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Rio Grande County, CO Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Alpine ColoradoIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mon...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Home Renovation Loan Program using FHA 203k Rehab Loans in Silverton Colorado.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.Thi...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
The benefits of a preapproval (not prequalification) for Home Loans in Plaza Colorado. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Plaza Colorado and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Plaza, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. Y...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Being a First Time Homebuyer in Summitville Colorado makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Summitville Colorado greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically inc...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
The benefits of a preapproval (not prequalification) for Home Loans in Alpine Colorado. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Alpine Colorado and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Alpine, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
The benefits of a preapproval (not prequalification) for Home Loans in Alpine CO. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Alpine CO and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Alpine, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should...
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By Mike Young, FHA 203k Consultant 916-758-1809
(203kOnLine.com, covering the USA)
It took 12 weeks to get my permits can I get an extension for my 203k? We can't possibly complete the construction in three months that are left on my project. Will they foreclose on my house? The Standard FHA 203k program was set up to take "no more than six months" therefore you won't get more than six months on the initial set up of the loan. Not a problem normally. I have had a couple contractors not want to do the job if they couldn't get eight months right from the start and that was a shame. The Streamlined k on the other hand has a sixty day completion date and only one draw or final inspection for completion.  Contractor's make more money per hour the faster they get the job completed, why then do they sometimes take so darn long to complete a project? Mostly due to the delay i...
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By RJ Baxter, 303-670-0137
(Clear Path Home Loans)
Colorado USDA home loans, 100% financing with Del Norte Home Mortgage Loans. USDA mortgage Loans in Del Norte are can help you with your home buying needs, and can be an excellent choice. If you are looking to buy a home in Del Norte , there is an amazing 0% down payment option for you to take advantage of. Find out more below: -Interest Rates are still competitive compared to both FHA and Conventional Loans. This program offers 100% financing available with minimal monthly mortgage insurance (consists of about .30% of loan amounts per year). The biggest features of a USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. Compare your low MI (Mortgage Insurance) to other loan programs that aren't as low. There are many differences whe...
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By RJ Baxter, 303-670-0137
(Clear Path Home Loans)
100% financing with Center Home Mortgage Loans and Center CO USDA loans. USDA mortgage Loans in Center are an excellent choice to help with your home buying needs. If you are looking to buy a home in Center, there is an amazing 0% down payment option for you to take advantage of. Read more about this program below: -Interest Rates are very competitive compared to both Conventional and FHA Loans. The best features of the USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. There is 100% financing available with a very small monthly mortgage insurance payment compared to other types of loans (consists of about .30% of loan amount per year). Compare the low MI (Mortgage Insurance) to other loan programs that aren't nearly as low and yo...
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By RJ Baxter, 303-670-0137
(Clear Path Home Loans)
  Your path to zero down home loan financing, learn what Monte Vista CO USDA Rate you qualify for today! Learn about one of the best home financing options available today, the USDA Rural Guaranty home loan program in Monte Vista CO and surrounding areas.Low monthly mortgage insurance, 100% financing, and competitive rates will lead to a low monthly payment on your new Colorado home loan.   Check Monte Vista CO USDA Rates Here Here are the highlights of the USDA Rural Housing program: - The home must be located in a rural area or small town in order to be eligible. Check the eligibility of your home by visiting the USDA eligibility website, just input your home address: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011 - No down payment...
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