in More Than $2 Million Short Sale Mortgage Fraud ALEXANDRIA, VA—Jose Marinay, 52, of Annandale, Virginia, pleaded guilty today to conspiracy to commit wire fraud for his involvement in a short sale mortgage fraud conspiracy. Dana J. Boente, United States Attorney for the Eastern District of Virginia; Valerie Parlave, Assistant Director in Charge of the FBI’s Washington Field Office; and Thomas J. Kelly, Special Agent in Charge, Washington D.C. Field Office, IRS-Criminal Investigation, made the announcement after the plea was accepted by U.S. District J... 05/28/2014

Here's today's update from my friend, and great attorney, Rachel Dollar. The Mortgage Fraud Blog website is updated every business day and you can always get the latest news by visiting www.mortgagefraudblog.com. Rachel Dollar is a California attorney who represents lenders in mortgage related litigation. She is a shareholder at Smith Dollar PC. Ms. Dollar is a nationally recognized speaker, is licensed to practice law in California and maintains offices in Santa Rosa, California. Mortgage Fraud Blog is sponsored by Smith Dollar PC and Rachel Dollar Risk Management, Inc. Mortgage Fraud Blog | Mortgages and fraud and the law, oh my! - 10 new articlesIn This Issue...Woman Sentenced to 7 Years in Prison for $16M Mortgage Fraud SchemeMan Jailed For Stealing Houses Using Forged DeedsDevelop... 05/28/2014

  #2720 A contract is considered to be a void contract if it can't be enforced because of a statute of limitations. Is this true or false ? Take your time. The solution is posted bel;ow the royalty free wildlife photo.   A. False If a statute of limitations is involved we have an expired contract. Contracts are considered void if some absolutely necessary component was removed from the contract renedering it unenforceable. The contract will have no legal impact. 05/25/2014

  #2719 When we talk about REALTORS® we're talking about professionals that are members of the National Association of Real Estate Brokers. Is this true or false ? This is a very tough question, so please take your time before you scroll down below the wildlife photo for your solution.   A. False When we talk about members of the National Association of Real Estate Brokers we're referring to Realists. When we talk about REALTORS® we're talking about members of the National Association of REALTORS®.   All wildlife photos are royalty free. 05/25/2014

#2718 When we speak of the statute of frauds we're talking about a law which requires that all contracts must contain a provision for habendum clause. Is this true or false ? Take your time. The solution is posted below the wildlife photo A. False The statute of frauds is a statute that requires that contracts must be signed and in writing by the parties to the contract. Habendum clause is a clause placed after a granting clause in a deed which will begin with the words "to have and to hold" and will indicate the type of the estate acquired by the grantee. 05/25/2014

#2717 A contract can be discharged, terminated and cancelled if it is breached by any party to the contract, and any liability for the contract is also terminanted. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False If a contract is breached the contract may not be cancelled or discharged. The breach will violate the duty to carry out a contractual obligation in the contract and is not an excuse to terminate the contract. Failure to perform is not excusable in a breach of contract. 05/25/2014

#2716 If a clause is included in a contract that will award five thousand dollars to one party if the other part breaches the contract, and the party receiving the five thousand dollars cannot sue the party that breaches the contract for more than five thousand dollars, this clause is known as a just compensation clause. Is this true or false ? Take your time. The soution is npoosted below the wildlife photo. A. False This type of clause is known as a liquidated damamges clause . Just compensation is a Constitutional entity that requires the government to fairly compensate a property owner when the property owner's property is taken under eminent domain. Liquidated damages is the full amount of money that parties to a contract will agree to in advance if there is a breach of contract. 05/25/2014

                                                        #2715 Special assessment taxes are transfer taxes imposed at closing and affect the transfer of deed, are mandated by the state, and derive revenue from real property sales. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False A special assessment tax is generally considered to be the same thing as an improvement tax which would be imposed for the purpose of paying for improvements, such as paving a street or road. 05/25/2014

