Anti-foreclosure movement will air TV ads, will it help   The "Occupy Our Homes" group will protest bank foreclosures in ads and tell homeowners how to fight evictions. Read more. The “Occupy Our Homes” movement is taking its anti-foreclosure message to the airwaves. The protesting group, part of the Occupy Wall Street movement that has a network of participants across the country, announced it has launched a national television ad campaign to speak out against foreclosures and show struggling homeowners how they can fight against evictions. Today's Prayer Dear God, again, I am led to pray for pastors--the shepherds you have placed over the church today. They have great responsibility as they "lead the flock." They must set examples, deliver the Word, teach biblical principles, lead and... 09/02/2012

Hurricane’s approach changes insurance rules for Florida   Citizens won't issue policies in Miami if a storm threatens Pensacola; most insurers halt coverage when storms threaten. Read more. Homebuyers that need property insurance coverage to get a mortgage can find Florida’s hurricane season a bit challenging. While the rules vary between insurance companies, all have some kind of guideline that suspends the issuance of new policies when a storm threatens the mainland. "People often say that motivation doesn't last. Well, neither does bathing - that's why we recommend it daily ." — Zig Ziglar:Author and motivational speaker     Hurricane’s approach changes insurance rules for Florida Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales Renting in Pensacola, Pa... 09/02/2012

Survey: Apartment industry boosts hiring in Pace Florida and surrounding area.   National Multi Housing Council survey finds property management, leasing and maintenance in high demand. Read more. Nearly two-thirds (65 percent) of multifamily firms grew their staff last year and 62 percent increased their merit bonus pool, according to the National Multi Housing Council’s (NMHC) 2012 Apartment Compensation Survey.The annual survey, based upon the data of over 50,000 employees at 93 major apartment firms, provides detailed analysis of industry hiring practices – including salary, variable pay and total compensation of nearly 100 industry positions.   "Your mind is for having ideas, not holding them." — David Allen:is an author on personal and organizational effectiveness   Survey: Apartm... 09/02/2012

Pace Florida Homes for sale and Market Report for August 2012 brought to by Charles Stallions Real Estate Services we continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Pace, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details.  What can I do to sell my home for more money? SELLERS TIP # 19  In my opinion the Pace Market with the growth spurt of the last two years has helped Pace to overcome some of the downturn that had a negative effect on the surrounding cities, but as with the other markets Pace will see a leveling off period beginning January 2012 with slight decreases of 6 to 8%. A Snapshot of the Pace, Florida Home Market   Available Homes   ... 09/01/2012

Citizens' storm of reinspections, rate hikes is bull crap.   State-owned insurer must make more money to be actuarially sound, but its solutions put some homeowners in a bind. Read more. Patricia Temple’s annual insurance bill soared by more than $2,100 after an inspector knocked on her door earlier this year. The bill came from Citizens Property Insurance Corp., and the inspector was one of thousands fanning the state on Citizens’ behalf, often with sudden and jarring results for homeowners.   "Goals allow you to control the direction of change in your favor." — Brian Tracy:is a self-help author and motivational speaker   Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting ... 08/19/2012

Budget impasse darkens outlook, you didn't build that.   Economic survey: Things continue to improve, but the threat of a 2013 tax increase is scaring wait-and-see investors. Read more. Most economists surveyed by USA Today have little faith a divided Congress will adequately address looming tax increases and spending cuts, significantly hampering economic growth well into 2013.The standoff in Washington, along with the global economic slowdown, threatens a U.S. economy that otherwise would be gaining steam on a strengthening U.S. housing market and improving private-sector balance sheets, economists say. The survey of 50 leading economists was conducted Aug. 3-8. "Move out of your comfort zone. You can only grow if you are willing to feel awkward and uncomfortable when you try somethin... 08/19/2012

NAHB more upbeat about 55-plus housing in Pace Florida   Index of builder attitudes about the older adult market more than doubled in the 2Q 2012 compared to a year earlier. Read more. Builder confidence in the 55-plus housing market for single-family homes showed improvement in the second quarter of 2012 compared to the same period a year ago, according to the National Association of Home Builders’ (NAHB) 55+ Housing Market Index (HMI) for the second quarter of 2012. The index more than doubled from 13 to 29 compared to the second quarter of 2011. Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love to earn your business ... 08/19/2012

