Yes now is the time to buy a home. Home prices are now at a all time low. It is a buyers market. If you are thinking about buying a home then 2009 is the time. Steve Adams can work for you in getting you the deal you have been looking for. Yes your credit score has allot to do with your ability in buying a home. If you have a good score then this is your year. Call Steve Adams today to schedule an appointment to see the deals. Sometimes you are better buying a home that is not a foreclosure due to the condition of the home. Sellers are looking for you to make an offer. Visit my web site at HTTP://WWW.ThinkSteveAdams.com to see what available in Georgia and Alabama. Then call 770-301-5381. Click  HERE to SEARCH for Real Estate (homes) for sale in Tallapoosa GA,  Bremen GA  ,  Temple GA, ... 01/02/2009

      What is a short sale? A short sale is a loss mitigation solution. The easiest way to explain a short sale is to ask yourself , "how much do I owe on my home?" If the answer is more than what the current value of that home is. Very simply put, a short sale is when the value of the mortgage is greater than the value of the property. One reason a short sale is a better option than foreclosure is because it saves the seller's credit from being damaged. A foreclosure can drop a homeowner's credit score by 300 points or more. A short sale will affect a homeowner's credit score by 80 to 100 points on the average. It reads on your credit report as a paid lien or paid judgment, and is much easier and quicker to repair than a bankruptcy or foreclosure.  A homeowner that is two months late o... 09/19/2008