Credit Repair in Delaware National Credit Fixers: 330 Roberts Street Suite 402 East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 14 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of Delaware and are experts in Delaware credit repair. Here at National Credit Fixers every client is assigned a personal credit repair specialist that not only helps remove bad credit items but helps build positive credit.  Stop getting turned down for a new car or loan and get on your way to accomplishing your financial goals. Call us today and see why we're ... 09/19/2010

Today, it appeared that M&M owned the Monster Mile.  The "King", Richard Petty gave the "Gentlemen, start your engines" war cry at the beginning, which was appropriate since he was part of the inaugural inductees to the NASCAR Hall of Fame earlier this week in Charlotte, NC.  And AJ Allmedinger made the crowd cheer with his STP retro paint scheme in honor of the King's old #43.  At the Dover International Speedway, the Monster Mile was actually pretty tame.  There weren't any big wrecks (which is good).  There were a total of five cautions (most of which were incidents of single cars hitting walls all by themselves).  And it really only seemed to be a race between two main guys: the reigning Sprint Cup champion Jimmie Johnson and the M&M driver Kyle Busch. Both guys had fantastic cars a... 05/16/2010

How Important Is A Home Inspection?  2 Words!  Very Important! I get this question all the time from buyers who don't wish to pay for a home inspection... it really is a must!  A home inspection gives the buyer peace of mind in knowing what potential problems exist in the house.  Every house has problems... Even new construction!  The idea is to know what your buying upfront and to foresee any hidden expenses that might be revealed in a home inspection. In Delaware the seller is required to fix structural damages like roof and foundation problems so as you can see a home inspection would definitely be beneficial to you as a buyer. For more information stop by my office at ERA Realty or call/email me for more and some suggested home inspectors who I recommend!   04/25/2010

Have you taken a look at the exterior painting of your home?  How about the interior painting?  More often than not... a coat of paint is just what the Doctor Ordered when it comes time to sell your home! This scraping and repainting the trim... you may ask me... Is it really that important? YES , YES , YES is my answer! Believe it or not... This repainting process could save you a couple of thousand dollars that you would have otherwise had to give up at the negotiating table at settlement day! It takes a little effort on your part to paint the house but the reward is well worth the time...plus it is just one of those things that make your home STAND OUT from the crowd of homes on the market today! For more tips on Netting More Money In Today's Economy... Ask for my free report (302) 3... 04/18/2010

Curb Appeal is a big topic real estate agents discuss.  As a seller you want your home to stand out with curb appeal.  This means the exterior of the house for sale is so nice and attractive that any potential buyers who drive by the home will want to make an appointment to take a look at the inside of the home. So one of the first steps for getting your home ready for sale is to focus on CURB APPEAL ! For more tips on getting your home ready to sell in todays market, call me and ASK for the FREE Report on Getting Your Home Ready for sale! (302) 398-3757 04/18/2010

Thanks to everyone who showed up at my Open House today!  We had a wonderful turnout!  It's always a blast meeting folks from around the community and those outside of Delaware!  Every Open House really is a great time!  Thanks to everyone who came today! I hope to have 1 more Open House before these Tax Credits Run out!  It most likely will be coming up again on Sunday from 1-4 PM... *STAY TUNED* If you missed my Open House Today... here is what you need to know... LAST CHANCE TO TAKE ADVANTAGE OF TAX CREDITS! See me and your tax accountant! $8,000 First-Time Home Buyer Tax Credit and $6,500 Existing Homeowner Tax Credit Available! Come Out To See Me, REALTOR ® Tom Davis Today , Sunday April 25th from 1-4 PM ! Please be sure to check my website or call me at: (302) 398-3757 to find out... 04/18/2010

