8th Annual Christmas Day Grief Intervention Temecula A Christmas Gift to those in need, without fee or charge. Location:  42145 Lyndie Lane, Suite 124, Temecula, CA 92591 9am-5pm Contact Paul Rieker for more information. Paul Rieker Can be reached at:  951-970-6541Director at PTSDHypnotherapy.com     The following is actual text from Mr. Paul Rieker's post on LinkedIn.     Christmas may not be joyous for all, for the loss of a loved one. I have hosted an open door grief intervention, for the past 7 years. In past years, many people have found benefit, to bring a final conversation, perhaps to say I love you, or to resolve the un-resolved.  Waiting for the "next stage of grief" takes too long. In the techniques of Hypnotherapy, to find love where it was lost, to regain optimism changes ... 12/06/2013

Temecula Real Estate Market Report November 2013 for central Temecula Ca 92591.For more details on our great Temecula Housing Market contact the Real Estate Agentsat the local Realty Works Office - Realty Works Temecula 951-676-4663 View Sidney Kutchuk's Market Videos   Realty Works Temecula - 41720 Winchester Rd #J, Temecula CA 92590             12/05/2013

Now that you have found Roripaug Ranch, here is a little info about the development KB homes is putting in.  It is roughly 200 homes total, spread out on 2 different tracts and part of the gated part of Roripaugh Ranch in Temecula, there are already homes for sale as you can see here.  Standard Pacific has taken a "Casual Luxury" approach to the homes they are building and you will see, that this implies, some nice touches on how the homes are put together. They are also offering two different tracts in this area, one slightly more upper scale then the other.  Standard Pacific builds a nice and very good quality home. Modern conveniences such as green building and solar is pretty standard fare these days and floorplans in the community are a head above most.  Jump over here if you want ... 12/05/2013

There are many benefits to homeownership and the tax breaks you receive as a homeowner are among the most lucrative. Some of these tax breaks are set to expire on December 31. The recent government shutdown puts front and center how important both the White House and Congress are viewing meaningful tax reform. Many of the tax benefits of homeownership have been part of the tax code for decades and will likely survive at least the first round. These include the mortgage interest deduction and the capital gains exclusion. Other more recent tax breaks may not be as lucky.   Related: First Time Home Buyers will “rock the house” in 2014 The expiring provisions of most importance to homeowners include: Mortgage insurance premium deduction - Part of the tax code since 2007, homeowners have bee... 12/04/2013

Market Report - Homes for Sale in Roripaugh Hills, Temecula 12-2013 The market for homes for sale in Roripaugh Hills is looking more like a buyer's market as we go into the end of 2013, with more homes on the market than sold in the last month.  What are those home prices for the ones that sold in November? Do you need help on pricing to buy, sell or rent? We have helped many clients buy, sell and rent properties in Roripaugh.  Feel free to contact SandtoSeaProperties. . 12/04/2013

Market Report Homes for Sale - Vail Ranch, Temecula December 2013 The Vail Ranch market for homes for sale in Temecula is looking like a strong Seller's market still, as of December 2013.  Homes listed for sale should get multiple offers looking at these numbers, if the listing is priced right.  So where are Vail Ranch home prices as of December 2013? The sold listings in Vail Ranch had the following prices upon sale: . 12/04/2013

Market Report Home for Sale Harveston, Temecula 12-2013 Harveston homes for sale as of December 2013 are tipping toward a more even buyer-seller market, compared to this past summer's pure seller market, where many homes received multiple offers upon being listed for sale. What are sold prices as of November 2013?  Here is a graphic showing the prices that Harveston homes sold for from 11-1-2013 to 11-30-2013: . 12/04/2013

