Honolulu Mortgage Rates - February 2026
By Kimo Stowell, REALTOR®, GREEN - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify Wednesday, February 4, 2026 Lender Term/Type Interest Rate % Points % *APR American Savings Bank808-593-1226NMLS#423168 15-YR Fixed 4.875 2.125 5.322 30-YR Fixed 5.625 2.375 5.924 5-YR ARM 4.750 2.375 6.013 Bank of Hawaii877-616-2636 15-YR Fixed 5.250 0.750 5.365 30-YR Fixed 5.625 1.750 5.787 5-YR ARM 5.000 1.750 5.981 Central Pacific Bank808-544-0500NMLS#416603 15-YR Fixed 4.875 2.125 5.331 30-YR Fixed 5.500 2.250 5.789 5-YR ARM 5.125 2.000 6.346 Finance Factors808-548-3300NMLS#449916 15-YR Fixed 4.875 1.750 5.360 30-YR Fixed 5.625 1.875 5.935 5-YR ARM 5.375 1.500 6.364 First Hawaiian Bank808...
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