If you haven't taken the Florida Real Estate Exam yet and need to brush up, join us on January 21 and 22 for our 2 day state exam prep course.  This two day exam prep course is intense and packed with valuable test taking tips and strategies. Our Prep Course is on Power Point to enhance your learning experience.  For more information visit our website at www.rowlettrealestate.com or email Captain Wayne Rowlett at captwer@yahoo.com Rowlett Real Estate School will be having the prep course at the Commerce center in Panama City Beach Fl at 309 Richard Jackson Blvd.   Suite 200   12/20/2011

January 2012 on the 17th, 18th, 19th, Rowlett Real Estate School will be having a Post Broker Management Class in Panama City Beach, FL at the commerce center located at 309 Richard Jackson Blvd.  Suite 200. For more information visit our website at www.rowlettrealestateschool.com or call Captain Wayne Rowlett 850-547-1333 12/20/2011

JIMBO DOES JUMBO IN PANAMA CITY BEACH FLORIDA Looking for that perfect loan for your new dream home? Well look no further. Jimbo has been closing JUMBO loans in Florida for over 10 years. The key to getting the best rate for a non conforming loan such as a JUMBO is to have an experienced loan originator put the file together for you in the right manner. Shortcuts and files that make for messy presentations end up costing you money. Jimbo is an experienced loan originator that knows how to present your loan in it's best light to the investors. Call Jimbo today for a Free no obligation interview @ 813.205.7958 11/14/2011

Join us November 1st for our Pre-Sales Associate Class in Panama City Beach Florida.  Class will be held at the Commerce Center, 209 Richard Jackson Blvd. Suite 200, Panama City Beach, Florida.  Check  out our website for more details and pricing at www.rowlettrealestateschool.com 10/25/2011

Resort Redefined as Wyndham Bay Point Resort Effective October 2011, the Bay Point Marriott Golf Resort & Spa in Panama City Beach, FL will be part of the Wyndham Hotels & Resorts family and will be known as Wyndham Bay Point Resort.    The property will continue to operate as a full-service resort as it has since its opening in 1986. With the rebranding comes a new street address, 4114 Jan Cooley Drive, as well as new signage, flat-panel televisions, new bedding linens, carpeting, wireless Internet access in all guestrooms and much more. For more information, visit www.WyndhamBayPoint.com.    This is a peaceful off-the-beach retreat surrounded by the bay and championship golf courses. The adjoining private, gated residential community of Bay Point has long been a popular second home de... 10/13/2011

Real Estate is local.  Here in the Panhandle we have not seen the losses of like cities in California, Las Vegas, Detroit, or Memphis.  Resort properties seem to recover faster than other areas of the country.  With Southwest Airlines bringing new passengers from never visited originations before, we have seen a steady increase of buyers this year.  The following numbers are reflective of the Bay County or Panama City Beach, FL report on sales for the month of September 2011. Total Single Family homes were up 29% for the month of September over last September.  Year to Date Single Family homes are up 22.43%. Condos were slightly down in the month of September 16% over the same period for 2011.  Year to Date Condos are up 28% over last year. Residential Lots were up 50% for the month of... 10/09/2011

Here's the thing about hard money. I have had a loan sitting at an investor for 2 weeks. They are so busy with FREE AND CLEAR property refinances that they can't get to my purchase. But here are their new customers. SELF EMPLOYED people that have high credit scores that can't get a loan anymore because of not enough "qualifying income".  I been in business for 17 years and I seem to remember that stated income and lite doc loans were ONLY for self employed people that could prove that they had a viable business verified by their accountant and prove cash flow on their bank statements by amount of deposits and" real" deductions. The only alternative for them now is HARD MONEY/PRIVATE INVESTORS at 9-15% interest rates with a 50-70% LTV.  A no brainer for hard money guys. BTW, found a diff... 09/28/2011

In order to better your chances in successfully getting your FHA loan approved here it always helps to be well-informed. You have to be aware of what you need do before applying as well as know the process of your application, the documents required, and finally, the closing which is where you are righteously given the keys to your new house. Before application: 1.     Debt-to-income ratio Careful analysis has to be done here. Lenders vary on precise amounts but a debt load that’s higher than 41 to 45 percent is risky for an FHA loan. You will need two years of employment without a decline in pay. 2.   Credit check It’s usually the small things that bite and bring you down so dig deep. Check your income, credit, as well as rent history (paying rent to parents to board in their home doe... 09/19/2011

MLS#: 559812 OfficeFile#: ListPrice: $140,000 Status: Sold ApproxSF: 1,144 Project: REGENCY TOWERS $/Sqft: BalconySF: Address: 5801 THOMAS DR , #1015 Bedrooms: 2 PANAMA CITY BEACH, FL Baths Full/Half: 2/ Zip: 32408 StoriesInUnit: 1 County: BAY YearBuilt: 1982 MainArea: 27 Bay County OccStat: Vacant SubArea: 09 THOMAS DR S GRND LAGOON ImmOcc? ParcelID: 32382-115-000 ConstrStat: Construction Complete ElemSch: PATRONIS Middle: SURFSIDE High: ARNOLD Dir: Hwy 98 to Thomas Dr. to 5801 Thomas Dr. Regency Towers. Legal: REGENCY TOWERS CONDOUNIT #1015 PLAN BORB 1746 P 883 BEST PRICED 2 BEDROOM GULF FRONT CONDO #1015 BEST PRICE AT REGENCY,PLUS Unit 1015 Gulffront- not side view- Super Gulf View's! Upgraded and clean unit. CLICK ON PHOTO ABOVE to view other photos. Located close to the center ele... 09/18/2011