Florida Realtors Take 5 video: Create change that we can truly believe   Sharon Neuhofer: Get involved in local politics. How? Identify issues that impact you and push for positive change. Watch video.  Do you want to enhance your ability to advocate for homeownership? It’s as simple as getting educated on local issues. The key is to attend local government meetings and become an active member of your local and state associations. Learn more. Today's Prayer Dear God, today I lift up all teachers to you. I pray for your anointing upon their lives, their work, their ministry. I pray you will give them wisdom, knowledge, guidance, patience, love, protection, understanding, insight and everything they need to be a positive life-changing influence upon those they teach. I pray you will keep ... 08/19/2012

Social networking going more mobile in Pace Florida   Study: A switch is under way with social network users accessing sites via smartphones rather than computers. Read more. Social networking is quickly making the jump to mobile as more U.S. smartphone users turn to their devices to check social websites, a research study found.By the end of this year, nearly 82 million U.S. mobile users – more than a quarter of the country’s mobile population – are expected to use a social networking site on their phone at least monthly, research firm eMarketer reported. Today's Prayer Dear God, today I lift up all teachers to you. I pray for your anointing upon their lives, their work, their ministry. I pray you will give them wisdom, knowledge, guidance, patience, love, protection, understanding, in... 08/19/2012

  Seniors going without homeowners insurance with the economy.   Soaring cost of coverage has convinced some older adults to drop it altogether and gamble on a future hurricane hit. Read more. With the cost of insurance soaring, many senior citizens in Florida are choosing the precarious option of dropping insurance altogether and bearing the risk of a hurricane hit on their own.Seniors are more likely to own their homes outright, meaning they have the option of going without property insurance. As Citizens Property Insurance Corp. raises its rates and its post-claim deductibles, more older Floridians are doing the math and opting to do just that. Today's Prayer "Hear my cry, O God: Attend to my prayer. From the end of the earth I will cry to you. When my heart is overwhelmed; lead me t... 08/19/2012

  If you can pull it off, buy a house says Pensacola Realtor Charles Stallions   Stocks? Bonds? Gold? Every investment involves risk, but many people consider real estate a preferred option right now. Read more. nvestment opinions are like, um, noses: Everyone has one. Buy stocks, sell bonds? Go long steel and short copper? Buy sheep, sell deer?It’s pretty easy to see both sides of an investment argument. But it’s hard to argue against buying a house now, assuming you can get a loan. Today's Prayer God, I come to You seeking Your face, searching for answers so I can do something about the problems. There is so much turmoil in the world. There have been so many disasters, many beyond man's control. I pray that You will broaden the minds the people affected by each incident and open their... 08/19/2012

  Simplified mortgage forms proposed, it is the Economy STUPID.   Called "Know Before You Owe," fed would nix existing forms for two new ones: a loan estimate and closing disclosure. Read more. Buying a house is often a stressful event. Getting a mortgage loan is sometimes even worse, especially when you don’t fully understand what the entire process will cost, or even how it works.In an effort to reduce consumer confusion as well as the reams of paper involved in a real estate settlement transaction, the new Consumer Financial Protection Bureau (CFPB) has proposed rules aimed at simplifying and improving the disclosure forms required for mortgage transactions. Today's Prayer "For He will command His angels concerning you to guard you in all your ways; they will lift you up in their han... 08/19/2012

  Floridarealtors.org: Vote Yes on Amendment 4, Check it out.   2012 ballot choice could help first-time buyers, commercial real estate and current owners if 60% of voters say "yes." Read more. lorida Realtors rolled out a new webpage –Vote Yes on Amendment 4 – yesterday during the 2012 Florida Realtors Convention & Trade Expo in Orlando.The page offers resources Realtors can use to promote Amendment 4 to fellow Realtors, family, friends, clients and the general public. It includes:     "Love one another unconditionally and you will be Enlightened." — Sri Siva:is an Indian teacher, spiritual leader and humanitarian   Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of... 08/17/2012