#2714 In order to obtain a nonconforming use permit a property owner has to demonstrate to the zoning commission that denial of the use the property currently supports would create a hardship. Is this true or false ? Take your time. The soultion is posted below the royalty free wildlife photo. A. False A petition for variance is what the owner is seeking and would allow modifications or improvement to a property which is restricted by a zoning ordinance. 05/25/2014

  #2713 If the owner of a property believes that their property was unfairly or improperly zoned by their zoning commission the owner should apply for a conditional use permit. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False A conditional use permit  is a permit that would permit a special use of a property in a neighborhood where the type of use being applied for would normally be prohibited because of zoning ordinances. If the owner believes the property was not zoned correctly the owner should petition for an amendment to a zoning ordinance known as a rezone which would change the types of uses allowed by the prevailing zoning ordinance. 05/25/2014

#2712 When new zoning ordinances become law and become effective nonconfroming uses are only allowed a period of 90 days to become compliant with the new ordinances and will not be allowed to continue after that time. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False Nonconforming uses, or building uses which were in effect before the new ordinances became effective, are usually allowed to continue in the use for which they were designed . The use of the building may not be spread out, it may not be taken up again if the building is abandoned and the building may not be rebuilt if it has been destroyed. 05/25/2014

  #2711 Land use control laws are created to insure that certain properties remain profitable and make money for the owners. Is this true or false ? Take your time time. The solution is posted below the wildlife photo. A. False Land use controls may ensure that population density and growth are controlled and that properties remain in a compatible stage with the restrictions. Profitability is not a concern of land use controls. 05/25/2014

  Before you even think about committing a real estate crime click the red button.     real estate fraud: Mortgage Fraud Blog Real Estate Fraud Report for May 21, 2014 - 05/21/14 10:21 AM Mortgage Fraud Blog sends update emails once per week. Here's the latest from my friend and attorney Racherl Dollar. The Mortgage Fraud Blog website is updated every business day and you can always get the latest news by visiting www.mortgagefraudblog.com. Copyright 2004-2014 Rachel M. Dollar … (0 comments) real estate fraud: Four Individuals Charged in Multi-Million-Dollar Mortgage Fraud Scheme - 05/20/14 09:48 AM Four Individuals Charged in Multi-Million-Dollar Mortgage Fraud Scheme Wifredo A. Ferrer, United States Attorney for the Southern District of Florida; George L. Piro, Special Agent in Charg... 05/21/2014

Mortgage Fraud Blog sends update emails once per week. Here's the latest from my friend and attorney Racherl Dollar. The Mortgage Fraud Blog website is updated every business day and you can always get the latest news by visiting www.mortgagefraudblog.com. Rachel Dollar is a California attorney who represents lenders in mortgage related litigation. She is a shareholder at Smith Dollar PC. Ms. Dollar is a nationally recognized speaker, is licensed to practice law in California and maintains offices in Santa Rosa, California. Mortgage Fraud Blog is sponsored by Smith Dollar PC and Rachel Dollar Risk Management, Inc. Mortgage Fraud Blog | Mortgages and fraud and the law, oh my! - 10 new articlesIn This Issue...4 Charged with Recruiting Straw Buyers to Purchase PropertiesMan Arrested for R... 05/21/2014

Here's a toe-tapper ! Shakin' Stevens' "This Old House" Enjoy. -DS- 05/20/2014

Before you even think about committing a real estate crime click the red button.     real estate fraud: Grosse Ile Businessman Sentenced in Mortgage Fraud Case - 05/19/14 09:57 AM Grosse Ile Businessman Sentenced in Mortgage Fraud Case A Grosse Ile businessman was sentenced today after being convicted at trial of conspiracy to commit wire fraud and wire fraud, announced United States Attorney Barbara L. McQuade. U.S. Attorney McQuade was joined in the announcement by Paul M. Abbate, Special Agent in Charge of the Detroit, Michigan Office of the Federal Bureau of Investigation. Sentenced was Richard Dean Woolsey, 42, of Grosse Ile Township, Michigan. Woolsey was sentenced to 90 months by U.S. District Judge Avern Cohn. Judge Cohn also ordered Woolsey to serve three years’ supervised rele... 05/19/2014