Another fantastic deal in the beautiful Carillon Beach, located in Panama City Beach, Florida awaits you! As a foreclosure, this home can be a great project that is sure to have a lot of equity when completed.   Carillon Beach is located on the far west end of Panama City Beach about 15 miles from the new Northwest Florida Beaches International Airport.  It is also just minutes to the very popular Highway 30A corridor, which includes Rosemary Beach, Santa Rosa Beach, Grayton Beach, Alys Beach, Seacrest Beach, and Seaside.           MLS#: 419575 OfficeFile#: 0280 ListPrice: $365,528 Status: Active Last Change: 09/15/2011 ApproxSF: 2,290 SqftSrc: AGENT MEASURED Address: 100 PARKSHORE DR $/Sqft: $159.62   PANAMA CITY BEACH, FL TotalRooms: Bedrooms:4 Zip: 32413 Baths Full/Half: 4/0 Con Docs... 09/15/2011

Single Family Homes in the month of August were up 30.68% over August of 2010.  For the year, real estate sales of single family homes are up 21.58% for the year over last year. Condos and Townhomes are significantly up.  They were 59.38% up over August of 2010 and for the year are up 35.80%.  In fact, inventory is dropping so significantly right now in Panama City Beach that really great buys on condos are slowing disappearing.  This is great news. The only category that dropped in sales were Residential Lots.  They fell off by 4.05% for the month over same period last year. What is more significant is the number of Foreclosures.  Down by nearly 37%, we are seeing less and less of them in the market place. What does all of this mean?  Well, it is Economics 101.  As inventory falls, pri... 09/08/2011

MLS#: 559812 OfficeFile#: ListPrice: $145,500 Status: Active ApproxSF: 1,144 Project: REGENCY TOWERS $/Sqft: $127.19 BalconySF: Address: 5801 THOMAS DR , #1015 Bedrooms: 2 PANAMA CITY BEACH, FL Baths Full/Half: 2/ Zip: 32408 StoriesInUnit: 1 County: BAY YearBuilt: 1982 MainArea: 27 Bay County OccStat: Vacant SubArea: 09 THOMAS DR S GRND LAGOON ImmOcc? ParcelID: 32382-115-000 ConstrStat: Construction Complete ElemSch: PATRONIS Middle: SURFSIDE High: ARNOLD Dir: Hwy 98 to Thomas Dr. to 5801 Thomas Dr. Regency Towers. Legal: REGENCY TOWERS CONDOUNIT #1015 PLAN BORB 1746 P 883 BEST PRICED 2 BEDROOM GULF FRONT CONDO #1015 BEST PRICE AT REGENCY,PLUS Unit 1015 Gulffront- not side view- Super Gulf View's! Upgraded and clean unit. CLICK ON PHOTO ABOVE to view other photos. Located close to the ... 08/31/2011

Want to lower your Home Owners Insurance Premium? Get a Wind/Mitigation Inspection. Only for  $85.00/inspection /report. It will lower your premium rates 20% to 40% if your roof has all the attributes. Call me? Why waste your money when you need it the most? We normally charge $100.00 to $150.00 for the inspection & report. STOP giving your money away to the insurance companies. Do you want some extra cash? Are you running short of $$. Have a Win Mitigation Inspection done on your home. Call HOMEINSPECTORUSA we can save you some $$. 30 minutes of your time can save you hundreds if not thousands of $$ on your home owners insurance premium and you can take that to the bank! WIND MITIGATION INSPECTIONS   The three main factors for wind mitigation discounts include: The number of wind resis... 08/02/2011

MLS#: 544511 OfficeFile#: ListPrice: $118,000 Status: Active ApproxSF: 2,508 BG: Address: 211 EL CENTRO BLVD N $/Sqft: PANAMA CITY BEACH, FL Bedrooms: 5 Zip: 32413 Baths Full/Half: 2/1 County: BAY Stories: 2 MainArea: 27 Bay County YearBuilt: 1970 SubArea: 07 BEACH EAST OF HWY 79 OccStat: Vacant Subdiv: EL CENTRO BEACH ImmOcc? ParcelID: 33512-020-000 ConstrStat: Construction Complete ElemSch: HUTCHISON BEACH Middle: SURFSIDE High: ARNOLD Dir: Back Beach Rd. just east of Hwy 79. Turn south towards the beach on El Centro next to Visions Bank. Continue south to 211 on the east side of the road. Legal: Lot: 10 & N 40 LOT 9 Blk: 26 Sctn: 19 Twnshp: 3S Rng: 16W Legal: El Centro Beach MAP-29B4 S40' Lot 10 & N 40 Lot 9 ORB 449 P 529 BLK 26 Bank Forelcosure.This is a very large home with 5 bedr... 07/20/2011

