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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 1
Veteran’s Home Loans for Springfield ColoradoIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves yo...
By Mike Young, FHA 203k Consultant 916-758-1809
(203kOnLine.com, covering the USA)
Comments 0
Recently in one east coast town a lender hired a consultant and the consultant called the client to set up the appointment. The consultant indicated he would need to pick up his fee at the time of the inspection and it would be $719 which included the mileage fee.The client proceeded to tell the consultant that the lender told him it would only be $400 and they would bill the balance to the escrow if they decided to move forward with the project. If we move forward then the rest of your fee would be billed to the escrow and you would credit the $400 paid for the feasibility report to the full report.Lets step back and look at this from the lender's prospective1) Lets order a "feasibility report" and see if this project is even doable... [sounds good for everyone]2) If it is feasible to ...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Being a Springfield Colorado First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Springfield Colorado First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase ...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
The benefits of a preapproval (not prequalification) for Maxey Colorado Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Maxey Colorado Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Maxey, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You sho...
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Comments 0
Special Government Home Renovation Loan Program using Springfield CO FHA 203k Renovation Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This l...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
Special Government Home Renovation Loan Program with FHA 203K Renovation Loans in Baca County Colorado.   Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). A home buyer or existing home owner can remodel or update their home without having a higher cost second lien thanks to this special FHA loan program. "Luxury items" such as a hot tub or a swimming pool are not allowed with this FHA loan program. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even add a room to an existing structure (which will increase the value of the homes square footage). There are many advantages with this government loan program but the biggest is the ability ...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
VA Mortgage Loans in Baca County CO and 100% Baca County CO VA Loans - the best loan program in Colorado!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the main features of this great program:   - Zero Down Payment, 100% financing.   - No monthly mortgage insurance added to your payment.   - More lenient credit qualifying standards than other types of mortgage loans.   - Low rates compared to other loan programs. Here's how to qualify for a VA Mortgage Loan in Baca County Colorado: First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Colorado VA mortgage loan lender to order your ...
By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
Comments 0
100% financing with Baca County Home Mortgage Loans and Baca County CO USDA loans. USDA mortgage Loans in Baca County are excellent mortgages to help with your home buying needs. If you are looking to buy a home in Baca County , there is an amazing 0% down payment option for you to take advantage of. Read more below: -Interest Rates on this program are still competitive compared to both FHA and Conventional Loans. This program offers 100% financing available with minimal monthly mortgage insurance (consists of about .30% of loan amounts per year). The biggest features of a USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. Compare your low MI (Mortgage Insurance) to other loan programs that aren't as low. There are many differences...

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