No pictures today, instead a brief note about something all of us will be effected. Here is a brief breakdown: Yesterday, the Consumer Financial Protection Bureau (CFPB) released a 1099-page Proposed Rule on combining required disclosures under TILA and RESPA and a Proposed HOEPA Rule, both of which were mandated by the Dodd-Frank Act. Public comments for most provisions in the proposed RESPA-TILA rule are due November 6, 2012, with certain exceptions (see below). Comments on the proposed HOEPA rule are due on September 7, 2012. The CFPB is proposing to impose a "zero tolerance" on (1) charges for services provided by an affiliate of the lender or broker; and (2) charges for services for which the lender or broker does not permit the consumer to shop. This means that the final charges a... 07/10/2012

The first twelve days has passed and the experience is great. It is different, this time I find myself paying attention to the little things.  This weekend my Daughter (Tara) and her boyfriend Daniel my niece (Brittany) and her fiance' Jamahl came to visit. Dad was in his element. He stayed up past midnight making sure everyone had what they needed and were comfortable. Typical Dad. I was sleeping on the couch and he told me he could sleep there and take his bed....of course I did not accept.                                                               Yesterday we went to farm, daily occurance. It looked as if it would give us the needed rain. Dad counted all the cows and calves....all accounted. Then he disappeared...I started looking and looking and looking...could not find him. I a... 07/08/2012

1416Chestnut St. Huntingburg IN 47542MLS#140930 List Price $185,500Remarks:New commercial building With Dim. shingle roof,50'x 100', Building,Totally insulated, 14ft ceiling ,Quality Built,Large parking Lot.With a additional Building With office space and a Loading Dock.The Building has Thermal Window. Located near Major Highways.Contact: John Rothgerber 812-630-2618 UnitType:#Units#RoomsFBathPBathSqftRent/MoVacant(y/n)Utilities/yr:Ins:Vac.%:Maint:OtherGrossInc:TotExp:NetInc:Location:IndustrlPrkLotDesc:Features:Water/Sewer:CitySewer, CityWaterExtFeatures:10-15FtDoorsStreetAcc.:CityStreetTenantPay:Cnstrctn:FrameOwnerPay:Heating:Divisible:Cooling:WtrHazIns:Roof:Documents:Park/Garage:26-50SpacesHandiModi:CeilingHght:13-15FtCeilingCurrentUse:Commercial, WarehouseShowing Inst.:CallLOLeaseInf... 01/31/2008

Huntingburg, Indiana    47542              A Short Introduction For Home BuyersHuntingburg is a typical small town in southern Indiana.  The city has a nice mix of old world charm and modern amenities.  The same goes for homes in and near Huntingburg.  Home buyers have a wide array of housing options.  As of 01-15-2007, the price for homes on the market starts at $35,000 through $469,000.  New construction for Huntingburg homes starts around $112,000.Huntingburg is a city located in Dubois County, Indiana.  Huntingburg has about 6,000 residents.  Huntingburg has a classic downtown with numerous antique shops, eateries, and misc. retail. Over the years we have had a variety of celebrities in Huntingburg.  The movies "A League of Their Own", "Hard Rain", and the HBO film "Soul of the Game... 01/15/2007