Do you qualify for a Mortgage Forbearance Agreement? Depending on your exact situation, you lender may be required to offer you a solution to repay your missed payments and avoid foreclosure with a Mortgage Forbearance Agreement. These special repayment plans are called "Special Mortgage Forbearance Agreements" and you could request this type of payment plan from your lender's Loss Mitigation department or the Mortgage Forbearance Agreement Department. A special mortgage forbearance agreement is a written repayment agreement between a lender and a mortgagor that contains a plan to reinstate a foreclosure loan that is a minimum of three payments due and unpaid. If you qualify for a Special Mortgage Forbearance agreement, you may be allowed to postpone monthly mortgage payments for a mini... 05/03/2008

I stopped by the construction site today and snapped a few action photos. They really are doing some work. I really think this will be a boon to the community, to tourism, to property values. I am a little bit concerned about traffic, but I suppose you have to give a little somewhere. Here are some photos take today (4-29-08) of the grading work being done. They are currently working on the actual playing field area.              Not sure about the big warning - but I climbed to the top of the hil and avoided getting shot! 04/29/2008

Now that the rain has blown through, baseball weather is here. The new Gwinnett Baseball stadium will be just down the street from my office on Buford Drive. I pass the site daily and they are really moving some earth. I grew up near Richmond, VA, the current home of the Braves AAA farm team, so it is sort of intriguing to me that they have "followed me" to Gwinnett County. I will try to get some pictures of the progress and post them in the next day or two. Having a professional baseball team is going to make our area even more attractive and should help your property values in the long run. 04/28/2008

GWINNETTE, HALL CONDADOS     A mis queridos clientes, quiero agradecerles por los referidos.        Si quieres comprar casa en los condados de Gwinnett, Hall  te puedo ayudar a encontrar la casa de tus suenos. Mi nombre es Veronica Urquilla y he estado trabajando en estos condados por los ultimos años , Originalmente de El Salvador, llegue a California en 1985 adonde recidi por 19 años. Nuestra pacion en California siempre fue visitar casas por venta durante los fines de cemana con nuestros queridos vecinos Ve'lores y Cardell. Cuando llegamos a Georgia hace 4 años para nosotros fue un sueno hecho realidad,poder visitar las casas por venta sin tener que esperar al fin de cemana para ir a encotrar ' open houses'. Es en realidad un sueno hecho realidad, poder trabajar en lo que realmenete ... 04/13/2008

 The median single family home price in Lawrenceville Georgia this week is at $206,700, up from $205,965 last week.  The 2,374 homes (down from 2,399 last week) have been on the market for an average of 126 days, down from 125 days last week.The least expensive listing in Lawrenceville GA this week is $64,900, the most expensive listing is $1,730,000.137 homes were either sold or taken off the market for other reasons this past week.The 90-day Market Action Index stands at 10, up one point from 9 last week.  The Lawrenceville Georgia real estate market is currently quite strongly in the Buyers Market zone (below 30).  Buyers still should find ample choice with several months of inventory available at the current sales rate.  Click Here to download a full report of the past weeks real es... 04/09/2008

The median single family home price in Lawrenceville Georgia this week was $205,965, down from $207,500 last week.  The 2,399 (up from 2,361 last week) homes have been on the market for an average of 125 days, up from 123 last week.The LAWRENCEVILLE Georgia real estate market is currently quite strongly in the Buyers Market zone (below 30). The 90-day Market Action Index stands at 9, no change from last week.  Buyers should find ample choice with several months of inventory available at the current sales rate.  Click Here to download a full report of the past weeks real estate activity in LAWRENCEVILLE, GA.  Includes charts showing prices, average days on market, inventory levels and more.Visit http://www.luciabrooks.com/ to see over 100,000 North Metro Atlanta real estate listings for ... 04/01/2008

Are you looking for Lawrenceville real estate agents? Our team has good knowledgeable agents serving the Gwinnett County area. They will help you buy or sell any home in the Lawrenceville. Click HERE to sell your HomeOur buyer's agents help their clients located discounted Lawrenceville homes for sale, lawrenceville foreclosures and Metro Atlanta hud homes so that they can save a lot of money when they buy that next home.CLICK HERE FOR OUR FREE LIST OF DISCOUNTED METRO ATLANTA HOMESWe also have homes for sale and our team serve the rest of Metro Atlanta incluing the Buckhead Real Estate Market, South Fulton homes market and we help people with challenged credit find Atlanta lease purchase homes. There many foreclosure homes even in some Atlanta new subdivisions and these also present gr... 03/25/2008

