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Real Estate Agent
Sharon Alters
Top agent in Clay County, my speciality is to help Military and Corporate Buyers and Sellers in and out of the Jacksonville area, including Fleming Island, St. Johns and St. Augustine.
Cell: (904) 673-2308
Office: (904) 673-2308
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Real Estate Agent
Tim Fennell
Your Jacksonville, Florida Real Estate Consultants offering options and transparency. Contact Tim and Susan Fennell when you want to be consulted with, not sold to.
Cell: (904) 568-4528
Office: (904) 739-7100
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Jacksonville, FL Real Estate News

By Leo Namiot - LeoLends.com, More than just great rates
(Hartford Funding, LTD - Leo Namiot)
What Is a 1099 Mortgage? | Leo Namiot FL Mortgages | Leo Lends FL Mortgage LenderA 1099 mortgage is a home loan designed for self-employed borrowers, independent contractors, and business owners in Jacksonville and St. Augustine who receive income through Form 1099. Instead of requiring full tax returns, lenders may use your 1099 income to help you qualify.This is a major advantage if you maximize tax deductions. Traditional loans often use your net income after write-offs, which can make qualifying harder. With a 1099 mortgage, you may qualify using your gross 1099 earnings, giving you more buying power and flexibility.Ideal for:• Self-employed borrowers• Realtors & commission-based professionals• Contractors & freelancers• Small business ownersIf you're buying or refinancing in Jackso...
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By Ellen Dittman, #1 Stop for NE FLA-JAX/OP 904.535.1199 (TEXT OK) r
(Watson Realty Corp.)
❤️Located in close proximity to the stadium, and lots of shopping and attractions!Listed by Watson Realty Corp, Ellen Dittman (904)535 1199 $258,000  2 bedrooms 2 full baths Beautiful 2 bedroom / 2 full bath home conveniently located a few short blocks from popular bars, restaurants, entertainment, and shopping in historic Riverside, Five Points and Avondale. Modern renovation in the last few years. Roof is 2yrs old. Entire home has LPV flooring, no carpet. Large front porch and fully fenced in backyard with concrete slab, perfect setup for a shed.Listing OfficeWATSON REALTY CORP (Office:) 904-269-1270 Listing AgentELLEN DITTMAN (Mobile:) 904-535-1199 reo.ellen@gmail.com
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By Keith Jones, CPA, Resolving Tax Burdens, Restoring Peace of Mind.
(Keith Jones, CPA TheCPATaxProblemSolver)
Do You Owe The IRS Money and Are Afraid of an IRS Jeopardy Assessment?IRS Jeopardy Assessment ExplainedAn IRS jeopardy assessment is a legal action taken by the Internal Revenue Service (IRS) to immediately assess and collect taxes when there is a belief that the taxpayer's actions jeopardize the collection of tax liabilities. It is typically used in situations where there is a significant risk of dissipation of assets or attempts to evade payment. The IRS can assess taxes without following the normal procedures to ensure prompt collection and protect the government's interest.Possible IRS Tax Resolution Strategies to Set Your Mind at EaseEven for honest taxpayers, the IRS can be frightening. Unlike most other government agencies, it has the power to attach your wages, freeze your bank ...
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By Minna Reid, Broker/Owner
(Reid Real Estate Group LLC)
The fall of the Jacksonville, FL real estate market continues!A year after the peak, the Jacksonville, Florida market continues to decline as sales and prices fall, while marketing time keeps creeping up! Prices have been rising quickly since 2018, but peaked in May 2022. Home sale prices through April 2023 are down 4% year over year.    Marketing time has more than doubled!2021-2022 saw historically low record low marketing times. Home marketing time has tripled in 2023.  Sales and inventory are down.Sales are down, but limited new  inventory is keeping demand going for now.    Distressed listings are picking up.After mostly disappearing for a few years, more short sale, pre-foreclosure and REO listings are coming to market.   The market shift we've been expecting is here and picking u...
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By Minna Reid, Broker/Owner
(Reid Real Estate Group LLC)
Get help with your Jacksonville, FL short sale!
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By Minna Reid, Broker/Owner
(Reid Real Estate Group LLC)
Becoming a personal representative for a deceased person can be an overwhelming and unexpected experience. The probate process can be complicated, and getting the home sold quickly and smoothly is always the goal. Just follow these 5 steps and you’re golden!1. Determine whether the property needs to go through probate or not. Unless the property is held as husband and wife, in joint tenancy, tenancy by the entireties, or is properly set up in a living trust, the property likely needs to go through the Florida probate process. Need an attorney reference? Contact me!2. Get in touch with a Jacksonville Realtor with experience handling probate properties. Your Realtor will be able to tell you what the home would sell for, and when to get it listed. You may choose to wait until probate is co...