LAST CHANCE TO TAKE ADVANTAGE OF TAX CREDITS! See me and your tax accountant! $8,000 First-Time Home Buyer Tax Credit and $6,500 Existing Homeowner Tax Credit Available! Come Out To See Me, REALTOR ® Tom Davis Today , Sunday April 18th from 1-4 PM right in Bicentennial Village! Also feel free to tune in to "Talking House" by stopping by the property and tuning in to the AM Radio frequency 1670 AM for more information about the Open House and the property. If you take RT. 8 , we are right behind the Super Fresh so Tune In If You Get Lost and let the Talking House direct your way! I look forward to seeing you there!  This is a Lovely Cape Cod!  It is located at 173 Continental Dr. Dover, DE 19904 right in Bicentennial Village and right behind the Super Fresh right on RT 8 in Dover ! It is... 04/18/2010

The tax credit deadline is approaching!  To qualify, first-time home buyers must have a binding written contract by April 30, 2010 and must close by July 1.   This tax credit is available as part of the U.S. plan to stimulate the housing market.  Last fall Congress approved the extended home buyer tax credit.  This extended tax credit started in November 30, 2009 and is about to run out on April 30, 2010.   How much money is available to first-time home buyers?  10% of the purchase price up to a maximum of $8,000.00.  The maximum for repeat buyers, also referred to as "long-term residents," is $6,500.00.   The extended home buyer tax credit is applied to primary residences, including single-family homes, condos, townhomes, and Co-ops.   Buyers can apply the credit to their 2009 tax retu... 03/28/2010

Tonight is your last chance to see Clearspace Productions' rendition of Fiddler on the Roof!  It starts at 7pm in the beautiful Schwartz Center in Dover.  What's a traditional Jewish father to do as his daughters reach marrying age in a changing world?  Come to the theater tonight and find out!  For tickets, log onto www.schwartzcenter.com.            03/27/2010

Lead based paint.   Any home built prior to 1978 is known to have lead based paint.   Your real estate agent will provide you with a booklet from the United States environmental protection agency, called protect your family from lead in your home.  This booklet will give you the facts and hazards of what based paint.  Lead exposure can harm young children and babies even before they are born.  Even children who seem healthy can have high levels of lead in their bodies.  You will read many facts about lead based paint and if you think your home might have led hazards you'll want to read this pamphlet to learn some simple tips to protect your family.  It is very important to know that even a small exposure to low levels of lead, can severely harm children.  The Federal government banned l... 03/21/2010

Ventilating the roof   One way to help protect your home from roof damage is to ensure that it is properly ventilated.  You'll want to make sure that the attics and crawl spaces are ventilated properly.  Ease his way to check the ventilation is to simply put a thermometer in the attic on a warm day when there isn't much wind.  If you find that the reading on the thermometer is 10 or 15° higher than the outside temperature, then you'll know that the airflow is not where it should be.  When there is improper ventilation, the excess heat in the summertime will reduce the life of some of the roofing materials.  In the wintertime, trapped condensation will lead to roof rotting.  Excess moisture can also decrease the effectiveness of insulation and will cause roof shingles to buckle and have ... 03/21/2010

The problems with the roof!   Problem with the roof are likely to be among the most disturbing thing that you will encounter when you're searching for a house.  So as a buyer how do you know what is up there!  A home inspector!  Many homes do need a new roof or sometime in the near future.  Since you are not going to crawl on the roof yourself, it is understandable that you'll be concerned about the roof condition.  Whenever I write the agreement of sale, I Point out the structural agreement with you and show you that if there is our roof problem that you'll be covered.  Many buyers ask if the roof has ever leaked or if it has been repaired or if there is any problems.  One of the most obvious symptoms of the leaky roof will be water stains on the inside walls and ceilings.  It will be ... 03/21/2010

You rely on detailed information when buying a home.  Your search for the right home will go a lot more smoothly if you establish your preference and priorities.  Be clear with your real estate agent and let them know the small details not only the big and this will help narrow down the home that you will call home.  For example, you desire a fenced in backyard as well as a deck for barbecuing during the summer.  Simple details like that can make the difference in helping you find the right home so be sure leave out no details!  Another thing that I recommend is that you lay out all of your concerns.  For example, I find buyers worried about buying bank property and REOs, real estate owned properties.  Going over all of the concerns up front will help us to help you in making sure we ha... 03/21/2010

