Ok-Here it is. Pradera's 2008 year end real estate market report. I have every home that sold in Pradera for the past year inside the report. The only homes I do not have here would be FSBOs. [For sale by owner] View the FULL Article HERE.   Pradera is located in Douglas County Colorado and is situated in a private golf course community. Homes range in price from $400,000 to well into the millions. There are builder standard model homes and semi custom homes along side totally custom high end luxury real estate. Exact Location of Pradera Golf Community: Just a few miles south of the Town of Parker, Colorado on State HWY 83 usually called Parker Road. See all Parker Homes from $500,000 to $700,000. See all Parker Homes priced from $701,000 to $900,000. See all Parker homes priced from $9... 03/10/2009

$8000 First-Time Homebuyer Tax Credit The new Stimulus Plan provides a great incentive for first-time homebuyers in Colorado $8000. According to the National Association of Realtors, the tax credit is expected to bring 300,000 new homebuyers into the market. Whether or not youre a first-time homebuyer, this influx of new buyers into the market is great news. With each new buyer, the demand for homes increases and the supply of homes shrinks. If enough new buyers are encouraged to purchase homes, they will have a significant impact on stability in the housing market and we may see home prices increase. READ THE FULL ARTICLE HERE. 02/23/2009

Ok-Here's the 2008 year end market report for Newlin Meadows in Parker, Colorado. I hope you find this information helpful. These are all the homes and real estate that sold in Newlin Meadows for the entire year of 2008. If you have additional questions about the data or need additional information please let me know. I can easily update the information or send you detailed data on a specific transaction. Full interactive map of Parker Colorado neighborhoods. Complete List of Newlin Meadows Homes for Sale NOW. If you are considering buying or selling a home in the Newlin Meadows subdivision please call me for an interview. I would like the opportunity to work for you. Steven Beam 303-941-4663 or you can EMAIL. See the full spreadsheet here. See the full Article HERE.     02/23/2009

OPEN HOUSE Sunday Feb. 22nd ~ 11am to 3pmWelcome to our OPEN HOUSE on Sunday in Parker CO 5142 Serene View Way ~ The Timbers Not a short sale, not a foreclosure - just an AMAZING DEAL! Offered at $799,950 Absolutely Gorgeous - MUST SEE! 5 bedroom 5 baths5131 square ftLot size - 0.41 acres Also available for you at the OPEN HOUSE FREE financing and loan information FREE list of area foreclosures List of other area houses for sale FOLLOW SIGNS!!!5142 Serene View WayParker, CO 80134Information is deemed reliable but not guaranteed. Buyer to verify all information. EQUAL HOUSING OPPORTUNITY Search Denver MLS IDX homes for saleDenver Foreclosures Denver Luxury Homes Denver Luxury Foreclosures Homes for sale in Lone Tree Homes for sale in Castle Pines Homes for sale in Castle Rock Brian and R... 02/20/2009

Zip codes 80134 and 80138. Parker , Colorado Neighborhoods. Want to know where your favorite neighborhood or subdivision is located in Parker Colorado? Here it is. Click on the pins to see information about each neighborhood, homes and real estate for sale and what to expect if you want to buy real estate in these areas. This is a work in progress so please check back often to see new updates. View Larger Map 02/19/2009

The Colorado Golf Club Quick Facts To schedule a private tour of the homes and facilities call or EMAIL Steven Beam 303-941-4663.    Real Estate Homes and Lots for Sale Only 38 custom homesites still available. Average size 2.5 acres. Priced from $525,000 to $2,000,000. Set on 1,700 acres of beautiful rolling Parker, Colorado real estate. 7 Speculative homes are complete and ready to go. from 7,000 to over 9,500 square feet priced from $3.6 million to 5.2 million. Over 1300 acres dedicated to golf and open space protected by a conservation easement. 97 of the 135 custom homesites have sold and closed. The Colorado Golf Club is located on the east side of Parker Colorado.There are views of the entire Front Range from almost every location. Betts Lake area: John Laing Homes. 35 semi custo... 02/01/2009