The median single family home price in Lawrenceville Georgia this week was $207,500, down from $207,900 last month.  The 2,361 (up from 2,272 last week) homes have been on the market for an average of 123 days, up from 112 last month.The LAWRENCEVILLE Georgia real estate market is currently quite strongly in the Buyers Market zone (below 30). The 90-day Market Action Index stands at 9, up from 8 last month.  Buyers should find ample choice with several months of inventory available at the current sales rate.  Click Here to download a full report of the past weeks real estate activity in LAWRENCEVILLE, GA.  Includes charts showing prices, average days on market, inventory levels and more.Visit http://www.luciabrooks.com/ to see over 100,000 North Metro Atlanta real estate listings for sa... 03/25/2008

My partner, Linda T. Mullis and I (OK-the builder, Michael Youseff, as well) would like for you to visit our swim tennis community just across New Hope Road in Lawrenceville (some would say Grayson) to view our selection of 5 bedroom 4 bath homesin a well established, very safe community.  Our homes stay open 24/7 because we do not have problems.  We have most of our homes with hardwood floors, stained cabinets, granite counters, tiled back splash, tiled bathrooms (including around the showers), some on basements, some with three car garages, one overlooking the Alcovy River, family rooms, some with fireplaces in the master as well as family room, some with media rooms.  We have available to move in 12 or 13 and are  ready to build you your custom dream home.  Why don't you take a chanc... 03/23/2008

With over 3200 sq ft of living space, this majestic home offers lots of room for the entire family as well as functionality and beauty. The large entry foyer is perfect for receiving, and impressing, your guests. The family room is very spacious and offers wall to wall carpet, a large brick fireplace, and beautiful cathedral ceiling. The kitchen is both modern and spacious and includes lots of wood cabinetry, hardwood flooring, tile backsplash, updated appliances, a huge walk-in pantry and a large breakfast room. The main floor also offers a formal dining room, formal living room, an additional guest suit, and a huge laundry room. The master is very spacious with French doors leading to a spa-like bath retreat with jetted tube, his and her vanities, and a separate shower. Two additional... 03/20/2008

Collins Hill came out in full force at the public hearing held on Tuesday, March 18, 2008 at the Gwinnett County Justice Center... the hearing was a function of district commissioners to help develop public interest in certain real estate development issues.  Steve Piefke, representing the body of constituents of the Collinsh Hill Corridor, delivered a compelling argument for the flimsy stand of the developer and their proposals to develop what is already a very traffic dense intersection at Collins Hill and Russell Roads. Citing other recent residential real estate development of CollinsHill Rd, as well as flawed traffic studies, he definitely gave the board cause to pause. Several other residents spoke and delivered a variety of opposition messages to the proposed development, emotion... 03/18/2008

Ray Martin explained how home auctions workEarly Show financial guru Ray Martin explained how home auctions work, and when they can be a good choice for buyers and sellers, on the program Thursday. According to Martin: Real estate auctions are growing in popularity, and they're not just for fixer-uppers and homes in foreclosure anymore. Individual sellers, real estate agents, and even builders are beginning to turn to auctions. Whether the auctions are conducted live or through an auction Web site, the process is generally the same: Sellers put their homes on the block, and determine things such as how long the auction will be listed, and the price. Bidders are then invited to inspect the homes and then, the auction is opened. There are basically three types of auctions: reserve auction... 03/17/2008

CBS) The Early Show's financial guru, Ray Martin, wraps up his three-part series on home buying and selling in a buyers' market with a look at the foreclosure process, and a way homeowners who are behind on their payments can escape some of the worst consequences of foreclosure. Buyers of their homes can gain advantages over foreclosure, too.A Foreclosure Alternative The prospect of foreclosure is difficult for a homeowner, but there is another option. A little-known alternative, once more commonly used in the real estate downturn of the early '90s, is the "short sale," which works like this: A homeowner falls behind on his or her mortgage payments, usually due to a job loss, rising debt payments, or both. Facing a situation in which the home value has fallen and cannot be sold for the ... 03/13/2008

