Many people ask me when I go on a Short Sale listing appointment whether or not they have to pay taxes on the amount forgiven on there Mortgage. Here are some answers to some of those questions: The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief. This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a dec... 04/02/2009

Last night I attended our PTA meeting. As a parent you know how this goes, PTA is to help supplement the school when it comes to funds. School fundraisers, school pictures, school night activies are all runned by the PTA. While at the meeting the prinicpal was going over her budget she has to turn in on friday for next year. It wasn't looking so good. She needs to cut $400,000 from her budget. 95% of the budget is SALARY! So what does that tell you???? That tells me that next year we will be losing teachers, our classes will be oversized. When you have an oversized class room how does a student learn properly? Its funny how our govnerment tells us that the school shouldn't be affected when it comes to budget, that taxes that went up should work for the school, but yet here we are with m... 04/02/2009

Are you in the market to buy your first home? Did you know that there are still programs out there to help you with this purchase? Well if not here is a great FHA progam. You can sstill find great deals out there. But they won't last. If you have any questions pleasae do not hesitate to call! Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 04/01/2009

Living Tamarac At its best!! Driving around Tamarac you find several of these beautiful trees! You might see more to come! And several other beautiful things that Living Tamarac means!     Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 03/29/2009

Yesterday I held my first buyer's seminar, and it was a success. There were alot of programs that were covered for Teachers, Police and Fire Fighters. As well as other financing programs. Over the next few days I will post on the seminar, if you would like more inforamtion, call me at 954-993-4104. I would love to go over these with you.! Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 03/29/2009

Have you been looking or wanting to buy a home? Are you renting and feel like the same amount of rent to you pay a mortgage? Well prices are at a all time low and Mortgage Rates are better then ever? Next question is whether or not you qualify? What is your credit score? How much can you afford? Are these questions you keep asking yourself? Well if so I have just the thing for you! Want to know who will be there? •Dennis London -President - Founder - Broker - Owner •Licensed Mortgage Broker  London Realty Corp.  9000 Sheridan Street Pembroke Pines, FL 33024   •JUAN ROBLES -FIDELITY FINANCIAL MORTGAGE, LLC • 9000 SHERIDAN STREET STE.109  PEMBROKE PINES, FL 33024 -DIRECT 754-235-4128 - OFFICE 954-862-2208 - FAX 954-862-2209 •www.fidelityfinancial.org     •David Keagler - Senior Certified ... 03/27/2009

School Board members voted to change attendance zones for seven schools, including two controversial moves that will take students from Riverglades Elementary School in Parkland and from Lyons Creek Middle School in Coconut Creek. Next year, 250 students will move from Riverglades to Park Trails Elementary School in Parkland, and 98 students from Lyons Creek to Margate Middle School. The moves were among seven the board approved for the 2009-10 school year. Other affected schools are: Atlantic West Elementary School, Margate Cooper City Elementary School Coral Cove Elementary School, Miramar Margate Middle School Walter C. Young Middle School, Pembroke Pines This decision was unaminous, but there were many parents who were not happy with it, mainly parents from Lyons Creek Middle. No on... 03/25/2009

  So you are looking or thinking about purchasing your first home. We will need to cover the basic steps in order to get you going in that direction. Over the next few weeks we will start to cover the buying process from being to end. And hopefully by the end of these steps you will fully understand the process and be able to make your purchasing without confusion! Do you know what you are looking for? What do I mean by that? Are you looking for a Single Family House, Condo, Villa, Townhouse? What city do you want to be in? Do you want gated community? These are questions you should ask yourself. Your agent will ask these right off the bat when speaking with you. To read more visit here. Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free ... 03/25/2009

My kids played soccer for the first time this year. I got to know the parents well. Considering we would spend twice a week for an hour while the kids would practice and then on game day. Soccer is now over and closing cermoinies are on Sat. Our team got together last sat for a picnic with just there team members. My husband and I took a bunch of photos during the season. He decided to make the parents a gift with all the pictures from the season. Well not all cause there were way to many, but enough. He put them all in a CD with a flip album as well and a file with photos they could edit themselves. He made the outer covers and wrote on the CD. Here is a picture of what he did.   As you can see the team picture is on the front and on the back cover individual shots of all the kids. And... 03/24/2009

                        Closing Ceremonies: 12pm to 4pm Join us for the official end of the 2008-2009 Tamarac Youth Soccer season.  The event will take place on March 28th from 12pm to 4pm at the Tamarac Sports Complex. The festivities will include bounce houses, rock walls, food, drinks and, of course, trophies!! The following is a breakdown of the day's events: Noon:  Ceremonies begin12pm - 1pm:  Special appearance the BSO SWAT team and helicopter1pm:  Elections for the 2009-2010 TYS Board of Directors2pm:  Trophy presentation2:45pm:  Board election results4pm:  Closing Ceremonies end                       Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.           03/23/2009

Have you been looking or wanting to buy a home? Are you renting and feel like the same amount of rent to you pay a mortgage? Well prices are at a all time low and Mortgage Rates are better then ever? Next question is whether or not you qualify? What is your credit score? How much can you afford? Are these questions you keep asking yourself? Well if so I have just the thing for you! First Time Home Buyer's Seminar!      Subjects that will be covered: New First Time Homebuyer Tax Credit! Special Programs for Teachers! Mortgage Rates Federal State and Local Grants We will have: Mortgage Broker Title Attorney  Home inspector To answer your questions. Call to register at 954-993-4104, space is limited. Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you lik... 03/23/2009

