Myths About Today’s Housing Market, and How They Hurt Buyers and SellersThere’s no denying that there are issues with the housing market. For example, homeowners that bought when interest rates were low don’t want to sell and lose their competitive rate, which means there are fewer homes on the market for buyers to choose from. And when you combine that with high home prices and interest rates, many buyers are feeling stuck.But in the midst of the current challenges, there are myths emerging that are not only untrue, but potentially harmful to buyers and sellers alike.So what, exactly, are these myths, and, more importantly, what’s the truth? 08/19/2024

Why You Should Now Hire a Buyers’ Agent BEFORE You Find a House You Want to See in Person 08/17/2024

If you’ve been planning on buying a house, or recently started the process, you’ve probably heard that there will be some changes to how you will engage with buyers’ agents. 08/12/2024

Attention Home Howners / Home Buyers> Take this Quiz: 10 Questions to see if you will make the right choices when selling your house. 08/11/2024

Happy Presidents Day! "Happy Presidents Day! Did you know that this federal holiday was originally established in 1885 to honor George Washington's birthday? Celebrate the legacies of our nation's leaders this Monday.'The best way to predict the future is to create it.' - Abraham Lincoln"Esperanza Butler | DRE 01797405 | Your Home Sold Guaranteed Realty  02/17/2024

Smart Strategies to lowering mortgagesCheck your credit: Regularly monitor your credit score, a crucial factor in dermining mortgage terms and rates.Save for down payment: Larger down payments can led to lower interest rates and avoid private mortgage insurance. Avoid Major Purchases: Refrain from big expenses before applying to mantain a favorable debt-to income ratioPay Down Debt: Reduce existing balances to improve your credit score, a key factor in determining rates.  Stable Employment Matters: Mantain steady employment; avoid major job charges or self-employment before applying for a mortgage. Compare Multiple Lenders: Research and compare rates from vaious lenders, considering fees and terms for accurate evaluations.  02/16/2024

The art of self-hypnosis often gets dismissed as being "new age." However, just like nearly everything in life, if you truly believe in yourself and the practice, it can prove to be very helpful. What Is Self-Hypnosis? Self-hypnosis is a form of hypnosis that you can perform on yourself. It certainly comes in handy because you won't need anyone else to help you receive the many benefits of hypnosis. Self-hypnosis is now a large part of modern hypnotherapy. How Can Self-Hypnosis Help? The uses for self-hypnosis are nearly endless. If you have a problem that you wish to resolve, chances are, self-hypnosis can help you find your solution. Self-hypnosis can obliterate the obstacles that keep you from achieving your goals. Here are some of the challenges that self-hypnosis can help you solve... 01/17/2022

Develop the right mindset for when you “lose” or when you “win” a home. (You’d be amazed at how many buyers deal with huge psychological ups and downs when buying a home.)Learn when you should actually get a pre-approval and when to officially start the mortgage process.Find out what the deal is with the “deals” like short sales and foreclosures.AND SO MUCH MORE...Get my professional insight into the current local market conditions.Don’t worry if you’re super busy; this isn’t the real estate version of “War And Peace.” It’ll be a quick, insightful (and hopefully kind of fun) read for you! Within the next couple hours, you’ll literally know more about the buying process than most buyers out there (and even some real estate agents) if you go ahead and ask for your copy now. So tell me whe... 01/12/2022

HERE'S A PEEK AT WHAT'S INSIDE:Learn the “process” by simply reading the book. (It’s written in an order that flows from start to finish, so you’ll know what to expect, when to expect it, what to do, and when to do it.)Get a handle how to handle a “low-ball” offer if you get one. (Every sellers greatest fear.)Find out why negotiating isn’t one-size-fits-all.Discover how to develop a truly trusting relationship between you and your real estate agent. (Ahem...hopefully that’ll be me! LOL)Understand how to handle the opposite “problem”...having multiple offers!Learn the importance of, and what it takes, to keep a deal together once you accept an offer. (You’d be surprised at how many deals fall apart.)AND SO MUCH MORE...Don’t worry if you’re super busy; this isn’t the real estate version o... 01/12/2022