  Florida Realtors honors 2012 award winners and Congratulations to all   Todd Dantzler, 2000 president, was named 2012 Realtor of the Year today at the 96th annual Convention & Trade Expo. Read more. Florida Realtors® recognized Todd Dantzler, 2000 Florida Realtors president, as the 2012 Realtor of the Year. The award – one of several – was presented today during the state association’s annual Convention & Trade Expo at the Marriott World Center in Orlando, Fla.   "All successful people men and women are big dreamers. They imagine what their future could be, ideal in every respect, and then they work every day toward their distant vision, that goal or purpose." — Brian Tracy:is a self-help author and motivational speaker   Investors and Landlords Wanted for Pensacola, Pace and Gulf Bre... 08/17/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   NAR announces credit union merger and the effects on Pace Florida   On Aug. 1, the Realtors' credit union became a bit more convenient for members by merging with Northwest credit union. Read more. On Aug. 1, Realtors Federal Credit Union (FCU) merged with Northwest Federal Credit Union. Members of the Realtors Federal Credit Union – now a division of Northwest Federal Credit Union – have greater access to service centers, financial loans, banking services and more.   "Business schools make a fortune forcing their students to take in a HUGE amount of information. The majority of it is theoretical. The majority of that is useless." — Josh Kaufman:is an author, learning expert and business advisor Renting i... 08/12/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   'Stigmatized' properties can be bargains in Pace Florida   The savings depends on the violence and notoriety of the crimes, but famous cases usually carry substantial discounts. Read more. Homebuyers who can stomach some misfortune in a home’s past may be able to find big discounts. According to real estate consultant Randall Bell of Bell Anderson & Saunders, buyers can usually expect to pay 10 to 25 percent off the regular market home price for a stigmatized property – and the discount will depend largely on how bad the crime was that stigmatized the home. "The truth cannot be communicated through words." — Sri Siva:spritual author Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple ... 08/12/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Home loan late payments hit 3-year low in 2Q and hopefully Pace Florida will remain even lower.   Fla.'s mortgage delinquency rate declined in 2Q to 13.48% from 13.91% a year earlier, but it's highest of any state. Read more. U.S. homeowners are getting better about keeping up with their mortgage payments, driving the percentage of borrowers who have fallen behind to a three-year low, according to a new report.Still, the rate of decline remains slow, credit reporting agency TransUnion said Wednesday. The percentage of mortgages going unpaid is unlikely to return anytime soon to where it was before the housing market crashed.In July, Buffett said a recovery in the housing market was a critical part of a br... 08/11/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   U.S. home prices find their footing even in Pace Florida   Fiserv Case-Shiller forecast: Stable home prices and a recovering market in 2012, with a 5% price increase by 2014. Read more. After six years of decline, the U.S. housing market is finding its footing as home prices stabilize and begin to recover across the country, according to the latest analysis of more than 380 U.S. markets tracked by the Fiserv Case-Shiller Indexes.     6811 Rickwood Dr, Pensacola, FL 32526 For Rent: $1,200 /mo 3 beds | 2 baths | 1,925 sqft MLS #: 429569   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love to earn your business and WOW ... 08/11/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Closing costs dropped 7% over past year which helps Pace Florida   In Fla., closing costs averaged $4,395, according to Bankrate.com - about 17% more than they did nationally. Read more. The average cost to close on a mortgage in the United States dropped seven percent over the past year to $3,754, according to Bankrate.com’s eighth annual closing costs survey released today. Title insurance and other third-party fees fell 12 percent from 2011, while origination fees edged down one percent.     1954 Anchor Dr, Navarre, FL 32566 For Rent: $1,150 /mo 3 beds | 2 baths | 1,819 sqft MLS #: 429206   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property manage... 08/11/2012

  Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Consumer agency probes PMI deals and the effect on the Pace FLorida Markets   Did lenders steer borrowers to a favorite provider for private mortgage insurance? If so, it could be a RESPA violation. Read more. The government’s consumer finance watchdog is investigating deals that transferred billions in premiums charged to mortgage borrowers from mortgage-insurance companies to the banks that made the loans.   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love to earn your business and WOW you with our services. Regardless of price we treat you with total respect as to what you want not a home that we need to rent. W... 08/11/2012