The other day I told you about the Sun- Sentinel, how they were advertising about local buyers seminars.  They had place mine and another local agent. There's is on the 24 of this month and mine is on the 28. I got a phone call this morning from someone interested in the Seminar. Originally he wanted the 24. The sooner the better, I explained to him that the one being held on the 24 was by someone else. he told me he tried to call that agent but never returned his phone call. He said he would wait till sat. He sent me an email to registered his seat. My question is, If you are going to advertise for something, why not answer the phone, or return a phone call? Then we wonder why customers look at us with question. If you are not going to treat this as a business, then leave it to those w... 03/22/2009

First Time Home Buyer Seminar coming your way to Tamarac, Fl. Do you have any questions about the home buying experience? Well now is your chance to get your questions answered all at the same time. Subjects that will be covered: New First Time Homebuyer Tax Credit! Special Programs for Teachers! Mortgage Rates Federal State and Local Grants We will have: Mortgage Broker Title Attorney  Home inspector to answer your questions. Call to register at 954-993-4104, space is limited. Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 03/21/2009

As many of you know I have been advertising for a First Time Home Buyer's Seminar. Well the local paper has noticed this and has mentioned a few of the seminars that are coming up. As it turns out mine is there as well. I couldn't be happier. One free advertising and second free advertising! What could be better? Now I will be heading out and walking some apartment complexes and handing out the flyers. Thought I would share this with all of my AR friends~ Home-buying seminars are all the rage these days as people try to wrap their arms around a complicated process during these chaotic financial times. Coldwell Banker and other real estate firms across South Florida have held the sessions in recent weeks in advance of the spring home selling season. The basic message: buying a home, even... 03/19/2009

OK I am been having a little AR trouble here tonight. Now usually I would get that dreaded Proxy Error. Now I am use to that, but tonight I got a new one that totally through me of course.   Now tell me has anyone else come across this one, or am I the first??   Jeannette 03/18/2009

First Time Home Buyers Seminar  First Time Home Buyer Seminar coming your way to Tamarac, Fl. Do you have any questions about the home buying experience? Well now is your chance to get your questions answered all at the same time. Subjects that will be covered: New First Time Homebuyer Tax Credit! Special Programs for Teachers! Mortgage Rates Federal State and Local Grants We will have: Mortgage Broker Title Attorney  Home inspector to answer your questions. Call to register at 954-993-4104, space is limited. Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 03/17/2009

Buyers have contacted you and you have gone through pre - qualifing them. Sent them listings and have narrowed the search done to where you are now ready to head out to go looking at the homes. This is the best times, especially when its first time home buyers! Now when you are showing them these houses do you:  Allow the buyer to bring in beverages or food into the home?  Allow them to bring there pets in?  Leave them alone in the home? I'm sure, well I hope you said no to these questions above! It seems silly to ask this right? Well you never know these days. I know that there are plenty of vacant homes out there. But at the same time still are owner occupied. These people still live in these homes aned still deserve the respect when showing there homes. You never know if the buyer ma... 03/16/2009

OK my domain is set to expire in April through Point2Agent. I recently paid for the website for the year and now I am trying to transfer my domain over to godaddy.com. Problem is, I am having such a hard time doing it. First I had to register, ok I knew I had to do that. Then go through of transfering over and entering my domain with them. Only to have them send and email to acknowledge that I have done so. Now I thought all I had to do was confirm it like any other normal site. No of course not. I had to enter a ID and special password. OK I go back into my email and find what I need there. I think I am getting there. Then what happens? I need an auth. code to finalize the transfer. What code would that be? Then I call and wait 10 minutes for someone to pick up the line. I need to get ... 03/15/2009

Happy Birthday Andrew!   So my youngest is now turning the big 3. To be honest I have no idea where the last three years went. They just flew by. When I found out I was pregnant with him I was in total shock. You see Anthony was only 9 months old when I got pregnant. Boy I couldn't believe it. Now here I am 3 years later and my little 3 year old thinks he is five.                 A very active 3 year old no less. He has a Big Sister and Big Brother to show him how things are done. So I see him so much more advance then then other 2 were at his age. Tommorrow we will be heading down to the Gold Coast Train Museum to see Thomas the Train. A full steam engine train we will be riding on with all our family. He is so excited and can't wait for tom! Stay tune for pictures from the Musuem, sho... 03/14/2009

First Time Home Buyer Seminar coming your way to Tamarac, Fl. Do you have any questions about the home buying experience? Well now is your chance to get your questions answered all at the same time. Subjects that will be covered: New First Time Homebuyer Tax Credit! Special Programs for Teachers! Mortgage Rates Federal State and Local Grants We will have: Mortgage Broker Title Attorney  Home inspector to answer your questions. Call to register at 954-993-4104, space is limited. Jeannette Neerpat9000 Sheridan StreetPembroke Pines, Fl 33024www.Neerpat.com Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104. 03/13/2009