Feds to Increase Mortgage Loan Limits in 2022HERE’S A PEEK AT WHAT’S INSIDE:Learn the buying “process” by simply reading the guide. (It’s written in an order that flows from start to finish so you’ll know what to expect, when to expect it, and what to do.)Get my professional insight into the current local market conditions.Learn how to develop a truly trusting relationship with your real estate agent. (Ahem… hopefully it’s me!)Develop the right mindset for when you “lose” or when you “win” a home. (You’d be amazed at how many buyers deal with huge psychological ups and downs when buying a home.)Learn when you should actually get a pre-approval and when to officially start the mortgage process.Find out what the deal is with the “deals” like short sales and foreclosures.AND SO MUCH MORE..... 01/10/2022

HERE’S A PEEK AT WHAT’S INSIDE:Learn the buying “process” by simply reading the guide. (It’s written in an order that flows from start to finish so you’ll know what to expect, when to expect it, and what to do.)Get my professional insight into the current local market conditions.Learn how to develop a truly trusting relationship with your real estate agent. (Ahem… hopefully it’s me!)Develop the right mindset for when you “lose” or when you “win” a home. (You’d be amazed at how many buyers deal with huge psychological ups and downs when buying a home.)Learn when you should actually get a pre-approval and when to officially start the mortgage process.Find out what the deal is with the “deals” like short sales and foreclosures.AND SO MUCH MORE...Get my professional insight into the current... 01/06/2022

01/01/2022

The Countdown to the New Year is on!Let's say goodbye to the year that wasand raise our glasses to the year to come! Happy and Healthy New Year to all!  12/31/2021

My failures make me stronger.The only downside to failure is that my objective might take longer to achieve than I hoped. I consider all other aspects of failure to be positive. Failure makes me stronger in several different ways.I learn something when I fail. Every failure provides information that can be applied to my next attempt.Failure is a process of learning. I am eager to learn as much as I can, because it makes me a more capable person. Failure also brings me closer to success. If I am willing to fail enough times, I am assured of success.I become mentally stronger. Failure can be challenging. Each failure I overcome makes me stronger. Failure builds my mental toughness in unique and powerful ways.I am provided with an opportunity to learn how to persevere. Every failure provid... 12/31/2021

12/30/2021

12/30/2021

12/30/2021

My New Year’s Resolutions started today! I enjoy healthy weight loss. My weight loss is occurring at a healthy and consistent pace through dietary and lifestyle changes. Every pound I shave off my body is gone forever because I have a plan to not only take the weight off, but to keep it off.I am taking weight loss one pound at a time in order to make permanent changes to my lifestyle. More than simply decreasing a number, I am interested in transforming my habits for a better life.Driving my desire for weight loss is a sincere love and respect for myself. I value the gift of life I have been given by my Creator and I am ready to live my best life. By getting in shape, I increase my energy and activity level, thus getting more out of life.Losing weight is about me becoming a healthier p... 12/27/2021

12/27/2021

As a home owner, you want to take good care of your investment. This includes scheduling home maintenance. Following this schedule will help you take good care of your home and avoid more expensive repairs in the future.JANUARYChange your HVAC filterInspect roof and guttersVacuum coils on appliancesCheck smoke and carbon dioxide detectorsFEBRUARY Inspect basement for leaksClean drains and garbage disposal with boilingwater, baking soda, and vinegarTest auto reserve feature on your garage doorMARCHChange your HVAC filterTest sump pump if you have oneAPRILInspect roof, gutters, and chimneyApply new weather stripping or caulking around doors and windowsDrain water heaterMAYChange your HVAC filterTest smoke and carbon dioxide detectors Clean gutters and downspoutsFertilize your lawnJUNEHave yo... 12/26/2021