Get your real estate market education here! The Pinery in Parker, Colorado 2008 Year end real estate market report and statistics. If you are contemplating buying or selling a home in The Pinery in Parker, Colorado don't you think its wise to know the true numbers and stats for what properties really sold for in 2008? Below I will provide you with all the homes that sold in The Pinery for 2008. I also included the currently under contract and the currently active homes. Steven Beam is a full time real estate broker serving Parker Colorado and the surrounding areas. Other Market Reports: The Timbers real estate market report. Stonegate real estate market report. Castle Rock The Meadows real estate market report. How to prepare for a short sale.   Full Spreadsheet available here. 01/21/2009

Looking for "HOT BUYS" in Parker Colorado? These are good buys in Parker real estate available now. You have instant access below. If you see a home you like or would like to set a showing click on the home and make it happen. Here are great links to the most up to date real estate market reports for Parker and the surrounding areas. The are neighborhood specific reports. Stonegate real estate and homes sold for 2008. Canterberry Crossing + Villages of Parker homes real estate market report 2008 The Timbers custom homes real estate market report year end 2008 All area market reports. 01/07/2009

The Timbers, Custom Homes in Parker, Colorado. Read the FULL report here. The Timbers custom homes real estate market report year end 2008 This is the year end 2008 real estate market report for all the homes that are currently active, under contract and sold in The Timbers. The sold homes are from January 1, 2008 to December 26, 2008. I have also included the homes that FAILED to sell that either expired their listing agreement before selling or were withdrawn because hey did not sell. There were quite a few withdrawn and expired homes in 2008 and the main reason is of course the economy and the oversupply of luxury homes. Unfortunately luxury homes have fallen out of favor for 2008. Most of the blame can be placed on builders over building and banks tightening of credit and jumbo loan... 12/27/2008

Year end market report for homes sold in Canterberry and Villages of Parker. 2008 Below see the spreadsheet with all the currently active, under contract and SOLD homes and real estate located in Canterberry Crossing and the Villages of Parker. Located in east Parker Colorado off Mainstreet. Canterberry Crossing ina middle to upper middle class neighborhood located around the 18 hole Black Bear Golf Course which has a practice area. With rolling topography and lots with big long range views of the Colorado rocky mountains. Great location, great views and top notch golf. TIME FRAME: January 1st, 2008 thru December 22, 2008. See entire spreadsheet here of homes and real estate for sale in Canerberry Crossing and the Villages of Parker. See the FULL REPORT HERE 12/25/2008

Basketball all day in Parker! Think you have the skills to play basketball? How about a Denver Nuggets Skills Challenge? It starts at 10AM Saturday January 3rd for boys and girls age 7 to 14. It tales place at the Parker Fieldhouse. Come out and test your basketball ability! It's fun and will give you a chance to get off the couch. Call 303-805-6311 to get involved. They will take registrations on site. Visit the Parker Fieldhouse web sie for more details. 12/21/2008

Here is a current spreadsheet (BELOW) with the currently active, under contract and sold homes and real estate for Stonegate in Parker Colorado. The sold homes are from January 1, 2008 through December 20, 2008. Unrestricted Access to see every home for sale in Stonegate. Click Below! Here you can view every home for sale in Stonegate right now. If you are interested in buying or selling a home in Stonegate feel free to call or EMAIL Steven for more information or showings. Want to chat about the neighborhood and see what's going on right now? Try me on Twitter. Status= A=Active, U= Under Contract, S = SOLD Concession Amount = The amount the seller contributed to the buyer for closing costs or other items. This concession amount should be deducted from the Final Sales Price to get the N... 12/21/2008

Loan Considerations for Buy and Hold InvestorsAs far as investment loans, little or no money down loans are impossible.  However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment.  Or, self-employed borrowers are using funds from business lines of credit to fund down payments or renovations (please note: there are asset seasoning guidelines for doing so and the debt incurred by accessing other credit lines must be accounted for against the borrower’s debt-to-income ratio). Thus, we have clients leveraging themselves with other homes they own in order to get in with little or nothing down.  There are exceptions, but practically every lender requires Full Income Documentation on any investm... 12/18/2008

