This week on the Mountain real estate report we talk about the difference in flipping and investing. We also talk about investing models. We feature the gated community of talking rock creek. The mountain real estate report is heard every Thursday on WYYZ in Jasper Georgia. 11/05/2009

This is not a blog about base housing. Instead our current market today is greatly influenced by the military. Before the G.I. Bill after WW II the housing market was very different. People went to banks and sat down with a banker. Usually they knew the banker. They usually put down 40 -50 percent. The loans were for 10 -15 years tops. The whole process was very dependent on your relationship with the banker. It was a very subjective process. The G.I. Bill changed all that. The bill created the environment we are in today. It made for 30 year loans. It set the standard for 20 percent down. It introduced insurance on Mortgages. It created obviously the VA loan. In addition it started to create the standards for credit scores we use today So as many changes in medicine and technology come... 10/19/2009

The lease purchase has become something we are dealing with more and more. Causes for this are numerous. But in many cases a buyer has come out of a short sale, or even a foreclosure, and needs some time to build back up their credit score. They find a home they want, like , and can afford so they offer a lease purchase contract. The seller on the other hand may be in a sluggish market.  The seller may have taken a move to preserve a job that they may not be able to get where they are. They now have a house payment, and  a rent payment in a new location. So a lease purchase can eliminate a cash flow issue and now becomes an option the seller might not have normally considered. A Realtor is just as valuable in this type of transaction for a number of reasons. But I am going to list a rea... 10/07/2009

We have a great new 3/2 listing in Ball Ground The link to the property is:     HTTP://rwrt.us/fik This home sits on almost an acre and is in a cul-de sac. It is in a great neighborhood and many of the homes in this neighborhood are priced much higher The main room has a lovely fire place as well as hardwood floors This very pretty kitchen along with the rest of the home is being priced very attractively at 199,900. Many homes in the area are significantly more!. Address is 2049 Laurel Cove                                                                            In Laurel Lakes Ball Ground We also have a dial number on the sign so that you can send a text message while you are there to get more information. Use our link above or see this great home on FMLS.  Your buyers will thank you... 08/28/2009