Travis Jank, owner of NexGen Computer Services in Coeur d'Alene (Dalton Gardens) Idaho, not only runs his own Computer & Business Systems Design, Sales & Service business he finds the time to design, build and demonstrate "World Record Braking "computer systems.  He is the Over Clocking Extraordinaire! This brilliant young 22 year old is no novice at this.  He has been building super computers and breaking world records since he was 14 years old.  He became a business owner at 18 and purchased his 1500 sq. ft. office unit at 21. Travis' eloquent public speaking abilities pared with his talent and work ethic have led to multiple job offers from several of the Major Computer Corporations.  However, Travis enjoys being able to keep designing, building, demonstrating and competing.  He says... 02/07/2011

Coeur d'Alene Idaho Homes for Sale. Manufactured Home Financing is Available - Your North Idaho Real Estate Pro - Kootenai County, Coeur d'Alene, Hayden, Post Falls, Rathdrum and Surrounding Areas. Did you know there is still financing options available for manufactured homes that are real property?  Below is an overview of the guidelines: Income limits apply (IHA) They can be financed as an FHA/VA/RD loan.  Must following FHA/VA/RD guidelines for manufactured homes Minimum credit score of 680 Maximum diti 45%  Also able to finance them as a conventional loan through IHA 20% down payment Minimum credit score of 680 Maximum diti 41%  IHA requires the following: Current engineers certification verifying the foundation meets HUD standards Copy of the fully-executed, recorded Intent to Decl... 02/04/2011

Coeur d'Alene Idaho Homes for Sale.  A Picture is Worth a Thousand Words.... A winter walk at City Beach in Coeur d'Alene, ID - Winter 2011   In photo: Wayne and Kristen Simmons Free MLS Property Search at:  www.SellingNorthIdaho.com Contact:   Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPSPreviews Property SpecialistWeb:  Coeur d'Alene Idaho Homes for Saleemail to:pamjank@hotmail.comPhone:  208-661-2282Fax:  208-772-628 Toll Free:  800-829-2555 EXT.1275COLDWELL BANKER SCHNEIDMILLER REALTY1924 Northwest Blvd, Coeur d'Alene, ID  838314 Your North Idaho Real Estate Pro - Pam Jank 01/30/2011

   A Pictures Worth a Thousand Words... Spokane Clock Tower - Winter 2011    Photo taken by my cousin, Katie Simmons, while she was visiting. Free MLS Property Search at:  www.SellingNorthIdaho.com Contact:   Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPSPreviews Property SpecialistWeb:  Coeur d'Alene Idaho Homes for Saleemail to:pamjank@hotmail.comPhone:  208-661-2282Fax:  208-772-628 Toll Free:  800-829-2555 EXT.1275COLDWELL BANKER SCHNEIDMILLER REALTY1924 Northwest Blvd, Coeur d'Alene, ID  838314 Your North Idaho Real Estate Pro - Pam Jank 01/30/2011

February 2011 No money Down Home Loan.  FHA - The Good Rewards Program through Idaho Housing.  2nd mortgage is available for the down payment.  Buyer only has to bring $500 to the transaction (can be a gift from family member) Income limits apply since it's through IHA. Minimum credit score is 700 - best rate is with credit scores above 720 Fixed 30 year loan program - NO balloon payment, ARM, rate adjustment, etc. Borrowers must contribute $500 towards the transaction of their own funds (can be gift funds from a family member) Borrowers can't have more than 3 month payments in liquid assets at the time of closing as this loan is based on need. Borrower must take IHA's First Time homebuyer class (this can be done online for $50 per person) If you are interested in this type of loan and ... 01/28/2011

Daylight Savings Time is March 8th, 2009 at 2:00 A.M Did you know that Daylight Savings time starts on March 8th?  Please move your Clocks FORWARD 1-Hour at 2:00 a.m.  This change will be in effect until November 1st, 2009.  Here are some helpfull tips on how to adjust to the time change: Move bed time forward 5-15 minutes a night for several nights leading up to the change so it doesn't have to be all at once.   This may also be a good time to adjust your child's sleep schedule. If you have a baby that has been waking up too early (like 6 am and you prefer 7 am) you could put them to bed at a later bedtime and they would be on a new schedule.   Expose your yourself and kids to daylight early on in the day. Experts say this resets your internal clock and helps your body readjust. Open b... 03/05/2009

Don't Let Your Pet Kill You in an Accident  -  30,000+/-  Accidents a year are caused by dogs in the front seats." The Laws of Physics don't stop. In a 35 mph crash 60 a pound pet becomes about 2,700 pounds of force (about the same as two full grown, male grizzly bears). Many people allow their pets to scoot around, unrestrained, in the back seat of the car or in the bed of a truck. It's safer for everyone in the vehicle if a dog or cat is restrained. A recent American Automobile Association (AAA) survey found, "A large number of accidents, something like 30,000 a year, are caused by dogs in the front seats."  Buckle up your pets in a car or truck to protect you, your pet and your passengers. If you have an accident, your pet can become a projectile. According to the Bark Buckle UP Web ... 03/05/2009