Given all the different costs that come with being a homeowner, it is not natural to first think or consider if a homeowners insurance is something that you can fit into the family budget. Having homeowners insurance is not required by law; however. majority of mortgage lenders will ask if you have homeowners insurance before you can borrow money from them or get a loan from a financial institution. Unforeseen Situations will Come In times of unforeseen situations such as earthquake which could result in broken pipes causing water damage that requires, of course, plumbing afterwards will for sure require cost. What if we do not have a ready budget for such situation? This is where the insurance comes in. However, we have to communicate and clear with our public adjuster what the insuran...
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