Loan Considerations for Fix & Flip / Short-Term InvestorsSecuring conventional financing on a fix & flip or short-term loan is not recommended.  Most conventional lenders sell off their mortgages to investors on the secondary market.  If the loan is paid off early (before six payments are made), the investor has not recovered their initial investment.  The investor will attempt to recover their loss from the lender, who will ultimately come after the loan originator.  The loan originator would then be obligated to pay back any premium paid out by the lender.  If such activity becomes habitual with the loan officer, the lender can cease doing business with them and their firm.Furthermore, conventional loans require conventional appraisals.  The lender will require that the home is a) hab... 12/18/2008

Loan Considerations for Jumbo MortgagesFor the Greater Metro Denver area, any loan amount greater than $417,000 is considered a jumbo loan.  Fannie Mae and Freddie Mac assign different thresholds for various regions across the country.  For instance, $417,000 is not considered a jumbo loan in a high cost city like San Francisco, yet there will still be higher rates for going above $417K.  Due to the size of jumbo loans, they are considered greater risk for lenders, resulting in higher rates.  Rates have fluctuated greatly over the past few years on jumbos.  As of today, a 30 year fixed could range from 7% - 8%; a full point higher than the prime rate below a loan amount of $417,000.  Five year ARMs are popular on jumbo loans, as they typically price out a half point lower than fixed pro... 12/18/2008

Loan Considerations for Loan Amounts Between $200K - $417KWith all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up.  While underwriters and investors are scrutinizing files more closely, attractive rates and terms still exist for owner occupied purchasers seeking a conforming loan limit (under $417,000).  FHA and VA can still lend up to 100% LTV and conventional permits up to 97% LTV.  There are certain guidelines to meet when going to these high LTVs, but they are not impossible to surmount.Every home buyer should first ask themselves what payment they feel comfortable in committing to on a monthly basis.  Too many buyers over-extended themselves in recent years on homes they simply could not... 12/18/2008

FHA First-Time Buyer Tax CreditIn an effort to boost the sagging real estate market and overall economy, first-time home buyers are being offered a limited time tax credit when purchasing a primary residence.  The highlights of the tax credit are:•    The tax credit is available for first-time home buyers only. •    The maximum credit amount is $7,500. •    The credit is available for homes purchased on or after April 9, 2008 and beforeJuly 1, 2009. •    Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. •    The tax credit works like an interest-free loan and must be repaid over a 15-year period. Due to the volume of questions that can be generated with the above, I would recommend clicking on the below link for ... 12/18/2008

Loan considerations for a first time buyerLending guidelines are changing on a daily basis for every type of loan: conventional, FHA, VA & commercial.  Nevertheless, there are still very attractive first-time home buyer options available.   If you are or will be a first-time buyer, it is critical to speak with a loan officer before looking at homes.  It is a crushing feeling to view a home, picture making it your own and then find out that you cannot qualify to purchase it.  A loan officer will pull credit, analyze debt-to-income ratios, review assets and income and determine what you can afford.  Presuming a pre-qualification occurs, the loan officer will then be able to provide an array of loan options.  Presently, FHA loans are the predominant loan for first-time home buyers as they ... 12/18/2008

How can you improve your FICO score?To improve one’s credit score, it’s critical to understand the factors influencing a credit score.  The factors that contribute to a FICO score and the weighted percentages for each are as follows:•    35% — timeliness of payments •    30% — the ratio of used debt to allowable debt for consumer credit •    15% — length of credit history (the more credit history and showing proof of consistent timely payment, the better the score) •    10% — types of credit used  •    10% — recent credit inquiries and recent new credit The greatest driver behind a score is making timely payments on all accounts.  Scores will be adversely affected for any payment that is 30 days late or more.  Being late on a mortgage payment will not only crush one’s score, but will al... 12/18/2008

How does your FICO score impact your interest rate on your loan?Low credit scores are deemed greater risk for lenders since the likelihood for defaulting on the loan increases.  As such, lower FICO scores translate into higher interest rates.  Mortgage lenders will group credit scores in a range, usually in 20 or 40 point increments, with interest rates progressively getting better for each higher interval.  For example, a borrower with a middle credit score between 660 – 680 will have a higher interest rate (presuming all other variables being equal) compared to one with a 680 – 700 score.  Typically, when a borrower has a 750+ credit, they will be able to secure the best possible rate, assuming their income, assets, collateral and down payment are acceptable.For qualifying, underwrite... 12/18/2008