Monday morning, student registration for the real estate school. They come into class from all walks of life looking for a new start or a new direction in life. Some understanding the new venture is hard work, especially with a tight economy. I look at this class and know that only a few will still be in real estate after a couple of years. A large percentage of the population has the perception that our job is easy. Our income is unearned and we make too much. Some students don’t even make it through the class before they quit. The students that fall by the wayside, did they perceive that a career in real estate sales was easy money? ~Captain Wayne Rowlett~ Rowlett Real Estate School 07/18/2011

I work with a lot of investors who love to buy multi-units or attached type styled properties.  This morning I was curious as to what was going on with all of the inventory in Panama City Beach, FL concerning this type of property.  I found out that the favorite price point of under $100,000 is shrinking quickly.  There are currently only 17 listings in this category.  There have been 6 sales in the last month.  At this rate we will run out of inventory completely in just 12.3 weeks. It has been for a long time a buyer's market, but I see the signs on the wall and the shift to a seller's market about to appear.  This is all based on the "unknown" of what the banks are holding, if anything and when if anything the next round of foreclosures may hit the market.  For now though things are ... 07/07/2011

A radon gas disclosure statement on real estate sale and lease contracts is required on at lease one document before or at the time of executing a sale contract or rental agreement for any building.  Such notification shall contain the following language: RADON GAS: "Radon is a naturally occurring radioactive gas that when it has accumulated in a building in sufficient quantities, may present health risks to persons who are exposed to it over time. Levels of radon that exceed federal and state guidelines have been found in buildings in Florida. Additional information regarding radon and radon testing may be obtained from your county health department." This information is courtesy of Captain Wayne Rowlett of Rowlett Real Estate School www.rowlettrealestateschool.com Please feel free to ... 07/03/2011

MLS#: 559812 OfficeFile#: ListPrice: $149,900 Status: Active ApproxSF: 1,144 Project: REGENCY TOWERS $/Sqft: $131.03   BalconySF:   Address: 5801 THOMAS DR , #1015 Bedrooms: 2   PANAMA CITY BEACH, FL Baths Full/Half: 2/ Zip: 32408 StoriesInUnit: 1 County: BAY YearBuilt: 1982 MainArea: 27 Bay County OccStat: Vacant SubArea: 09 THOMAS DR S GRND LAGOON ImmOcc?   ParcelID: 32382-115-000 ConstrStat: Construction Complete ElemSch: PATRONIS Middle: SURFSIDE High: ARNOLD Dir: Hwy 98 to Thomas Dr. to 5801 Thomas Dr. Regency Towers. Legal: REGENCY TOWERS CONDOUNIT #1015 PLAN BORB 1746 P 883 BEST PRICED 2 BEDROOM GULF FRONT CONDO #1015 BEST PRICE AT REGENCY,PLUS Unit 1015 Gulffront- not side view- Super Gulf View's! Upgraded and clean unit. CLICK ON PHOTO ABOVE to view other photos. Located close... 06/23/2011

MLS#: 544511 OfficeFile#: ListPrice: $134,900 Status: Active ApproxSF: 2,508 BG: Address: 211 EL CENTRO BLVD N $/Sqft: $53.79 PANAMA CITY BEACH, FL Bedrooms: 5 Zip: 32413 Baths Full/Half: 2/1 County: BAY Stories: 2 MainArea: 27 Bay County YearBuilt: 1970 SubArea: 07 BEACH EAST OF HWY 79 OccStat: Vacant Subdiv: EL CENTRO BEACH ImmOcc? ParcelID: 33512-020-000 ConstrStat: Construction Complete ElemSch: HUTCHISON BEACH Middle: SURFSIDE High: ARNOLD Dir: Back Beach Rd. just east of Hwy 79. Turn south towards the beach on El Centro next to Visions Bank. Continue south to 211 on the east side of the road. Legal: Lot: 10 & N 40 LOT 9 Blk: 26 Sctn: 19 Twnshp: 3S Rng: 16W Legal: El Centro Beach MAP-29B4 S40' Lot 10 & N 40 Lot 9 ORB 449 P 529 BLK 26 Bank Forelcosure.This is a very large home with... 05/21/2011

  2011 Working Values  2010 Certified Values    Building Value 144,925   163,625   REGENCY TOWERS CONDO UNIT #1015 PLAN B ORB 1746 P 883 ORB 2792 P 449 2BR 2B 1144 SQ FT . BALCONY 104 SQ FT The legal description shown here may be condensed for assessment purposes. Exact description may be obtained from the recorded deed. Extra Feature Value    0   0   Land Value 0   0   Agricultural Value 0   0   * Just (Market) Value 144,925   163,625   Assessed Value 144,925   163,625   Exempt Value 0  0   Taxable Value    Tax Collector Information 144,925   163,625   **Save Our Homes Portability Amount or 10% Non-Homestead Cap Amount $0   $0     05/08/2011