So, you’re 55 and looking forward to retiring in Upland. But in these final crucial years, how can you be sure that you are taking the right steps to ensure that your retirement will be all it’s supposed to be? There are several key areas in your financial life that you must begin to seriously consider and manage. In today’s article we’ll consider the role of: Your Mortgage and how it affects your retirement in Upland.     Some things that you must think about are... Will my home be paid off when I retire? Do I want it to be paid off, or is there another better alternative? During my retirement, can I afford to lose the tax deduction that I am currently receiving from my mortgage? Is there a possibility I will relocate during my retirement years, perhaps to be closer to my children (or ... 03/14/2012

In looking for a Financial Planner in Upland, first we need to consider what it means to have someone that can help you to create a diversified financial plan. What does it mean to have a diversified financial plan? We hear all the time from Mutual Fund Managers  and investment Advisors that all we need to do for the proper financial plan is to have a proper allocation of funds, stocks, and cash, and we'll be ok. Is that really the whole truth? The reality is that our financial web is interconnected and one part affects the rest. In Upland, as with all of Southern California, our mortgages affect our Retirement, and our Retirement affects how we will fund our life insurance policy. One thing affects the other. We cannot think of our individual decisions as islands all to themselves.  Pr... 03/14/2012

Clients looking for a smart, hardworking financial planner in Upland will find him right here.  I thought my Realtor associates were clever with their marketing and branding, but this is the best business card I’ve seen!I met Josiah Salser because he was doing some research on Reverse Mortgages in order to help guide his clients on the mortgage structuring part of their financial picture.  He found me through my AR “Outside Blog” and also on LinkedIn. Being the proactive sort of guy that he is, he contaced me through LinkedIn, and we wound up setting up a face to face meeting at a local Starbucks.  When I asked for his business card he handed me this: It looks just like a miniature manila file folder and I thought it was brilliant!  We spent the better part of two hours discussing multi... 03/12/2012

Beautiful North Upland Home, in an established neighborhood, walking distance to Green Leaf Park, Large Kitchen, Family room, Office, 5 large sized bedrooms, Laudry in back yard, New heater, Nice front & back yard. Full Details http://www.iehouses4sale.com/listing/mlsid/301/propertyid/C11047604/syndicated/1/cgltguid/B969A4FE-26B1-4293-8D24-A8922263FD0D/?ts=crg Listing Courtesy of WANDA CHACON DRE:01822677, KELLER WILLIAMS REALTY 03/11/2012

I was at the Upland Home Depot the other day and noticed these fine looking chairs in the Garden Section.  Who knew they came in all these colors??? They are perfect to add that little decorator touch to your outdoor space. Priced at just under $18, they are quite affordable.   01/20/2012

Upland Real Estate The Upland real estate market has been extremely volatile in the past few years, from foreclosures, short sales and standard sales as well. But Upland real estate transactions are still happening in spite of the market crash and tough market conditions. While it is true that many unfortunate Upland homeowners are losing their properties to foreclosure, foreclosing banks and lenders are not in any hurry to list their Upland foreclosed assets for sale. Banks have slowed the resale of their Upland foreclosures to a trickle to keep the real estate marketplace competitive for buyers and to not flood the supply. It is a great time to buy Upland real estate if you have the resources to do so, but there are many buyers and investors buying foreclosures. These conditions make... 01/08/2012

Family Weekend Fun in Upland, CA   The Cable Air Show January 7th & 8th from 10 AM to 5 PM Air Acrobatics by some of the nations Best Pilots Historic Planes Unusual Planes Model Planes expertly flown Sky Divers Helicopter Rides Exhibits and Vendor Booths Plan to have lunch at "Maniac Mike's" Hamburger stand.   (The proceeds go to the Upland Host Lion's Club) 01/05/2012

