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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Veteran’s Home Loans for Georgetown ColoradoIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Veteran’s Home Loans for Dumont ColoradoIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mon...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
The benefits of a preapproval (not prequalification) for Dumont CO Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Dumont CO Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Dumont, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choos...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
The benefits of a preapproval (not prequalification) for Empire Colorado Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Empire Colorado Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Empire, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You ...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
The benefits of a preapproval (not prequalification) for Georgetown CO Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Georgetown CO Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Georgetown, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You ...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Special Government Home Renovation Loan Program using Georgetown CO FHA 203k Rehab Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loan pr...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Special Government Home Renovation Loan Program using Dumont CO FHA 203k Renovation Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loan p...
By Susanna Haynie, Colorado Springs Realtor GRI CNE MCNE ePro MRP
(CO-RE Group, LLC -Real estate sales and services)
Comments 0
  Every year around Christmas I yearn for the traditional European Christmas Markets from my youth. I have long given up on finding what I remember...let's face it...it's not Germany and that's ok. So I take what comes close - like the Denver Christmas Christmas Market that was really fun last year. The city of Denver has done a great job and I am looking forward to going this year again.  However, my favorite Christmas Market so far has been in Georgetown, Co. Georgetown is easily accessible right off I-70 - you can see it when you drive past on your way to the ski areas Keystone, Copper and Vail. Just like most towns along this deeply cut valley through the Rockies, Georgetown is an old mining town.The towns of Georgetown and Silver Plume were recognized as a National Historic Landmar...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
  Clear Creek County Firefighter Mortgage Loans- buying a home? Learn about two substantial discounts available to firefighters in Clear Creek County Colorado. Savings are in the thousands or tens of thousands if you use these programs on your home purchase in Clear Creek County CO. The two discount programs are: The Clear Creek County CO Home Buyer Tax Credit, or MCC, and Homes for Heroes.   Homes for Heroes  Homes for Heroes honors your service to our community as Firefighters who give so much to make Clear Creek County CO an incredible place to live. Clear Creek County CO Firefighters are one of the groups that we honor through this savings program. You will receive mortgage discounts off your closing costs through the HFH program. Use more HFH network providers, get more savings. Re...
By Erin Bates
(CMG Financial and Expansion Marketing Services)
Comments 6
What To Do In Colorado - Georgetown Loop Railroad Dinner Train   If you are from Colorado and looking for something new and fun to do OR you are from out of state and looking for that perfect quintessential Colorado activity … THIS IS IT!   The Georgetown Loop Railroad, originally completed in 1884 and restored in 1973, is a staple of the Colorado mountains! This old-time steam locomotive takes visitors through the Rocky Mountains, curving up Clear Creek Canyon, offering up breathtaking views of nature’s work!   Recently the Georgetown Loop Railroad established a “Georgetown Loop Railroad Dinner Train” route and I for one am VERY excited to give it a try! Relax and enjoy choices ranging from a “steak and lobster” train to a “Beer and Brats” train, or even “Wine Tasting & Hors D’oeuvres”...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
Attention police officers in Clear Creek County Colorado: Are you looking to buy a home? This article outlines the police officer mortgage discounts and Clear Creek County Colorado police officer mortgage loans. You can save you thousands or tens of thousands on your home purchase with these three programs in Clear Creek County CO. The three programs are: Homes for Heroes, the Clear Creek County CO Home Buyer Tax Credit, or MCC, and the officer next door program. Homes for Heroes Homes for Heroes honors heroes in our community like you, police officers who give so much to make Clear Creek County CO an incredible place to live. Clear Creek County CO Police Officers are one of the groups that we honor through this program. The HFH program gives police officers mortgage discounts off their...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
Teachers, Police Officers, Fire Fighters, Veterans, first responders, and other community Heroes can save thousands on their mortgage and real estate transaction through the Homes for Heroes Clear Creek County Colorado program. The Clear Creek County CO Homes for Heroes program honors the heroes in our community who give back so much, providing a more affordable home purchase or refinance. The program enables Heroes to save by using a Clear Creek County CO Homes for Heroes lender and to save even more by also partnering with a Homes for Heroes Realtor in Clear Creek County CO. As a lender affiliate, we also have a network of other providers who offer additional discounts on real estate related services including movers, home inspectors, and moving supply companies. Tap into our hero net...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
Are you a teacher in Clear Creek County Colorado and looking to buy a home? Learn more about the incredible savings you can receive on Clear Creek County  Colorado teacher mortgages. You can save you thousands or tens of thousands on your home purchase with these three programs in Clear Creek County. These programs are the Homes for Heroes program, the Clear Creek County Home Buyer Tax Credit, or MCC, and the teacher next door program. Homes for Heroes In order to honor heroes in our community, we offer the Homes for Heroes program, for those who give so much to make Clear Creek County CO an incredible place to live. Clear Creek County Teachers are one of the groups that we honor through this program. The HFH program gives teachers mortgage discounts off their closing costs. You can rec...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
VA Mortgage Loans in Clear Creek Colorado and 100% financing on VA Loans - the best loan program and loan payment in the country!  VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the highlights of this incredible program: - 100% financing, no down payment required. - No monthly mortgage insurance. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment. How do you know if you qualify for a VA Mortgage Loan in Clear Creek CO? First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Colorado VA loan lender can order your COE quickly for you, or you ca...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
100% financing with Clear Creek County Home Mortgage Loans.  USDA mortgage Loans in Clear Creek County are excellent mortgages to help with your home buying needs. If you are looking to buy a home in Clear Creek County , take advantage of this 0% down payment option. Read more about this program below: -Interest Rates are very competitive compared to both Conventional and FHA Loans. The best features of the USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. There is 100% financing available with a very small monthly mortgage insurance payment compared to other types of loans (consists of about .30% of loan amount per year). Compare this to other loan programs that aren't as low, and you will see the savings. There are many differen...