Buying a house is a big deal! Your goal is not to see every single house out there in your target area but to refine the list and look at those that closely match your needs.  Being careful and thorough may seem like an obvious thing to do but this is where I see many buyers make a mistake.  Your dream house is something that you should work toward and if it is your first house, it most likely won't be the first house you buy.  If I could offer one piece of advice, that would be to be open minded!  Open mindedness about where you're willing to live and the kind of dwelling that you're willing to live in.  Be sure to spend time going through certain routes in the city and country area and become familiar with the neighborhood your most interested in. 03/21/2010

Is your wish list way too big?   As a buyer it is important to consider some other things on your wish list but it's also important to realize when the list is just not practical.  For example, you may want a four bedroom home, with the three car garage, and a full finished basement for $100,000!  As a real estate agent, what am I thinking...  Yikes!  When I started hear lists like this, I tell the buyer their will need to be some changes.  You are limited to the inventory of homes that are available.  Your expectations could be out of touch for the market.  Another consideration to make is that many of the most desirable homes sell the soonest.  When you find the right home, it is important to act quickly!  It could take a couple months for your agent to find you a very very good home ... 03/21/2010

Most of us can't just live anywhere!  As a buyer you have many things that you worry about like getting to work and back!  School situations might be important to you as well.  I always recommend to buyers to tour the areas that they are most interested in before venturing out with the real estate agent.  Before you decide where you're going to buy, you will have to make some pretty basic decisions about the kind of house you'd prefer, as well as the right kind of neighborhood for you.  You choose the environment that you want to live in, so be sure do your homework and tour the areas that your most interested in.   Remember that saying?  Location, location, location!  Well it is so true!  Spend time researching the location you're interested in!   03/21/2010

Cleaning the bathroom.   You would be surprised at how many homes I've toured in which the bathroom could have had a much better positive impression on the buyer.  One of the number one things I see buyers looking at is that caulking around the bathroom tub, toilet, and sink.  Most of my buyers have come to expect clean, clean, and did I say clean bathroom?!  Spending extra time in the bathroom could be the best thing a seller could do to make their home or sellable.  Have you looked at the tiles in your bathroom lately?  Many homes I've seen, need the grout lines cleaned and an yes very badly cleaned!   Keep in mind if you do not take the extra time and effort, buyers will only reflect that in the price that they offer for your house.  A good way to think about it, is picturing your ho... 03/14/2010

Your best return on investment is paint! Paint paint and paint!  I tour so many homes on the market and notice so many Sellers make this mistake, they do not paint their home!  Paint neutral colors like white would be my recommendation.  You could try to talk a dog off a meat wagon, but until it's painted, the buyers simply won't be as motivated and excited about your home.   Sometimes, I feel like I could be a painter, and offer my services to all the Sellers out there but that's not my job.  I really wish I was a professional painter but I'm not so my best advice is to spend a few hours it takes to paint the home.  It might take a little bit of effort on your part but I promise it will be well worth the investment.   I do have a handy list of professional painters should you need one.... 03/14/2010

Struggling economy has pushed some agents out of business and into a job.   I can usually gauge how an agents day is going if I have to reach them on the phone for something like showing a house or an offer but one day this week was different, it was an agent that was so stressed that she said she is getting a job.  She had so much pressure inside from her husband and I could even hear him in the background when I scheduled my showing.    I think agents need all the support they can get from their spouse but in a tough economy when that agent is shelling out lots of money for expenses and no money coming in then that partner will be upset and start lashing out on the agent in this case.    I feel bad the agent didn't seem to have much support at home and was working from her home office... 03/07/2010

Okay once your done with all the repairs in your home, now it is time for the fun part... Showing Off Your House!  You are ready to sell and ready to shine to all the potential buyers out there! Here is a good place to start , the living room!  Walk into your living room and take a real good look around as if you are a buyer that's actually buying a house!  Does anything catch your eye?  It should!  Have a focal point in each room that will draw the buyer into the room more.  For example:  Perhaps you have a wood-burning fireplace in your home... that would be the focal point in the room.  Show it off!  Have a decorative piece of art or if you have a spotlight on the ceiling, that is also a good idea.  Make it an attraction display!  Remember whatever the focal point is in the room, we ... 03/07/2010