December Market Report for Upland CA 91786   The Market Report for Upland CA 91786 shows the average list price for homes in the Upland 91786 zip code was approximately $312,210. The average price per square foot for homes in Upland 91764 was $165.00 for the most recent quarter. which is 6.2% lower than the average price per square foot for homes in Upland. It is important to understanding the difference between Upland 91786 LIST PRICES (what sellers ask for) and Upland 91786 SOLD PRICES (what buyers are willing to pay).By comparing these price trends on this Market Report for Upland 91786,  you'll have a pretty good idea of where the market in the Upland 91786 is heading. The median listing and sold property prices are calculated based on the market activity each month.   Even though i... 12/29/2011

So, Why Do I Write About Upland or Rancho Cucamonga Real Estate? By Brad Rachielles It may not be clear to all why, and certainly posts about these communities do have a limited audience. Accolades are few and far between, but maybe they have just been missed by the Pulitzer Screening Committee. In my mind, they do serve a purpose for the thousands of residents and would be residents who care about these neighborhoods, cities or areas. In addition to being a self proclaimed ambassador for this area which I love, I understand the numbers in a way that adds an often overlooked understanding of the Upland and Rancho Cucamonga real estate market, and I write about that (the latest Upland numbers). Frequently, there are major changes in the market that affect  my clients, and that gets poste... 12/06/2011

November 2011 Real Estate Statistics for Upland, CA., by Brad Rachielles The month of Thanksgiving in Upland, CA confirmed that home buyers and sellers have shifted their thinking to the holidays. Shoppers are looking for stocking stuffers, buying turkeys and cranberries and preparing for parties and decorating their homes. Only the serious home buyers are out looking at real estate, and those really motivated and dedicated dedicated home sellers have their homes listed at this time of year. Those factors have definite effects on the November 2011 Real Estate Statistics for Upland, CA. Changes from Last Year. Significant changes have taken place, Inventories of homes (S.F.R.) have dropped from 6.3 months of inventory to just 4.3 months, Traditionally, this throws the market well into th... 12/05/2011

Two Local Don't Miss Events Saturday, 12/3/11 around Upland, CA Just a quick reminder to my Upland and Rancho Cucamonga, CA audience of two great events: The Upland Kids Christmas Parade kicks off tomorrow morning at 11:00 in the Historic Downtown Upland Business District. Great Fun for all and certainly an event to bring your camera to. This event has been a regular good time for Uplanders for years. This event is being supported by the Upland Host Lions Club as a service to Upland. ENJOY! While this second event is not so festive, it ranks up there in importance. Your Lions Club District is supporting Free Eye and Hearing screenings from 9:00 AM to 3:00 PM at the Lions Center - East, 9191 Baseline Rd., Rancho Cucamonga. Time it right and you can do both. I'll be at both too. - Brad Ra... 12/02/2011

Real Estate Professionals please join us tomorrow! Join us at our Upland / Claremont real estate professional meeting for networking and education. 11/16/2011

DON'T PUT YOUR HEAD IN THE SAND!!! If You're Having Trouble Paying Your Upland, California Mortgage... SHORT SELL IT!!!! Is your Upland CA house "upside-down"? Do you owe more than it’s worth? Are you having trouble paying your Upland CA mortgage, or are you already behind? Are you wondering if a Upland Short Sale is right for you? Losing control of your mortgage can be devastating and embarrassing, but don't let your emotions keep you from exploring your options!! One of those options is a Upland Short Sale. Short Sales have become the viable option to foreclosure. It can help you ease the massive credit damage a Foreclosure can cause. Foreclosure can keep you from buying another home for five years or longer. Short Selling can reduce this time to a couple of years. A Upland CA Short ... 11/12/2011

What Will Happen If I do A Short Sale? Short Sales Upland CA To Short Sale or Not to Short Sale in Upland CA     What is a brief definition of a Short Sale? A Short Sale is a sale of real estate in which proceeds from the Short Sale are less than what’s owed on the properties mortgage.In this current real estate market Short Sales in Upland CA, also known as Short Pays are the most common listings for sale on the market in Upland CA. Foreclosure statistics show that Short Sell homes in Upland CA and around the country this year will be well over 2.5 million in inventory.Lenders / banks are very motivated to agree to Short Sales in Upland CA when they have analyzed the situation and are convinced by the Short Sale listing agent, that losses related to a Short Sale in Upland CA are less t... 10/27/2011