Market Report Homes for Sale - Paseo Del Sol, Temecula Dec 2013 The market for homes for sale in Paseo Del Sol, Temecula, is looking pretty balanced, with the number of Pending and Sold homes (from Nov 1- Nov 30, 2013) in the low teens, as well as the active listings in the mid-teens.  After many buyers missed out during the bidding wars this past summer on Paseo Del Sol homes for sale, there appear to be a pretty even distribution of homes for sale.   Bidding wars still may be created if the homes going on the market are priced in the lower range of sold prices.  What are sold prices these days in Paseo Del Sol?  Here is a graphic showing those 12 sold listing prices: Call us regarding buying, selling or renting in Paseo Del Sol.  Besides helping buyers and sellers in this neighborhood... 12/04/2013

 Market Report Homes for Sale in Redhawk, Temecula 12-2013 The numbers are in for our market report of homes for sale; this market includes listings that are Active, Pending and Sold in the prior month - November 2013 - in Temecula's Redhawk neighborhood, south of Temecula Parkway and west of Vail Ranch.  With more than twice as many homes for sale as pending or sold in the last month, it appears that the market has made a shift toward buyers.     Of course, it will depend on the list price of a home: buyers who missed out during the frenzy this past summer (when some homes received 20 and more offers from buyers) are still watching and sellers could still get multiple offers if priced right.  What are prices as of December 2013 in Temecula's Redhawk neighborhood?  Here is a graphic of ... 12/04/2013

Now that you have found Roripaug Ranch, here is a little info about the development KB homes is putting in.  It is roughly 100 homes total and part fo the gated part of Roripaugh Ranch in Temecula, there are already homes for sale as you can see here.  KB Homes has taken a "Casual Luxury" approach to the homes they are building and you will see, that this implies, some features we are not really used to seeing in a standard tract home as they are usually built.  Especially noteworthy in my opinion, is the fold open patio doors which allows you to open a large section of a wall to the patio, not just a 3 foot slider, it brings in the outside in a whole new way. Jump over here if you want to see the current floor plans. Keep in mind, that plans can be changed and most have optional bedroo... 12/03/2013

The Department of Housing and Urban Development (HUD) announced that effective December 1, 2013 they would be reducing the owner occupied bidding period from 30 days to 15 days. Owner Occupancy Period has been reduced on HUD Homes Prior to December 1, FHA insured HUD homes had a 30 day owner occupant bid period. The first 10 days are a sealed bid period for owner occupants only and then the next 20 days are a daily bid period for owner occupants. Related: First Time Home Buyers will rock in 2014 Investors cannot bid during this time frame and many investors complained about this policy. There is now going to be a 15 day owner occupant bid period on FHA insured HUD homes. The the initial 10 day sealed bid period will stay the same, but now there will only be a 5 day daily bid period for ... 12/02/2013

Have you driven past the dust and dirt, off Murrieta Hotsprings and Pourroy? Have you wondered what the deal was with that club house - all by it's lonesome self?  Well, you were not alone, because I was wondering too, for a long time.    Roripaugh Ranch homes for sale is now finally in full swing again, and there are a few builders going on. I will ad links as I get a chance to take a look at their offerings. For now, KB Homes, Standard Pacific and Van Daele is building homes out there.  Things to know about Roripaugh Ranch in Temecula. The planned development is roughly 800 acres... It's BIG. Roripaugh Ranch where building is going on now, is going to be a gated community, you can see the gates already. Starting prices are running from $400,000 and upwards. The entrance to different b... 12/02/2013

What about that business plan of yours? I know, it is that time of year again, we all get the dripple down instructions to write out goals and make a business plan. And in my experience, most agents seem to choose to ignore that whole process.  So, this brings me to one of my pet peeve's - whenever I have been working for a large office (and yes, it happened in the past), I would walk out the door and somewhere in the building someone would holler "GOOD LUCK"... at the door slamming behind me. Now, I am not going to say that it is a misguided thing to say, as I mentioned, this does seem to be the modus operandi of a large volume of Realtors.  That said, I personally subscribe to Tom Ferry's idea - this is a day, and trip, planned and created by design, not by sheer luck as many would ha... 12/01/2013

