Buy In Delaware?  So Why Should I Own A House In Delaware? Yes I admit that homeownership does have some many responsibilities that you need to be aware of & that part I want to point out is that most financial advisers say there is also many advantages to buying in Delaware! Home , Sweet , Home!  Yes That's Right!  A cozy place that is yours!  Take Pride In Being An Owner!Homeownership provides a shelter as well as a nice security for you and your family! You can pass your home down to your children, and their children.  The Benefit you get here is the creating security for generations to come. You'll Appreciate & Enjoy those Tax benefits that come along with homeownership!Work with your tax accountant & he/she will be happy to tell you why homeownership can reduce the federal income ... 12/25/2009

If you have been trying to sell a home on your own (For Sale By Owner) or are thinking about giving it a try.... consider these statistics: Eighty-five percent of sellers were assisted by a real estate agent when selling their home, according to the National Association of Realtors Research department and a whopping 79 percent of buyers purchased their home through a real estate agent or broker.  These are tough odds against a For Sale By Owner. Many For Sale By Owners who have successfully sold on their own will tell you that the hassle they endured during and after the sale of their home was not worth it and if they had the choice of hiring a professional trained Realtor to help them through the process they would have done that! If you have been trying to sell your home on your own ... 12/25/2009

Are you considering a move? Check out www.HouseLogic.com it's the National Association of Realtors new consumer website which helps analyze the pros and cons of moving or staying put here in Delaware! You will find out tons of information about homeownership!  Did you know ??? ...According to this helpful new site they say, "Median housing prices are down 25% since their peak in 2006, some 15 million homeowners-almost one in four-owe more on their mortgages than they could get from a buyer" With banks being tough on lending these days you need to brush up on this information and be a smart home buyer for today's real estate market! As a trained professional I can help guide you through the complexities of that home buying and selling process here in Delaware.  All you need to do is reac... 12/25/2009

So your a Delaware first time buyer? You've heard about that first time buyer tax credit? Well... Here is how to take advantage of the Tax Credit: First let me congratulate you on deciding that now is the time to buy!  Pat yourself on the back for that one as you've decided to purchase a home and take advantage of the Extended Home Buyer Tax Credit. This is really all you have to do to get your Delaware tax benefit: Close on your Delaware home purchase between these legislative dates: November 7, 2009 and April 30, 2010, or have a binding written contract by April 30, 2010 and close by July 1, 2010.  Decide whether to:  apply the credit to your 2009 tax return, filed on or before April 15, 2010;  file an amended 2009 return; or,  apply the credit on your 2010 return, filed on or before ... 12/25/2009

Can a Buyer Still Qualify For The Tax Credits If He/She Closes After April 30, 2010? Under the Extended Home Buyer Tax Credit, as long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close. Be Sure To Live In The Home For 3 Years or More... Here is why that benefits you.... The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during this three-year period, the full amount credit will be recouped on the sale. Be sure that you know the rules of this newest tax credit!  Call your tax accountant or the IRS for details! To get started on the home buying or selling process, contact a real estate professional like myself who can guide you th... 12/25/2009

As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed new legislation that: Extends the Tax Credit for the First-Time Home Buyer with a new increased Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010. The new legislation also expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between now and April 30, 2010 If you have specific questions or need additional information, please contact a tax professional or the Internal Revenue Service at 800-829-1040. To get started as a buyer or seller call me today, Tom Davis, a Dover DE real estate professional dedicated to guiding you through the home buying & selling process in todays market.  Cal... 12/25/2009

Question: So Real Estate Agent Tom Davis... Why Is Now is a good time to buy a home in Delaware? National Association of Realtors President Vicki Cox Golder, said conditions are optimal for buyers in the current market. "Inventories have steadily declined and are closer to balanced levels, which indicate home prices in many areas are either stabilizing or could soon stabilize and return to normal appreciation patterns," she said. "This means buyers still have good choices but are purchasing near the bottom of the price cycle with historically low mortgage interest rates. Throw a tax credit on top and it really doesn't get any better for buyers with secure jobs and long-term ownership plans." Well you heard it for yourself!  Now is the time to buy! Call me to find out how I can help you... 12/25/2009