Upland California Listing Agents – Sell My House in Upland CA So you’ve decided to sell your house in Upland California. There are many factors to consider when entering into such a transaction. First, in tumultuous times like these, you must first determine what type of sale you will need. Are you selling a Upland property with equity? In another words, do you owe less than what the property is worth? If so you will be conducting a standard Upland real estate sale. This type of sale obviously is the best scenario because you should come out of the deal with a margin between the sales price and any money owed on the Upland CA home, minus the cost of sale. Do you owe more on your Upland House than it’s worth? Like many Americans, the real estate market has put severe strains on the drea... 10/25/2011

Upland CA Real Estate House Sales and Home Listings - Short Sales, Foreclosures and Standard Sales - September 2011 Market Report News   This is a market activity report of closed house sales and active home listings in the city of Upland California, for September 2011. According to the MLS (Multiple Listing Service), there were 53 closed Upland home sales from September 1st to September 30th, 2011. 15 were Upland Foreclosures 12 were Upland Short Sales / Short Pay 24 were Upland Standard Sales 2 were Upland Probate or "Other" Sales And according to the MLS (Multiple Listing Service), there are 75 Upland active listings from September 1st to September 30th, 2011. 14 are Upland Foreclosures 24 are Upland Short Sales / Short Pay 37 are Upland Standard Listings 0 are Upland Probate or "Oth... 10/12/2011

UPLAND REAL ESTATE AGENTS Call Us Now: 1 (888) 9-LIST-IT Are you like many homeowners in Upland having trouble paying your mortgage every month? You may be behind in your mortgage payment, or not behind yet. Don't let foreclosure happen to you. Hire the best Upland Real Estate Agents to help you with your difficult situation FREE OF CHARGE! We are Upland real estate agents, and we have extensive real estate experience and success negotiating with dozens of the nation's mortgage lenders and banks. Whether you have one, two or more mortgage loans, we can offer you many short sale options and information. Our Upland real estate agents assist homeowners throughout Southern California every day, including all areas and cities of Riverside and San Bernardino Counties, in California. If you ha... 09/30/2011

"Life is one long struggle to disinter oneself, to keep one's head above the accumulations, the ever deepening layers of objects . . . which attempt to cover one over, steadily, almost iresistibly, like falling snow." Rose Macaulay 03/28/2011

Upland California Short Sale Real Estate Agents - Call Us Now: 1 (888) 9-LIST-IT  Are you like many homeowners in Upland having trouble paying your mortgage every month? You may be behind in your mortgage payment, or not behind yet. Don't let foreclosure happen to you. Hire the best Upland Short Sale Agent team to help you with your difficult situation at NO CHARGE TO YOU! We are Upland short sale agents, and we have extensive experience with short sale negotiations with dozens of the nation's mortgage lenders and banks. Whether you have one, two or more mortgage loans, we are able to offer you options. Our Upland Short Sale Agent team assists home owners throughout Southern California, but we specialize in all areas of Upland and The Pass cities. If you have questions about short sales... 03/27/2011

Free Short Sale Help For Homeowners in Upland California GarrigusRealestate.com's Top Rated Upland Short Sale Agent for California is helping Upland homeowners avoid foreclosure, FREE OF CHARGE. Our Short Sale Team assists hundreds of Southern California homeowners with their complicated situations and we NEVER charge homeowners for our real estate services... Our commissions fee is paid by the bank. Is your house worth less than you owe? Are you having trouble paying your mortgage or are you already behind? Do you have an Adjustable Rate Mortgage or a Negative Amortized Loan? Are you concerned about tax implications? Do you have questions about how short sales work? Many home owners are short selling their upside-downproperties, & so can you! We are Certified Foreclosure & Short Sale S... 03/21/2011