Temecula Real Estate Predictions for 2014. The purpose of this article is to take a look at where real estate trends are headed for the Temecula and Murrieta areas in 2014. There are indicators of where any real estate market is headed by looking at some of the home buying and home selling variables.  The 5 indicators below are some of most important figures in analyzing real estate market trends.  It is important to keep in mind that every real estate market is different and when consumers look at "National", news reports about housing numbers, they must take into consideration that each real estate market is different and can have different statistics.   Below are the statistics I have chosen to highlight, regarding our real estate market here in Temecula.      The first chart shows h... 11/30/2013

How do I pre-qualify for a home loan? Here are two ways to find out -- one "good" way and one "excellent" way.The good way is via pre-qualification. The excellent way is via pre-approval. Here's what you need to know about both. Pre-qualification the “good choice” Getting pre-qualified for a mortgage is a quick and easy process. Via phone, email or internet, your lender will ask you for some basic information and -- based on what you share -- you can know whether you might qualify for a mortgage. Personal information - Full name, Social Security Number, Date of Birth, Current address? Approximate monthly income? Have you been with your current employer for two years? How much money do you have for down payment and closing costs or will you be getting a gift from a family member? How muc... 11/26/2013

Terkel just sold a home in 9 days, and he can sell yours too. Get your free Market Evaluation here 11/25/2013

Last week the Senate invoked the “nuclear option” and the housing market might be the beneficiary. The President's nominee to head the FHFA will have a lot to say about it. What is the nuclear option? The "nuclear option" would be the changing of Senate rules to enable judicial and executive nominees to be confirmed with just 51 votes instead of 60. Apparently you need 60 votes to do just about anything in the Senate but change the rules. That only takes 51 votes. The symbolism of "going nuclear" also portends a sort of mutually assured destruction in the future, to borrow another Cold War term. Democrats won't always control the Senate. And when Republicans are in charge, you can bet they'll return the favor. Politics aside, invoking the nuclear option could have a significant effect o... 11/25/2013

We’ve just put the worse housing crash in our nation’s history behind us (mostly). But the fear of negative equity has many home buyers wondering. We’ve just put the worse housing crash in our nation’s history behind us (mostly).   Another 1.4 million homeowners are no longer underwater, but others are still drowning (11 million according to Zillow.) and the possibility of another housing bubble stays with us like a nagging headache.   Will we have another housing crash?   No one can say for sure, but if you believe it can, then you might be interested in a new insurance product designed to protect homeowners against the perils of negative equity.   How does negative equity insurance work?   Basically it’s “gap insurance” that will cover the underwater amount should you need to sell.   ... 11/22/2013

If you’re a first time home buyer frustrated with the craziness that was the California real estate market in 2013, then take heart. According to Freddie Mac you will be leading the California housing market in 2014 as it continues on the road to recovery. The housing market is expected to shift from predominantly refinance activity to one dominated by first time home buyers. The market shift would mark the first time home buyers looking to make a new home purchase account for the majority of mortgage activity since 2000. Related: Will it be cheaper to own a home than rent one in 2014? "With the close of 2013 will also come a major transition in the housing finance industry," said Frank Nothaft, vice president and chief economist at Freddie Mac. "For the first time since 2000, we're goi... 11/21/2013

IRS Is Figuring Out New Ways To Tax Homeowners On Short Sales And Loan Modifications. The Mortgage Debt Forgiveness Act (MDFA) is set to expire on December 31 and has some folks doing their best "Chicken Little" impersonation. According to an article in “Mortgage Fraud Investigations” the IRS is “essentially figuring out new ways to sidestep the spirit of a law passed by Congress that exempts homeowners from declaring as income any forgiven debt from short sales or modifications.” The proof is in the form of a letter written by Michael Montemurro of the IRS to our very own Barbara Boxer (D-CA). In August she wrote a letter to the head of the IRS asking ”whether a homeowner would have taxable cancellation of indebtedness income on a ìender approved short sale that qualifies under section... 11/20/2013