Attention Buyers!  First-time home buyers in Delaware rushed to close sales before the original November 30 deadline for the recently extended and expanded tax credit according to the National Association of Realtors. NAR chief economist, Lawrence Yun said the rise was expected This clearly is a rush of first-time buyers not wanting to miss out on the tax credit, but there are many more potential buyers who can enter the market in the months ahead," he said. "We expect a temporary sales drop while buying activity ramps up for another surge in the spring when buyers take advantage of the expanded tax credit, which hopefully will take us into a self-sustaining market in the second half of 2010. In all, 4.4 million households are expected to claim the tax credit before it expires and bala... 12/25/2009

Dover DE Realtor Tom Davis wishes to step back from business for a moment to thank-you for a great year and to wish all of you a Safe and Merry Christmas! I wish you the cheer that Christmas time brings! Special Greetings and Joyous Things! May The New Year Be Filled With Happy Days! Best Wishes For The Holidays! Seasons Greetings & Merry Christmas! Sincerely, Tom Davis .           .            .            .            .             .            .            . Helping First Time Homebuyers buy a home before April 30th, 2010 tax deadline to take advantage of that $8,000 Tax Credit Available.  Begin Your Home Search at: www.FreeHomeSearch.DreamStation.com Helping Home Buyers & Sellers with all of their buying & Selling real estate needs in Delaware! 12/25/2009

Both buyers and sellers are required to review, amend and sign numerous papers during a real estate transaction. To the general public, these legal documents can be rather confusing. As a result, many people prefer to hire an attorney to manage the transaction and ensure that they don't make any costly mistakes. A Delaware attorney will review the real estate contract and make you aware of any potential issues that might conflict with your best interest. Your attorney will usually accompany you to the closing as well to help make sure everything goes smoothly. If you are considering buying or selling a home now or in the future, I would be glad to recommend a real estate attorney in the Delaware area. Best Regards, Tom Davis (302)398-3757 I look forward to helping you with Buying & Sell... 12/14/2009

Nearly all home buyers need to secure a mortgage when purchasing a home. Today, there are a wide variety of mortgage options available. Taking the time to discover the best mortgage product for your needs can offer great rewards in the long run. While there are countless variations, most common mortgages can be categorized as either fixed or variable. Fixed mortgages offer the same interest rate and monthly payment over the life of the loan, while variable mortgages offer adjustable rates or payments. ARMs (Adjustable Rate Mortgages), the most popular variable mortgage option, offer a lower-than-market interest rate to provide buyers financial flexibility initially during the mortgage, with the trade off being the potential for higher interest rates and monthly payments later on. Please... 12/14/2009

Whether you are looking to buy or sell a home, selecting a Delaware real estate agent sales associate that can meet your needs is an important decision. It is important to evaluate if a sales associate has the ability to meet your real estate objectives. Here are five things you should look for in a Delaware sales associate: Select a sales associate who knows every detail of the Delaware community, from schools to parks and neighborhoods to shops. Choose a sales associate who subscribes to at least one Multiple Listing Service (MLS) to gain access to the most available homes in your market or to properly list the home you are selling. Work with a professional who can offer all of the necessary services and products to market your home. Choose a sales associate who can offer a homeowner ... 12/14/2009

Good schools in Delaware and a safe, enjoyable neighborhood are two of the most common reasons why homebuyers select a particular Delaware house. Not surprisingly, these factors have a great impact on the value of real estate here in Delaware. If you are considering purchasing a Delaware home, it pays to learn all you can about the Delaware schools and local Delaware community. But how do you get such information? You can start by calling the township to request information on public transportation, parks and recreational areas, city services and local amenities. The department of education in most states provides test scores and state rankings for each school district. The Internet is another good source for information. Web sites like ERA.com provide access to neighborhood and school ... 12/14/2009

When buying a Delaware home, particularly an older house, buyers are often understandably concerned about the potential need for expensive home repairs in the future. Home warranty programs, such as the ERA® Home Protection Plan®, are available to buyers and sellers to help alleviate this concern. Delaware Home warranty programs offer protection for the seller and buyer, covering most major repair or replace expenses within a home for up to a year or more after closing. With this added sense of security, it is easy to see why houses covered by home warranty programs on average sell faster than comparable homes without any such protection. If you are interested in learning more about the ERA Home Protection Plan I would be glad to provide you with additional information. Best Regards, To... 12/14/2009