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By Minna Reid, Broker/Owner
(Reid Real Estate Group LLC)
Facing foreclosure can be overwhelming! Get the answers to the most common Florida foreclosure questions here!  How long do I have?The Florida foreclosure process is one of the longest in the country. Federal law prevents lenders from even starting a foreclosure action until you're 120 days behind. That gives you 4 months to bring the loan current or call the lender and come up with a workout solution to keep the home. After foreclosure has begun, if you stay involved in your case you will have many more months. Find out more about the Florida foreclosure process here. Should I modify my loan? In a mortgage modification the lender makes permanent changes to the terms of your home loan resulting in a more affordable payment. Keep in mind that while a modification will reduce your paymen...
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By Minna Reid, Broker/Owner
(Reid Real Estate Group LLC)
Jacksonville Florida foreclosures are back!A year after the end of the federal foreclosure moratorium that lasted almost two years, Jacksonville, FL foreclosures are back and soaring!According to Attom foreclosure data, foreclosures nationwide have reached pre-pandemic levels, with Jacksonville, FL #3 in foreclosure rates in the country: "Metropolitan areas with a population greater than 1 million, with the worst foreclosure rates in August 2022 were: Cleveland, OH (one in every 1,820 housing units); Chicago, IL (one in every 1,877 housing units); Jacksonville, FL (one in every 2,074 housing units); Riverside, CA (one in every 2,091 housing units); and Orlando, FL (one in every 2,445 housing units)."It was only a matter of time before the Jacksonville FL market started to shift after se...
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By CORY WEIKEL
Riverside 2021 Review2021 was a frustrating year for homebuyers in Riverside as they saw homes in this culture-filled community.Of the 282 Riverside homes sold in this community during 2021, only 138 were on the market for longer than 30 days. That's less than the 149 homes which were off the market within 30 days of the listing going active.The 12-month change in list price for the neighborhood is + 34.8% at over $457,000. the highest home sold for $1,900,000 and included 5,240 sq ft with 5 bedrooms and 5 bathrooms along the St Johns River off St Johns Ave. The lowest-priced home not in rehab condition sold for around $180,000.The Median home sold was between $350,000 and $400,000 which was close to $225 per sq ft. The majority of the homes sold were over 75 years old which makes perfe...
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Below are the top 3 reasons for moving to Jacksonville FL, scroll to the bottom and for the link to a longer article. Jacksonville is a great place to live and you won't regret moving to this amazing city. 1. Jacksonville FL Cost of Living​Jacksonville is a great low-cost city and the current 2021 cost of living index has it at 93.5, which is lower than the average for the entire country. With the amenities and beaches that Jacksonville has, it is a true bargain to live in this great city.Housing is rated at a low 78 for the cost of living index, so it's far below the national average. With all the people moving to Jacksonville, this will surely go up in the coming years so now is a great time to buy real estate before prices skyrocket. 2. Jacksonville FL Nightlife​Nightlife in Jacksonv...
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By CORY WEIKEL
Mandarin is a neighborhood located in the southside community of Jacksonville FL. The neighborhood consists mostly of older homes built in from the 1960s to the 1980s but does have some newer residential tracts that have popped up in recent years. These new residential tracts are compromised of modern homes on smaller lots which is in contrast to the larger lots many of the older homes sit on. Unlike many of the communities in Julington Creek Plantation just to the south, Mandarin doesn't have any community development Districts but does have some residential tracts with HOAs. This is a big deal as it saves between $1000 and $4000 a year in extra fees. The downside is that the amenities those CDDs offer can't be found in Mandarin. However many homes in Mandarin have residential private ...
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Riverside is a small community located in the Urban Core neighborhood of Jacksonville Florida. The designated historic community is mainly compromised of homes built before the 1930s. The community is largely residential but does have commercial areas including Five Points and King Street. King Street is the bar area of Riverside and is the hotspot for young military personnel stationed on NAS Jacksonville. There are multiple parks in the neighborhood including Memorial Park which is located on St Johns River.  The Cummer Museum of Art & Gardens is a popular art museum in the Five Points area that houses 5,000 works of art.  The Museum has a beautiful large garden that is located along St Johns River. The museum is an easy bike ride or walk from the majority of the homes available in Ri...
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By Leo Namiot - LeoLends.com, More than just great rates
(Hartford Funding, LTD - Leo Namiot)
Check out this new Listing!   With Mortgage Rates Near Historic Lows Now is The Time To Buy! Get a FREE NO OBLIGATION MORTGAGE PRE-APPROVAL NOW Mortgage Pre-ApprovalVIEW THIS HOME      
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By John Kims, Real Estate Investor In Birmingham
(Xero Homebuyers)
Have you tried selling your house through traditional listing process? There could be a chance that a traditional sale is not right for you. Learn about the tops signs that you should not go the traditional sale way in this post.Traditional sale is not right for every property in Jacksonville, Florida. Some situations and houses will find greater benefits by simply selling directly and quickly. Many homeowners don’t usually consider a direct sale. However, they should. With very expensive commission costs coupled with no guarantee sale date, trying to sell a house by listing it can be a gamble. In this post, we have highlighted some top signs that you should sell a house directly instead of going the traditional listing process in Jacksonville.You have a specific timeframeThe traditiona...
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