Renaissance Realty | 404-921-2067   FORECLOSURE  ASSISTANCELATE PAYMENTS.  MISSED PAYMENTS.  NO EQUITY. If you're behind on your mortgage payments and are threatened with foreclosure,you still have a choices. NO COST     FORECLOSURE ASSISTANCE Despite what you have been told, you DO have options other than bankruptcy and foreclosure.  A bankruptcy will stay on your credit for up to ten years, a foreclosure up to seven.  And, if your lender forecloses on your home you may still owe a deficiency judgment that could cost you and your family thousands of dollars.Don't let your credit be ruined!  Our team of specially trained agents can negotiate a Short Sale with your lender that will allow you to sell your home for less than your mortgage payoff; thereby avoiding foreclosure and freeing yo... 03/09/2008

Georgia Foreclosure LawsBoth in and out-of-court foreclosure proceedings are available in Georgia. An out-of-court foreclosure in Georgia can be completed in less than two months.Pre-Foreclosure PeriodA court foreclosure occurs when there are title problems or the mortgage or trust deed lacks a clause permitting an out-of-court proceeding. The process begins when a lender files a petition describing the situation, the property, and the default amount. The borrower then receives a 30-day written notice in which the default must be paid to the court. If the default is not resolved, a Georgia foreclosure sale is scheduled.The out-of-court process is more common, as most mortgages and trust deeds contain a clause giving a lender the power to sell the property outside of the court system. Th... 02/27/2008

Closing Costs The bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom. Buyer closing costs When a buyer applies for a loan, lenders are required to provide them with a good-faith estimate of their closing costs. The fees vary according to several factors, including the type of loan they applied for and the terms of the purchase agreement. Likewise, some of the closing costs, especially those associated with the loan application, are actually paid in advance. Some typical buyer closing costs include: The down payment Loan fees (points, application fee, credit report) Prepaid interest Inspection fees Appraisal Mortgag... 02/22/2008

what an awesome time to buy or sell real estate... coming into another great spring, interest rates are at historic 20 yr lows, an abundance of great homes to look at, now is the perfect time to buy! Sellers, call for tips on how to capitalize on this real estate dip.... is your glass 1/2 full or 1/2 empty? I am your Collins Hill Real estate specialist. 02/20/2008

I wanted to let everyone know that the Planning Commision Meeting for Tuesday February 19th and the Board of Commissioners Meeting on Tuesday February 26th, has been tabled until next month. I will notify you with the exact dates and update everyone soon on the status of the hearing as soon as I know something.Please try to spread the word ASAP so a bunch of people don't waste their time showing up down their tomorrow night. I know this is frustrating, but this just gives us more time to prepare. I will probably go down to the Commission Meeting on this Tuesday to meet whoever might not have gotten the notice.Thanks for everyone's help! 02/20/2008

The median single family home price in Lawrenceville Georgia this week was $207,900, up from $204,900 last week.  The 2,272 (up from 2,262 last week) homes have been on the market for an average of 112 days, no change from last week.The LAWRENCEVILLE Georgia real estate market is currently quite strongly in the Buyers Market zone (below 30). The 90-day Market Action Index stands at 8, up from 7.5 last week.  Buyers should find ample choice with several months of inventory available at the current sales rate.  The 7-day Market Action Index lost a bit of steam last week though, let's hope it jumps back up again!Click Here to download a full report of the past weeks real estate activity in LAWRENCEVILLE, GA.  Includes charts showing prices, average days on market, inventory levels and more... 02/19/2008

The median single family home price in Lawrenceville Georgia this week remains at $204,900.  The 2,262 (down from 2,342 homes last week) homes have been on the market for an average of 112 days, down 1 day from last week.The LAWRENCEVILLE Georgia real estate market is currently quite strongly in the Buyers Market zone (below 30). The 90-day Market Action Index stands at 7.5, up 1.5 points from last week.  Buyers should find ample choice with several months of inventory available at the current sales rate.  However, the 7-day Market Action Index has shown two straight weeks of increase with last week at 17.5, the highest it has been since July of 2007!Click Here to download a full report of the past weeks real estate activity in LAWRENCEVILLE, GA.  Includes charts showing prices, average... 02/12/2008