Potential buyers who wish to purchase a home but can't afford a large down payment, may want to look into private mortgage insurance. Private mortgage insurance, or PMI, is designed to protect the lender against default while allowing buyers to obtain a loan while putting down significantly less than the standard 20 percent. The borrower pays a premium for PMI coverage, the amount of which is determined by the type, amount and length of the loan. The premium is usually either worked into the monthly mortgage payment or paid as a lump sum at closing. If you would like to find out more about the advantages of PMI, I would be glad to provide you with additional information. Best Regards,  Tom Davis (302) 398-3757 For Homes For Sale In Delaware just search the FREE LISTINGS at: www.FreeHome... 12/14/2009

Many buyers wonder why they need to use a real estate professional to buy a house. They can access real estate listings through classified ads and real estate Web sites and can attend open houses on their own. However, sales associates provide buyers more than just listing information. Whether you have bought a home before or are a first-time buyer, searching for and buying a new home can be a time-consuming and overwhelming experience. A real estate professional can offer support so you don't have to "go it alone." Sales associates can provide access to information on market trends, neighborhoods and schools and rely on their years of experience to make sure you utilize the best strategies for your needs. Best of all, since commissions are paid for by the seller, there is no cost to us... 12/14/2009

Tonight, Dec 1st at 6:00 p.m., Dover Delaware will once again officially open the Christmas Season with the traditional lighting of the City's Tree. The annual event will be held in front of City Hall on The Plaza. Dover City Mayor, Carleton Carey, will be on hand to kick off the festivities. On Dec 5th, the city's Festival of Lights will be highlighted by the appearance of jolly St. Nick who will be listening to young boy's and girl's wish lists on the corner of Bradford and Loockerman Streets.  Downtown Dover is lit from one end of Loockerman Street to the other, using about 30,000 lights! Every tree is decorated with festive lights and the lamp posts are adorned with wreathes and bows. Local merchants add to the scene by decorating their storefonts. To see the downtown section at nig... 12/01/2009

Veterans in Delaware Delaware Hospice will hold a Veterans Day Program on Tuesday, November 10th, from 10:30-11:30 a.m., at the Modern Maturity Center, 1121 Forrest Ave., Dover, for all veterans and their families.  The event will inform attendees of the current changes in benefits as well as provide a musical tribute to the brave men and women who have served our country in the armed forces.  Light refreshments will be provided courtesy of Delaware Hospice.  For more information about Delaware Hospice's programs and services, call 800-838-9800 or visit:  www.delawarehospice.org. Thank-You and I Am Always Looking Out For Your Local Community, This is a look at your community events in and around Dover, Delaware.  Courtesy of Dover, DE REALTOR ® Tom Davis who helps home buyers & sellers ... 11/01/2009

Kent County Delaware Community Events The Kent County Economic Summit: Building a Better Community is scheduled for Friday, November 13, at Delaware Technical & Community College, Terry Campus in Dover.  Participants will be able to obtain information from local experts and government officials on current economic conditions and learn how to adapt to future trends. -The Kent County Economic Outlook -The Kent County Economy: Concerns, Issues and Initiatives -Creating a Culture That Supports Job and Enterprise Creation -Economic Stimulus Initiatives in Kent County Registration will be required so call 302-857-1400.     This is a look at your community events in and around Kent County and Dover, Delaware.  Courtesy of Dover, DE REALTOR ® Tom Davis who helps home buyers & sellers throughout... 11/01/2009

It's the newest tool to help you sell your house faster from Dover DE Real Estate Agent Tom Davis.  The new Tool is Called "Talking House" which broadcasts a message about your house to all the potential buyers in your area!  Wouldn't it be COOL if your home could stand out and have it's own RADIO STATION CHANNEL? Well Now It Can, thanks to my newest offer of "Talking House" when you list your house with me REALTOR (R) Tom Davis.                                           Below is a copy of the Video I can send to you FREE!  It shows you how this works!  You will love it everytime someone stops by your house to "TUNE IN" to find out more about your house! If your selling a Delaware house please call me, REALTOR (R)  Tom Davis at: (302)398-3757.  If you plan on buying a home in Delaware p... 10/31/2009