By James A. Browning, MRE REOCertified(R) SSCertified
(Browning Real Estate School/REO Institute)
Comments 0
  REO-to-Rental: The New Asset Class By Lorenz Schwartz   Prior to completing the pivotal FHFA REO-to-Rental Initiative transactions in 2012, the scale of institutional involvement in acquiring single-family homes for the purpose of “rent and hold” was small to almost nonexistent. Things have certainly changed in just over a year. Anyone who has read just one of the many articles appearing in Mortgage Servicing News and other financial publications during the past several months is familiar with the players, their target markets and their voracious appetites to place the billions of dollars they have raised through the private and public markets. The level of interest and excitement around this space is nothing short of explosive. Real estate markets initially targeted by investors incl...
By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
Echo Lake is located at the foot of Mt. Evans in Colorado.Mt Evans is 14,240 feet to the summit.  Along the way up you will see mountain goats and Bighorn sheep.  In the fall you will be surprised at the beautiful fall colors of the Aspen trees. Mt. Evans is the highest paved road in North America. It is 33.5 miles west of Denver.  The road to the summit is closed now for the season but will reopen May 25th 2012.                    If you are visiting our mile high city of Denver be sure you adjust to the altitude for a couple of days and be in good health before you attempt the extreme high altitude.The air is very thin and altitude sickness is not fun.  Make sure you have plenty of water with you.As you are driving down from Mt. Evans, Echo Lake will be at the base of the mountain.  T...
By Emelyn Morris-Sayre, CRS, REALTOR, Lakewood/Denver 303-517-5116
(The Berkshire Group)
Comments 3
Three Mile Creek Trail offers one of the best hikes in the foothills west of Denver.  Yesterday, my husband and I, along with our hiker dog Jake, headed up Hwy 285 west of Denver thru Bailey towards Guanella Pass.  The weather was warm and inviting and hundreds of others had the same idea of taking in the beautiful golden vistas of the aspens. At Grant, we turned right onto the Guanella Scenic and Historic Byway.  The trailhead was just a short 2.5 mile drive and this trail is one of the most popular doggie hikes of the Colorado Mountain Club.  The full hike is around 12 miles; however, we followed the trail up about 3 miles as it curved around and crossed the creek (9 times).  We encountered numerous friendly dogs along the way. The aspens were at their peak in color with shades of yel...
By Emelyn Morris-Sayre, CRS, REALTOR, Lakewood/Denver 303-517-5116
(The Berkshire Group)
Comments 7
On Saturday, my husband and decided to take a hike with our dog, Jake, to one of the trails recommended in the book, "Best Hikes with Dogs Colorado" by A. Savage. From Denver, we traveled Highway 70 west to Georgetown, then proceed up Guanella Pass to the trail leading to Silver Dollar Lake. I am glad we went early because we got the last space in the parking lot at the trailhead. Those of us that like to hike in Colorado's mountains know that if you are going above timberline, you need to be on your way down the mountain no later than noon in order to avoid the thunderstorms that can catch you off guard. Our backpack was filled with water, apples. granola bars and raingear. As we hiked upwards towards the 12,000+ elevation, it quickly became apparent to me that I was going to be stoppi...

Clear Creek County, CO Real Estate Professionals